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    ICICI Cancer Care Plus

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    ICICI Cancer Care Plus goes a step ahead and gives the policyholder complete coverage against cancer. It provides a wellness program to the policyholder. The wellness package lets you take specific tests absolutely free. The tests are conducted once in 2 years beginning from the second year of the policy. This screening package also helps the policyholder to diagnose the chances of cancer at an early stage. This helps in early treatment increasing the chances of survival. The tests will be carried out by the company's appointed medical centres. These scheduled screening tests lets you keep a track of your health and helps you to safeguard your savings as well as your health.

    Eligibility - Who is the ICICI Cancer Care Plus for?

    To be eligible for the ICICI Cancer Care Plus, one must meet the undermentioned criteria:

    Minimum age at entry A minimum age of 20 years
    Maximum age at entry A maximum age of 60 years
    Minimum policy term 10 years
    Maximum policy term Up to 70 years

    Sum Assured and Premium Payment Term - What you get and what it costs?

    Following are the sum assured and premium that the policyholder needs to pay:

      Claim at an early stage of cancer Claim at an advanced stage of cancer
    Early diagnosis of cancer Rs.1 lakh (10% of the units) NA
    Oncological treatment benefit for early cancer Rs.1 lakh (10% of the units) NA
    Diagnosis of cancer at an advanced stage Rs.5.5 lakhs (55% of the units) Rs.6.5 lakhs (65% of the units)
    Oncological treatment benefit for advanced cancer Rs.1 lakh (10% of the units) Rs.1.5 lakhs (15% of the units)
    Surgery for advanced stage of cancer Rs.1.5 lakhs (15% of the units) Rs.2 lakhs (20% of the units)
    Total cover Rs.10 lakhs (100% of the units) Rs.10 lakhs (100% of the units)

    Following is the premium that a male policyholder needs to pay to buy 10 units:

    Age Payable premium till 65 years Premium payable till 70 years
    25 Rs.4,604 p.a. Rs.5,290 p.a.
    30 Rs.4,859 p.a. Rs.5,633 p.a.
    35 Rs.5,407 p.a. Rs.6,329 p.a.
    40 Rs.6,299 p.a. Rs.7,328 p.a.
    45 Rs.7,877 p.a. Rs.8,945 p.a.

    Following is the premium that a male policyholder needs to pay to buy 10 units

    Age Premium till 65 years Premium till 70 years
    25 Rs.8,602 p.a. Rs.9,367 p.a.
    30 Rs.9,396 p.a. Rs.10,200 p.a.
    35 Rs.10,788 p.a. Rs.11,670 p.a.
    40 Rs.12,708 p.a. Rs.13,434 p.a.
    45 Rs.14,374 p.a. Rs.14,845 p.a.

    All the benefits listed under the cancer care plus policy would be paid once the policyholder submits proof of the treatment or the surgery. There is a waiting period to claim benefits under the cancer care plus policy. The benefits under early stage of cancer are available only after 12 months from the commencement of risk date. The benefits listed under advanced cancer will be available only post 6 months from the commencement of risk.

    Exclusions: What the ICICI Cancer Care Plus doesn’t include?

    No benefits under the ICICI Cancer Care Plus if the claim or the incident suffered by the policyholder is indirectly or directly caused due to any of the following:

    Other Key Features – Free Look Period, Surrender Values, Policy Revival, etc.

    The table below highlights the additional features of ICICI Cancer Care Plus plan. 

    Free look period The company offers you a free look period during which you can cancel the policy contract. The free look period is 15 days. For policies bought through distance marketing mode, the free look period is 30 days.
    Surrender value If the premium payment term of your policy is 10 years and above, the policy will acquire surrender value after payment of three full years of payment. But if your premium payment term is less than 10 years, then your policy acquires surrender value after payment of two full years of premiums.
    Policy revival Your policy will be revived if the application for revival is made within 2 years from the date of first unpaid premium and before termination of the policy contract. The revival of your policy is subject to underwriting terms. While reviving a policy, you will be required to pay the arrears along with interests applicable on the same.

