• ICICI Cancer Care Plus

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    Life Insurance
    • Reduce taxable income by up to Rs. 1,50,000 deduction under section 80C**
    • Convenient payment options - annual, half-yearly, quarterly or monthly premium payments
    • Do more with plans that offer pure protection, retirement planning and investment options

    ICICI Cancer Care Plus goes a step ahead and gives the policyholder complete coverage against cancer. It provides a wellness program to the policyholder. The wellness package lets you take specific tests absolutely free. The tests are conducted once in 2 years beginning from the second year of the policy. This screening package also helps the policyholder to diagnose the chances of cancer at an early stage. This helps in early treatment increasing the chances of survival. The tests will be carried out by the company's appointed medical centres. These scheduled screening tests lets you keep a track of your health and helps you to safeguard your savings as well as your health.

    Eligibility - Who is the ICICI Cancer Care Plus for?

    To be eligible for the ICICI Cancer Care Plus, one must meet the undermentioned criteria:

    Minimum age at entry A minimum age of 20 years
    Maximum age at entry A maximum age of 60 years
    Minimum policy term 10 years
    Maximum policy term Up to 70 years

    Sum Assured and Premium Payment Term - What you get and what it costs?

    Following are the sum assured and premium that the policyholder needs to pay:

      Claim at an early stage of cancer Claim at an advanced stage of cancer
    Early diagnosis of cancer Rs.1 lakh (10% of the units) NA
    Oncological treatment benefit for early cancer Rs.1 lakh (10% of the units) NA
    Diagnosis of cancer at an advanced stage Rs.5.5 lakhs (55% of the units) Rs.6.5 lakhs (65% of the units)
    Oncological treatment benefit for advanced cancer Rs.1 lakh (10% of the units) Rs.1.5 lakhs (15% of the units)
    Surgery for advanced stage of cancer Rs.1.5 lakhs (15% of the units) Rs.2 lakhs (20% of the units)
    Total cover Rs.10 lakhs (100% of the units) Rs.10 lakhs (100% of the units)

    Following is the premium that a male policyholder needs to pay to buy 10 units:

    Age Payable premium till 65 years Premium payable till 70 years
    25 Rs.4,604 p.a. Rs.5,290 p.a.
    30 Rs.4,859 p.a. Rs.5,633 p.a.
    35 Rs.5,407 p.a. Rs.6,329 p.a.
    40 Rs.6,299 p.a. Rs.7,328 p.a.
    45 Rs.7,877 p.a. Rs.8,945 p.a.

    Following is the premium that a male policyholder needs to pay to buy 10 units

    Age Premium till 65 years Premium till 70 years
    25 Rs.8,602 p.a. Rs.9,367 p.a.
    30 Rs.9,396 p.a. Rs.10,200 p.a.
    35 Rs.10,788 p.a. Rs.11,670 p.a.
    40 Rs.12,708 p.a. Rs.13,434 p.a.
    45 Rs.14,374 p.a. Rs.14,845 p.a.

    All the benefits listed under the cancer care plus policy would be paid once the policyholder submits proof of the treatment or the surgery. There is a waiting period to claim benefits under the cancer care plus policy. The benefits under early stage of cancer are available only after 12 months from the commencement of risk date. The benefits listed under advanced cancer will be available only post 6 months from the commencement of risk.

    Exclusions: What the ICICI Cancer Care Plus doesn’t include?

    No benefits under the ICICI Cancer Care Plus if the claim or the incident suffered by the policyholder is indirectly or directly caused due to any of the following:

    Other Key Features – Free Look Period, Surrender Values, Policy Revival, etc.

    The table below highlights the additional features of ICICI Cancer Care Plus plan. 

    Free look period The company offers you a free look period during which you can cancel the policy contract. The free look period is 15 days. For policies bought through distance marketing mode, the free look period is 30 days.
    Surrender value If the premium payment term of your policy is 10 years and above, the policy will acquire surrender value after payment of three full years of payment. But if your premium payment term is less than 10 years, then your policy acquires surrender value after payment of two full years of premiums.
    Policy revival Your policy will be revived if the application for revival is made within 2 years from the date of first unpaid premium and before termination of the policy contract. The revival of your policy is subject to underwriting terms. While reviving a policy, you will be required to pay the arrears along with interests applicable on the same.

    Tax Benefits – How you can save with the ICICI Cancer Care Plus?

    Policyholders are eligible for tax benefits as per the prevailing tax laws of India and these are subject to changes from time to time. Therefore, it is advisable that you seek tax consultation before investing in the policy.

    Other Benefits of ICICI Cancer Care Plus:

    Some of the additional benefits that ICICI Prudential offers to prospective buyers are as follows:

    • A financial advisor provided by the company
    • Online plan brochure
    • Call back from ICICI with details of the plan
    • Online comparison with other plans
    • Online application for the plan
    • ICICI Prudential branch locator

    Why you should buy the ICICI Cancer Care Plus from ICICI Prudential?

    Cancer Care Plus from ICICI Prudential Life is a first-rate critical illness plan which offers a wide range of features and benefits including a wellness package. With a multitude of options for its policyholder, the insurance company has earned a reputation of being exceptionally efficient. The company operates on its five core principles – Passion, Customer focus, Integrity, Humility, and Boundless Operations, which makes it one of the most reliable insurers in the country.

