Hyundai's new launch, Grand i10, is a ‘wowsome’ car with bold looks, ample space and new levels of connectivity. This new innovation from Hyundai Motor India Limited (HMIL) is a blessing for those seeking to buy a car with the looks and advanced features. When buying Hyundai Grand i10, it is of vital importance that you shop for an equally good car insurance to protect you from unforeseen liabilities that may arise.
There are a number of insurers who provide car insurance for Hyundai Grand i10, few of whom are listed below:
You can compare various car insurance policies available in the market and chose the one that satisfies all your insurance requirements.
|Fuel Type||Variants of Grand i10||*Ex-Showroom price for Bengaluru|
|Petrol||1.2 Kappa Dual VTVT 5-Speed Manual ERA - Solid||Rs.459,000|
|1.2 Kappa Dual VTVT 5-Speed Manual ERA - Metallic||Rs.462,612|
|1.2 Kappa Dual VTVT 5-Speed Manual Magna - Solid||Rs.527,605|
|1.2 Kappa Dual VTVT 5-Speed Manual Magna - Metallic||Rs.531,217|
|1.2 Kappa Dual VTVT 5-Speed Manual Sportz - Solid||Rs.570,536|
|1.2 Kappa Dual VTVT 5-Speed Manual Sportz - Metallic||Rs.574,148|
|1.2 Kappa Dual VTVT 5-Speed Manual Sportz(O) - Solid||Rs.599,728|
|1.2 Kappa Dual VTVT 5-Speed Manual Sportz(O) - Metallic||Rs.603,340|
|1.2 Kappa Dual VTVT 4-Speed Automatic Magna - Solid||Rs.598,793|
|1.2 Kappa Dual VTVT 4-Speed Automatic Magna - Metallic||Rs.602,405|
|1.2 Kappa Dual VTVT 5-Speed Manual Asta - Solid||Rs.643,753|
|1.2 Kappa Dual VTVT 5-Speed Manual Asta - Metallic||Rs.647,365|
|1.2 Kappa Dual VTVT 4-Speed Automatic Sportz(O) - Solid||Rs.686,590|
|1.2 Kappa Dual VTVT 4-Speed Automatic Sportz(O) - Metallic||Rs.690,202|
|Diesel||1.2 U2 CRDi 5-Speed Manual ERA - Solid||Rs.573,510|
|1.2 U2 CRDi 5-Speed Manual ERA - Metallic||Rs.577,179|
|1.2 U2 CRDi 5-Speed Manual Magna - Solid||Rs.622,365|
|1.2 U2 CRDi 5-Speed Manual Magna - Metallic||Rs.626,034|
|1.2 U2 CRDi 5-Speed Manual Sportz - Solid||Rs.665,369|
|1.2 U2 CRDi 5-Speed Manual Sportz - Metallic||Rs.669,037|
|1.2 U2 CRDi 5-Speed Manual Sportz(O) - Solid||Rs.695,606|
|1.2 U2 CRDi 5-Speed Manual Sportz(O) - Metallic||Rs.699,275|
|1.2 U2 CRDi 5-Speed Manual Asta - Solid||Rs.738,703|
|1.2 U2 CRDi 5-Speed Manual Asta - Metallic||RS.742,371|
*Please note that the above prices are exclusively for Bangalore, the prices will vary in other cities.
The mileage of petrol variants (manual/automatic) range between 17 and 19 kmpl.
The diesel variants are all manual and exhibit a mileage of 24.0 Kmpl.
|Engine Label||1.2 U2 CRDi Diesel||1.2 Kappa Petrol 5||1.2 Kappa Petrol 4|
|Max. Power (ps/rpm)||75/4,000||83/6,000||83/6,000|
|Engine||Max. Torque (kg·m/rpm)||19.4/1,750-2,250||11.6/4000||11.6/4000|
|Number of cylinders||3||4||4|
|Valves of cylinder||12||16||16|
|Transmission||Transmission Type||Manual 5||Manual 5||Automatic 4|
Your insurance policy premium depends on a number of factors such as:
You can buy the insurance for Grand i10 either online or offline after analysing your insurance needs and comparing the various insurance policies:
You visit the offices of various insurers/meet the insurance agents and collect information on different insurance policies offered. Based on your insurance needs, compare the insurance policies using the collated data and choose the one that best suits your insurance needs.
Buying insurance offline is time consuming, tedious and involves a lot of documentation. If you are buying your insurance offline, ensure that the offices you visit/the agents you meet with are genuine.
Availing insurance online is a hassle-free process. You can get information on all the policies available, compare these policies and buy the one that suits your insurance needs, all in less than a few hours. You need to visit the official website of the insurer or third-party insurance websites and provide the necessary information. The process involves paperless documentation. Once they have reviewed your details, you can proceed to make the payment and buy the insurance scheme. The Important thing to remember here is that there may be fraudulent insurance sites that look genuine, so double check to ensure that the site you visit is genuine.
Most of the car insurers provide rider options, below listed are few of the riders that are popular among the car owners:
There are other add-on covers available apart from the ones mentioned above.
Here are a few tips to help you trim your insurance premiums:
Insured Declared Value (IDV) depends on the market value of Grand i10 with respect to age of the car. IDV depends on geographical location, vehicle use, car accessories, etc. The higher the IDV, higher will be your car insurance premium.
Raising a claim involves the below steps:
You can opt for cashless claim or reimbursement claim, depending on your situation at the time of the accident.
Cashless Claim Process
Every insurer that offers cashless claim has a list of authorised garages called cashless garages. The policyholder can get his/her car repaired at any of the enlisted cashless garages without having to pay their own pocket. Post all the repair work, the insurer settles the bills directly with the garage in-charge.
Reimbursement Claim Process
In case the policyholder is unable to locate a cashless garage nearby, he/she can raise a reimbursement claim. The policyholder can take his/her car to the nearest garage to get the it repaired. Once the repairs are done, the policyholder has to pay the garage in-charge from his/her own pocket. Once you get the car out of the garage, you need to submit the invoice for the repairs done, to the insurer, who will reimburse the amount spent on the repairs as mentioned in the invoice.
Your Hyundai Grand i10 needs to be insured so that you are financially assured against liabilities that may arise in future.
As per the Motor Vehicles Act of 1988, it is mandatory to insure your car with at least a third-party liability cover. The Indian government is stringent when it comes to traffic laws, anyone caught breaking the law will have to pay a heavy fine and/or legal action will be taken against him/her.
Due to the availability of apps and websites by the insurers, buying insurance has become easier, hassle-free, accessible from anywhere and not at all time-consuming. When it comes to the online platform, all the documentation is paperless, but regardless of whether it's online or offline, you need to keep the following documents handy while buying insurance:
Yes, it is possible to transfer your current car insurance to another insurer easily, online or offline.
Engine cc of a car refers to the total volume of all the cylinders in the engine put together and this total capacity is expressed in cubic centimetres (cc) or in litres. The cc of your car engine is mentioned in your RC. The car insurance premium varies with respect to your engine cc and is categorised into three: