The Health Booster Plan from ICICI Lombard is a top-up policy that offers insurance coverage if the cover offered by your base health insurance policy is not sufficient. Despite being a top-up policy, the Health Booster Plan can also be purchased by individuals who don’t have an existing health insurance policy. In such a case, coverage will be provided after the deductible is reduced from the claim amount.
The policy offers comprehensive protection by covering inpatient treatments, daycare treatments, AYUSH treatments, domiciliary hospitalisation, etc. The Health Booster Plan can be purchased on an individual or floater basis.
To purchase the Health Booster Plan, policy buyers will need to meet ICICI Lombard’s predefined eligibility criteria, which is as follows:
A few significant features of the ICICI Lombard Health Booster Plan are as follows:
The benefits offered by the ICICI Lombard Health Booster Plan are as follows:
|Benefits||Extent of Coverage|
|Inpatient treatment||Coverage will be provided if the individual has been hospitalised for at least 24 consecutive hours|
|Daycare treatments||Coverage is provided for 150 daycare treatments|
|AYUSH treatments||Expenses incurred by policyholders on Ayurveda, Unani, Siddha, and Homeopathy (AYUSH) treatments will be covered, provided the treatment was undertaken at a government hospital or in a medical establishment recognised by the government|
|Domiciliary hospitalisation||Medical expenses incurred during domiciliary hospitalisation will be covered up to the sum insured|
|Donor expenses||Hospitalisation expenses incurred by an organ donor while undergoing an organ donor transplant surgery will be covered up to the sum insured|
|Pre and post-hospitalisation||Pre-hospitalisation expenses are covered for up to 60 days prior to the hospitalisation. Post-hospitalisation expenses are covered for 90-days after your hospitalisation.|
|Domestic road emergency ambulance cover||Up to 1% of the sum insured, up to a maximum of Rs.5,000|
|Reset benefit||Provided for policies with a deductible of Rs.3 lakh or more|
|Wellness program||Policyholders can earn wellness points for wellness activities|
*Note: For a detailed list of exclusions, policy buyers can refer to the policy wordings.
Unplanned medical expenses can quickly drain your savings. Make sure to purchase the ICICI Lombard Health Booster Plan for all-round protection against health-related expenses.
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