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  • ICICI Cancer Care Plus

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    ICICI Cancer Care Plus goes a step ahead and gives the policyholder complete coverage against cancer. It provides a wellness program to the policyholder. The wellness package lets you take specific tests absolutely free. The tests are conducted once in 2 years beginning from the second year of the policy. This screening package also helps the policyholder to diagnose the chances of cancer at an early stage. This helps in early treatment increasing the chances of survival. The tests will be carried out by the company's appointed medical centres. These scheduled screening tests lets you keep a track of your health and helps you to safeguard your savings as well as your health.

    Eligibility - Who is the ICICI Cancer Care Plus for?

    To be eligible for the ICICI Cancer Care Plus, one must meet the undermentioned criteria:

    Minimum age at entry A minimum age of 20 years
    Maximum age at entry A maximum age of 60 years
    Minimum policy term 10 years
    Maximum policy term Up to 70 years

    Sum Assured and Premium Payment Term - What you get and what it costs?

    Following are the sum assured and premium that the policyholder needs to pay:

      Claim at an early stage of cancer Claim at an advanced stage of cancer
    Early diagnosis of cancer Rs.1 lakh (10% of the units) NA
    Oncological treatment benefit for early cancer Rs.1 lakh (10% of the units) NA
    Diagnosis of cancer at an advanced stage Rs.5.5 lakhs (55% of the units) Rs.6.5 lakhs (65% of the units)
    Oncological treatment benefit for advanced cancer Rs.1 lakh (10% of the units) Rs.1.5 lakhs (15% of the units)
    Surgery for advanced stage of cancer Rs.1.5 lakhs (15% of the units) Rs.2 lakhs (20% of the units)
    Total cover Rs.10 lakhs (100% of the units) Rs.10 lakhs (100% of the units)

    Following is the premium that a male policyholder needs to pay to buy 10 units:

    Age Payable premium till 65 years Premium payable till 70 years
    25 Rs.4,604 p.a. Rs.5,290 p.a.
    30 Rs.4,859 p.a. Rs.5,633 p.a.
    35 Rs.5,407 p.a. Rs.6,329 p.a.
    40 Rs.6,299 p.a. Rs.7,328 p.a.
    45 Rs.7,877 p.a. Rs.8,945 p.a.

    Following is the premium that a male policyholder needs to pay to buy 10 units

    Age Premium till 65 years Premium till 70 years
    25 Rs.8,602 p.a. Rs.9,367 p.a.
    30 Rs.9,396 p.a. Rs.10,200 p.a.
    35 Rs.10,788 p.a. Rs.11,670 p.a.
    40 Rs.12,708 p.a. Rs.13,434 p.a.
    45 Rs.14,374 p.a. Rs.14,845 p.a.

    All the benefits listed under the cancer care plus policy would be paid once the policyholder submits proof of the treatment or the surgery. There is a waiting period to claim benefits under the cancer care plus policy. The benefits under early stage of cancer are available only after 12 months from the commencement of risk date. The benefits listed under advanced cancer will be available only post 6 months from the commencement of risk.

    Exclusions: What the ICICI Cancer Care Plus doesn’t include?

    No benefits under the ICICI Cancer Care Plus if the claim or the incident suffered by the policyholder is indirectly or directly caused due to any of the following:

    Other Key Features – Free Look Period, Surrender Values, Policy Revival, etc.

    The table below highlights the additional features of ICICI Cancer Care Plus plan. 

    Free look period The company offers you a free look period during which you can cancel the policy contract. The free look period is 15 days. For policies bought through distance marketing mode, the free look period is 30 days.
    Surrender value If the premium payment term of your policy is 10 years and above, the policy will acquire surrender value after payment of three full years of payment. But if your premium payment term is less than 10 years, then your policy acquires surrender value after payment of two full years of premiums.
    Policy revival Your policy will be revived if the application for revival is made within 2 years from the date of first unpaid premium and before termination of the policy contract. The revival of your policy is subject to underwriting terms. While reviving a policy, you will be required to pay the arrears along with interests applicable on the same.

    Tax Benefits – How you can save with the ICICI Cancer Care Plus?

    Policyholders are eligible for tax benefits as per the prevailing tax laws of India and these are subject to changes from time to time. Therefore, it is advisable that you seek tax consultation before investing in the policy.

    Other Benefits of ICICI Cancer Care Plus:

    Some of the additional benefits that ICICI Prudential offers to prospective buyers are as follows:

    • A financial advisor provided by the company
    • Online plan brochure
    • Call back from ICICI with details of the plan
    • Online comparison with other plans
    • Online application for the plan
    • ICICI Prudential branch locator

    Why you should buy the ICICI Cancer Care Plus from ICICI Prudential?

    Cancer Care Plus from ICICI Prudential Life is a first-rate critical illness plan which offers a wide range of features and benefits including a wellness package. With a multitude of options for its policyholder, the insurance company has earned a reputation of being exceptionally efficient. The company operates on its five core principles – Passion, Customer focus, Integrity, Humility, and Boundless Operations, which makes it one of the most reliable insurers in the country.