    *The customer reviews/feedback/opinions expressed on this website are solely of their authors and do not reflect, in any way, the view of BankBazaar Insurance.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    ICICI Cancer Care Plus Reviews

    • ICICI Prudential Life Insurance
      "GOOD POLICY"
      0.5 3.0/5 "Satisfactory"
      The reason for taking the life insurance policy with the ICICI PRUDENTIAL is because it is good policy to use. Premium and the IDV value is satisfactory wit this insurance policy. It is the term plan, i have not received the hard copy yet with this policy.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 30, 2019
    • ICICI Prudential
      ICICI Prudential Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have purchased the accidental policy with the ICICI PRUDENTIAL where in am using it since from last one year and it gives the coverage for self for any accidentals. Premium i am paying it on 6 months once as 6k-10k with this insurance policy.
      Was this review helpful? 2
      , nizamabad
      Reviewed on Jan 29, 2019
    • ICICI Prudential Life Insurance
      "GOOD POLICY"
      0.5 5.0/5 "Blown Away!"
      I have taken the EULIP policy with the ICICI PRUDENTIAL where it gives the self coverage also the maturity period of this policy is for 20 years. Premium i pay on monthly basis with this policy. The documentation process is simple and easy to get the policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 29, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The reason for taking the ICICI PRUDENTIAL is because it is reasonable when compared to the others. I have taken the term plan and it gives the policy coverage to the complete family. The premium in am paying on monthly basis. I am satisfied with the life insurance policy.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 27, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the life insurance policy with the ICICI PRUDENTIAL. The documentation process is simple and easy to get the life insurance policy. The premium i am paying on monthly basis also it is the term plan and i am satisfied with this policy.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jan 27, 2019
    • ICICI Prudential Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have compared the all other insurances with the ICICI PRUDENTIAL so i have taken this life insurance policy as the documentation process is simple and easy. The policy coverage is for 60 years where i pay the premium for monthly basis through the credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 25, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the life insurance policy with the ICICI PRUDENTIAL where i am paying the premium of rupees six thousand for six months once. The documentation process is simple and easy to get the policy. The maturity period is for long term policy.
      Was this review helpful? 0
      , guntur
      Reviewed on Jan 22, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the life insurance policy with the ICICI PRUDENTIAL and i am using it since from last 9 years. I am satisfied with this inaccuracy policy added on that the documentation process is simple and easy. I am paying the premium of 7500 rupees for 6 months once.
      Was this review helpful? 0
      , guntur
      Reviewed on Jan 22, 2019
    • ICICI Prudential Life Insurance
      "NICE"
      0.5 5.0/5 "Blown Away!"
      It is the term insurance policy where i have taken the life insurance policy with the ICICI PRUDENTIAL where i am paying the premium is 2048 on monthly basis. I am using it since from last 3 months and it includes the clinical coverage also the life coverage.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 21, 2019
    • ICICI Prudential Life Insurance
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      There is no particular reason for taking the life insurance policy with the ICICI PRUDENTIAL but i am not satisfied with this policy because there is no auto-debit option to pay my premium as i am paying it on yearly basis. It is a term plan and it gives the policy coverage of self.
      Was this review helpful? 0
      , ongole
      Reviewed on Jan 21, 2019
    • ICICI Prudential Life Insurance
      "GOOD POLICY"
      0.5 5.0/5 "Blown Away!"
      The reason for taking the life insurance policy with the ICICI PRUDENTIAL is because of the brand value also the documentation process is simple and easy with this policy. It is the term plan where i have taken and the premium i am paying on monthly basis for this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the ICICI PRUDENTIAL life insurance policy with the where the premium i am paying on monthly basis also the policy coverage is for self and spouse. The maturity period of this policy is for 30 years with this policy.
      Was this review helpful? 0
      , bikaner
      Reviewed on Jan 16, 2019
    • ICICI Prudential Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the life insurance policy with the ICICI PRUDENTIAL. Premium i pay on monthly basis and also the policy coverage is for only self. The maturity period is for 25years approximately with this life insurance policy.
      Was this review helpful? 0
      , deoghar
      Reviewed on Jan 16, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the life insurance policy with the ICICI PRUDENTIAL since from last 8 months as the portal is very good and also it is easy to use. I pay the premium on monthly basis where it gives the coverage for family. The maturity period of this policy is for 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 16, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      The reason for taking the life insurance policy with the ICICI PRUDENTIAL is because i am an existing customer of the ICICI so i have taken the life insurance policy added on that it is the trusted company. The premium i pay on monthly basis with this policy.
      Was this review helpful? 0
      , patna
      Reviewed on Jan 14, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      The reason for taking the life insurance policy with the ICICI PRUDENTIAL is because i am an existing customer of the ICICI so i have taken the life insurance policy added on that it is the trusted company. The premium i pay on monthly basis with this policy.
      Was this review helpful? 0
      , patna
      Reviewed on Jan 14, 2019
    • ICICI Prudential Life Insurance
      "BETTER"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for purchasing the life insurance with the ICICI PRUDENTIAL but the documentation process is simple and good. I am not aware of the maturity period of this policy but the premium i pay on monthly basis also the coverage is for self.
      Was this review helpful? 0
      , amritsar
      Reviewed on Jan 05, 2019
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My experience with the ICICI PRUDENTIAL is very good and i have purchased the life insurance policy with this where they have offered the maturity period for this life insurance policy is for long term. The policy coverage is for self also the sum assured is satisfactory.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 03, 2019
    • ICICI Prudential Life Insurance
      "Better"
      0.5 4.0/5 "Great!"
      It is 1cr policy and I have taken term plan for myself in ICICI Prudential. The premium was yearly 30K, its paid through online. I am comfortable with the payment mode. I felt the premium was higher compared to Aegon. I have no issues with the customer service. I got only the soft copy of the insurance. The policy period is 65 years.
      Was this review helpful? 1
      , madurai
      Reviewed on Jan 03, 2019
    • ICICI Prudential Life Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      ICICI prudential service is very good and the representative has explained me about the policy. I have paid the premium of Rs.1189 for month through online. The sum assured is 25L. The policy period is 30 years. I have purchased the term policy for myself. I got insurance paper.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 30, 2018
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