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    Hyundai Xcent Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Hyundai Motor India Limited (HMIL) is an Indian subsidiary of Hyundai Motor Company. HMIL commenced its operations in India in May 1996. At present HMIL has more than 400 automobile dealers and above 1,200 service outlets across India.

    Why is it Important to Insure Your Hyundai Xcent?

    As per the Motor Vehicles Act, the Indian government has made it mandatory for every car owner in India to insure his or her car. Another reason to insure your vehicle is that car insurance financially protects you from unforeseen liabilities that you may incur due to a mishap.

    Hyundai Xcent Insurance Providers

    A number of insurers provide Hyundai Xcent insurance in India, a few of them are listed below:

    • Bajaj Allianz General Insurance Co. Ltd.
    • HDFC ERGO General Insurance Co. Ltd.
    • Future Generali India Insurance Co. Ltd.
    • Bharti AXA General Insurance Co. Ltd.
    • IFFCO-Tokio General Insurance Co. Ltd.

    Hyundai Xcent Models

    The below table exhibits various models of Hyundai Xcent along with their starting *prices

    Fuel Type Hyundai Xcent Variants *Ex-Showroom Price (Bangalore)
    Petrol 1.2 Kappa Dual VTVT 5-Speed Manual E - Solid Rs.5,48,231
    1.2 Kappa Dual VTVT 5-Speed Manual E - Metallic Rs.5,50,640
    1.2 Kappa Dual VTVT 5-Speed Manual E+ - Solid Rs.5,99,000
    1.2 Kappa Dual VTVT 5-Speed Manual E+ - Metallic Rs. 6,01,855
    1.2 Kappa Dual VTVT 5-Speed Manual S - Solid Rs.6,39,558
    1.2 Kappa Dual VTVT 5-Speed Manual S - Metallic Rs.6,41,408
    1.2 Kappa Dual VTVT 5-Speed Manual SX - Solid Rs.6,83,722
    1.2 Kappa Dual VTVT 5-Speed Manual SX - Metallic Rs.6,85,652
    1.2 Kappa Dual VTVT 4-Speed Automatic S - Solid Rs.7,19,592
    1.2 Kappa Dual VTVT 4-Speed Automatic S - Metallic Rs.7,22,071
    1.2 Kappa Dual VTVT 5-Speed Manual SX (O) - Solid Rs.7,61,121
    1.2 Kappa Dual VTVT 5-Speed Manual SX (O) - Metallic Rs.7,62,539
    Diesel 1.2 U2 CRDi 5-Speed Manual E - Solid Rs.6,40,289
    1.2 U2 CRDi 5-Speed Manual E - Metallic Rs.6,43,222
    1.2 U2 CRDi 5-Speed Manual E+ - Solid Rs.6,96,266
    1.2 U2 CRDi 5-Speed Manual E+ - Metallic Rs.6,99,425
    1.2 U2 CRDi 5-Speed Manual S - Solid Rs.7,32,096
    1.2 U2 CRDi 5-Speed Manual S - Metallic Rs.7,34,537
    1.2 U2 CRDi 5-Speed Manual SX - Solid Rs.7,76,412
    1.2 U2 CRDi 5-Speed Manual SX - Metallic Rs.7,78,964
    1.2 U2 CRDi 5-Speed Manual SX (O) - Solid Rs.8,54,071
    1.2 U2 CRDi 5-Speed Manual SX (O) - Metallic Rs.8,56,157

    *Please note that the above prices are exclusively for Bangalore and are subject to change with respect to the city you purchase the vehicle from.

    Specifications of the Hyundai Xcent Models

    The below table exhibits engine specifications of the Hyundai Xcent Models

      1.2L Kappa Dual VTVT 4 Speed Automatic 1.2L Kappa Dual VTVT 5 Speed Manual 4-DOOR 1.2L U II 5 Speed Manual Transmission
    Engine type 1.2L Kappa 1.2L Kappa 1.2L U II Diesel
    Displacement (cc) 1,197 1,197 1,186
    Max. Power (ps/rpm) 83/6,000 83/6,000 75/4000
    Max. Torque (kg·m/rpm) 11.6/4,000 11.6/4,000 19.4/1,750 - 2,250
    Valvetrain Type 4 cylinders, 16 valves DOHC DOHC

    Types of Hyundai Xcent Car Insurance

    There are two kinds of car insurance available for Hyundai Xcent:

    • Comprehensive Car Insurance

    This car insurance policy offers extensive coverage by covering both own damage as well as third-party liabilities.

    • Third-party Liability Cover

    This car insurance policy provides limited coverage by covering third-party liabilities alone.

    Buying/renewing Hyundai Xcent Car Insurance

    You can purchase or renew your car insurance online or offline depending on your convenience

    • Online:

    You can visit third-party insurance websites or insurer’s official website to purchase/renew the car insurance of your choice. Most of the insurance websites have premium calculators that give you quote on the estimate of your car insurance premium.

    • Offline:

    You can also visit the nearest office of the insurer or meet with an insurance agent to purchase or renew the car insurance of your choice.

    Hyundai Xcent Car Insurance Claim Process

    The claim process for Hyundai Xcent car insurance involves the following steps:

    • Inform the insurer as soon as the mishap happens and raise a claim request.
    • File an FIR at the nearest police station in case of theft or accident.
    • After your claim has been registered, the insurer will send an authorised surveyor to assess the total loss/damage incurred due to the mishap.
    • You will have to submit originals and copies of the requested documents to the surveyor or the insurer for verification.
    • Post verification of the documents you can take your vehicle to the nearest garage depending on the kind of claim you have raised.
    • In case of a cashless claim, take your car to the nearest insurer authorised garage and get it repaired. Post repairs, the insurer will pay for the complete repairs directly to the garage.
    • In case of reimbursement claim, take your car to the nearest garage and get it repaired. Post repairs, you will have to settle the bills directly to the garage. Submit the repairs invoice and payment receipt to the insurer and get the amount you spent on repairs reimbursed.

    Inclusions and Exclusions of Hyundai Xcent Car Insurance

    Hyundai Xcent Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

    • Inclusions:
      • Loss/damage due to natural calamities
      • Total loss due to of fire/terrorist attack/theft
      • Own Damage liabilities
      • Third-party liabilities
    • Exclusions:
      • Regular wear and tear of the vehicle
      • Electrical/mechanical failure of the vehicle
      • Damage to tyres alone
      • Loss/damage incurred when the person was driving the vehicle without a valid licence during the time of a mishap

    Add-ons Offered with Hyundai Xcent Car Insurance

    There are a number of add-ons available in the market for Hyundai Xcent Car Insurance, a few of them are listed below:

    • Zero Depreciation Cover
    • Passenger Cover
    • Engine Protect Cover
    • No Claim Bonus Protect Cover

    Discounts Offered with Hyundai Xcent Car Insurance

    The insurers offer a number of discounts to Hyundai Xcent car owners, a few of them are listed below:

    • Professional Discount
    • No Claim Bonuses
    • If you have installed ARAI approved security devices in your car, you will get a discount on your insurance premium
    • If you are a member of any automobile associations of India, you can avail a discount on your insurance premium

    Hyundai Xcent Car Insurance FAQs:

    1. What is a voluntary deductible in car insurance?

      A part of the insured amount that you opt to pay at the time of claim settlement is called voluntary deductible.

    2. Does my geographical location have an impact on my car insurance premium?

      Yes, your geographical location has an impact on the car insurance premium you pay.

    3. Can I cancel my car insurance policy anytime?

      Yes, You can cancel your car insurance policy anytime, provided you don't have a standing claim 30 days prior to the policy cancellation and you have availed another car insurance for which you can submit relevant proof.

    4. What does depreciation in car insurance mean?

      Depreciation in car insurance is the loss in the market value of your car due to the regular wear and tear of the car as a result of aging.

    5. What is a cover note in car insurance?

      A cover note is a temporary document that is provided by the insurer to the insured until the original insurance policy document can be issued. The cover note will have all the relevant policy details and is valid for 60 days.