    Tax Benefits – How you can save with the ICICI Cancer Care Plus?

    Policyholders are eligible for tax benefits as per the prevailing tax laws of India and these are subject to changes from time to time. Therefore, it is advisable that you seek tax consultation before investing in the policy.

    Other Benefits of ICICI Cancer Care Plus:

    Some of the additional benefits that ICICI Prudential offers to prospective buyers are as follows:

    • A financial advisor provided by the company
    • Online plan brochure
    • Call back from ICICI with details of the plan
    • Online comparison with other plans
    • Online application for the plan
    • ICICI Prudential branch locator

    Why you should buy the ICICI Cancer Care Plus from ICICI Prudential?

    Cancer Care Plus from ICICI Prudential Life is a first-rate critical illness plan which offers a wide range of features and benefits including a wellness package. With a multitude of options for its policyholder, the insurance company has earned a reputation of being exceptionally efficient. The company operates on its five core principles – Passion, Customer focus, Integrity, Humility, and Boundless Operations, which makes it one of the most reliable insurers in the country.

    ICICI Cancer Care Plus Reviews

    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      Over all it is good. I got this insurance in December. Payment i do through the on line for monthly in my insurance. Customer service is good once contacted regarding the hard copy. There is no idea about the plan benefits. Policy coverage is for 32 years. I have taken insurance from this but no any particular reason for taking the insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My experience is with the insurance is good. Payment i do on line every month. Customer service i have contacted regarding the bond and they responded very good. No issues till now i have faced. Plan benefit is 50 lakhs is the complete i have to pay for my policy i pay 1213 rupees per month. Policy coverage is for 35 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2018
    • ICICI Prudential Life Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I used to pay Rs. 704 per month i have to make the payment of 22 years. I took the policy 3 months before. They will provide 50 lakhs as a sum assured amount. I'm not much aware of the benefits and plans. I'm happy about the services they provided to me.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on May 23, 2018
    • ICICI Prudential Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have taken term insurance from icici prudential . I have chosen mainly because of brand value as it provides low premium amount with high benefits . It has 100% claim ratio of 30 lakhs . Which also covers 33% critical illness . I pay it through online . Overall am satisfied with this policy insurance .
      Was this review helpful? 0
      , karimganj
      Reviewed on May 23, 2018
    • ICICI Prudential Life Insurance
      "Good Maturiy Policy"
      0.5 3.0/5 "Satisfactory"
      ICICI Prudential Life insurance policy is Risk covered policy. I will get Double the return in this policy. Within short period of time the maturity amount will come to my account. I have been using this policy for past 1 year. If any Risk happened, then my nominee will get the benefits.
      Was this review helpful? 0
      , erode
      Reviewed on May 22, 2018
    • ICICI Prudential Life Insurance
      "Average policy"
      0.5 5.0/5 "Blown Away!"
      I have been using life insurance from the Icici Prudential. It has low premium amount with high benefits It cover accidental coverage and critical illness The claim settlement ratio is good. Its simple plan term with policy coverage of 75 years . Paying amount monthly through online banking.Their customer service and response is good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 22, 2018
    • ICICI Prudential Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have taken life insurance from Icici prudential . It has good benefits like they cover critical medical claim. The policy cover till age 50 and the tenure period is 30 years . It has low premium amount with high benefits . I pay the payment monthly through online banking .
      Was this review helpful? 0
      , ramnagar
      Reviewed on May 22, 2018
    • ICICI Prudential Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have been using Life insurance from Icici prudential . It has good benefits with accidental coverage and critical medical claim . The policy coverage is 60 years with tenure period of 30 years . I pay the payment annually through online banking . Their customer service and response is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • ICICI Prudential Life Insurance
      "Reasonable policy"
      0.5 3.0/5 "Satisfactory"
      I have taken life insurance from Icici Prudential mainly because of Brand value . The plan benefits has risk coverage . Its has reasonable benefits with low premium amount I pay the payment through online banking . It has good policy coverage and benefits .
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2018
    • ICICI Prudential Life Insurance
      "GOOD POLICY WITH MANY BENEFITS "
      0.5 5.0/5 "Blown Away!"
      I have been using life insurance from Icici prudential . It has good benefits like they cover critical medical claim. The policy cover till age 50 and the tenure period is 30 years . It has low premium amount with high benefits . I pay the payment monthly through online banking .
      Was this review helpful? 0
      , cooch behar
      Reviewed on May 22, 2018
    • ICICI Prudential Life Insurance
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      All over my life insurance is very good one and when it comes for the payment i will be doing it through the salary account. I pay for monthly once and still i have not yet received the hard copy yet. In my insurance the nominee get benefited, there is a very good customer service provided by them.
      Was this review helpful? 0
      , bharatpur
      Reviewed on May 18, 2018
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have got my life insurance through paperless approval and it is easy to get my insurance. The customer service provided by them is good. When it comes to the plan benefit it is good and also added on that my payment for my life insurance is that i will be paying monthly once through on line.
      Was this review helpful? 0
      , rajkot
      Reviewed on May 18, 2018
    • ICICI Prudential Life Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have taken the policy and i used pay through ECS. I used to make the premium of Rs. 1100/ annually. It is 25 years tenure which too long. Sum assured amount Rs. 50 Lakhs. If my wife will expired then i will get benefits Since, Policy is in my wife's name.
      Was this review helpful? 0
      , surat
      Reviewed on May 18, 2018
    • ICICI Prudential Life Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      Got my life insurance from Icici prudential , its normal policy coverage with normal term benefits . It has tenure period of 20 years . Their customer service and response is good especially when it comes to documentation and queries. Overall am satisfied with this policy.
      Was this review helpful? 0
      , thane
      Reviewed on May 16, 2018
    • ICICI Prudential Life Insurance
      "Good Policy to Go With"
      0.5 5.0/5 "Blown Away!"
      ICICI has a brand value. This is my1st transaction with ICICI Prudential. Sum assured amount Rs; 50 L. Term premium amount is Rs.790 monthly. Total Tenure of the policy is 30 years. They are not providing any unique benefits. They are providing the same benefits what others are providing.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 16, 2018
    • ICICI Prudential Life Insurance
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      As of now what i have experienced with the ICICI PRUDENTIAL is excellent and at the beginning the experience with the documentation is very good. I got the documentation completely through on line. Payment what i do for my insurance is through on line for every month.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 15, 2018
    • ICICI Prudential Life Insurance
      "One of the Best Product "
      0.5 5.0/5 "Blown Away!"
      I have been using this policy for 3 years. Premium amount Rs. 1300/monthl with the coverage 2 crore. Tenure of 35 years and more. Just because of Claim settlement is high and settlement ratio is good like 97%. One of the best Term insurance in the market last year. I have recommended this policy to my friends. I used to pay through auto debit. They used to do Auto debit from my account every month.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • ICICI Prudential Life Insurance
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      From since last 5-6 months i am using my health insurance from ICICI PRUDENTIAL. At the beginning i got a very good response and latter they had not explained the proper complete policy and so i stopped to pay my dues. So i decided to close my insurance and get from another company.
      Was this review helpful? 0
      , guntur
      Reviewed on May 14, 2018
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      Actually they have not explained the policy properly and also so that i am not able to know the proper detail about this insurance. I thought it would be different but due to them they have not explained properly i have choose wrong one. Apart from that there is a good customer service.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 14, 2018
    • ICICI Prudential Life Insurance
      "extra ordinary policy"
      0.5 5.0/5 "Blown Away!"
      I own a Life insurance policy from the Top most private sector insurance company ICICI PRUDENTIAL. My monthly premium amount is Rs. 2422/-. They are providing additional benefits like cash backs in the form of non claim bonus too. I can prefer online payments to renew my life insurance policy with in due time.
      Was this review helpful? 0
      , dhanbad
      Reviewed on Mar 18, 2018
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