    ICICI Cancer Care Plus Reviews

    • ICICI Prudential Life Insurance
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a term insurance with ICICI Prudential. It is a iProtect Smart - Life plan. The sum assured is for 50,00,000. The premium is of Rs.609, which is paid on a monthly basis. The tenure is for 51 years. I have received the policy documents on time too.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 11, 2018
    • ICICI Prudential Life Insurance
      "Should take of customer's queries"
      0.5 1.0/5 "Really Bad"
      ICICI Prudential person didn't cooperate with me, generally I get a message before the due date of my term insurance. But I am not sure how to make the payment on monthly basis. But I am fine with the policy coverage of Rs. 1 crore, for the premium around 1600 on monthly basis.
      Was this review helpful? 0
      , bokaro
      Reviewed on Oct 31, 2018
    • ICICI Prudential Life Insurance
      "Person should have term insurance"
      0.5 4.0/5 "Great!"
      Since I'm a corporate customer of ICICI i have taken my term insurance policy with ICICI Prudential. I have chosen the tenure period of 7 years and the policy will get matured after 14 years. I have no idea about the sum assured amount . 7 years back, i have purchased the policy and i pay the premium amount of Rs. 30000 every year.
      Was this review helpful? 0
      , salem
      Reviewed on Oct 30, 2018
    • ICICI Prudential Life Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      I received my term insurance documents on time from ICICI Prudential, the activation process was also done without any hassles. ICICI is rank good amoug all the policies which I compared, the customer reviews are good, the coverage is also as per my expectation with good monthly premium.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 29, 2018
    • ICICI Prudential Life Insurance
      "Benefits should be improved"
      0.5 1.0/5 "Really Bad"
      I have ULIP plan, basically the coverage is very low and the growth gets differ based on the market value. They give promotion of 10 to 12% its not happening as of now. I make yearly premium locking period for three years its not beneficial. Because the return value is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 26, 2018
    • ICICI Prudential Life Insurance
      "Policy is Good"
      0.5 4.0/5 "Great!"
      I used to make the payment through ECS. The premium amount what I'm paying with the policy is not covered for the critical illness. They have policy covered with the Critical illness. Because of the ICICI Brand value i have selected the term insurance with ICICI Prudential. I have chosen the tenure period upto 75 years of my age. This is a tax benefitable policy
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 26, 2018
    • ICICI Prudential Life Insurance
      "Good Plan for Children"
      0.5 4.0/5 "Great!"
      I have taken smart kit plan for my children, after 20 years old. My daughter can take the return value around Rs. 7.50 lakhs with the life cover. I am very fine with this policy because its useful for my child future. Overall its a good policy for children.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 25, 2018
    • ICICI Prudential Life Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I found ICICI is best they are providing good coverage around Rs. 1 crore, upto the life cover of 75 years. Total tenure of my plan is 35 Years, they give additional benefits for accidental, critical illness, disability etc. All features are included in I protect smart plan.
      Was this review helpful? 0
      , perambalur
      Reviewed on Oct 24, 2018
    • ICICI Prudential Life Insurance
      "Good policy to take in a earlier age"
      0.5 5.0/5 "Blown Away!"
      I have taken a term insurance policy with ICICI Lombard. The premium amount is slightly higher than other companies. If we are taking the policy in early stage, it would be fine and it will best policy for all. They are good response in the customer care. I took this policy before 3 years. I get a sum assured amount of Rs. 10 lakhs. This is a tax benefitable policy
      Was this review helpful? 0
      , cuddalore
      Reviewed on Oct 24, 2018
    • ICICI Prudential Life Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      My money back policy was taken with ICICI prudential company. This is a Guaranteed money back policy. I used to pay the premium amount of Rs. 4000 but they have increased the premium Rs. 150 every month because of the tax and others. In December 2011, i was taken this policy. Through agent i have bought this policy. They have offered me a sum assured amount of Rs. 5.25 lakhs.
      Was this review helpful? 0
      , rewari
      Reviewed on Oct 24, 2018
    • ICICI Prudential Life Insurance
      "Process should be simple"
      0.5 4.0/5 "Great!"
      In the market, ICICI Prudential term plan is good because of their claim settlement ratio. But they should provide proper service, but first time I faced hassles to make the payment for term policy. I went their branch three times, they were not cooperated, I have chosen the policy of Rs. 25 lakhs, however the premium amount is higher than PNB and Aegon.
      Was this review helpful? 0
      , bokaro
      Reviewed on Oct 23, 2018
    • ICICI Prudential Life Insurance
      "Familiar in the market"
      0.5 5.0/5 "Blown Away!"
      ICICI is familiar and available any where hence recently taken ICICI Prudential life insurance, its purely term plan, I am making the premium but I am not experienced, the premium is economical and also they are providing better cover of Rs. 1.5 crore, I used to make the premium around Rs. 1030 for the tenure of 30 years,
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 23, 2018
    • ICICI Prudential Life Insurance
      "Good Claim ratio company"
      0.5 4.0/5 "Great!"
      As per my knowledge the ICICI prudential claim settlement ratio is good, I have chosen the amount of Rs. 50 lakhs for natural death and for accidental cover of Rs. 1 crore . The premium is reasonable for the term policy compared to other company.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 23, 2018
    • ICICI Prudential Life Insurance
      "Good protection for family"
      0.5 4.0/5 "Great!"
      They are providing better coverage with the premium amount which they gave me, I took ICICI Prudential term plan for 30 years. My nominees will get the coverage value of Rs. 50 Lakhs, even their claim settle ratio is good and their customer review is absolutely good.
      Was this review helpful? 0
      , nellore
      Reviewed on Oct 23, 2018
    • ICICI Prudential Life Insurance
      "High premium"
      0.5 4.0/5 "Great!"
      ICICI Prudential service is prompt, within two weeks of time I could add the nominee. The policy benefits is my choice whatever they offering they are best. I checked the proposal, the premium amt is higher and however the coverage value is good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2018
    • ICICI Prudential Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I'm paying the premium on monthly basis. Holding this policy is almost 6 months. I have selected ICICI Prudential depends on claim ratio basis. I have not claim anything and i don;t use any such benefits of the policy. Total tenure period of the policy is 30 years. I have chosen the monthly payment mode. They have sent the hard copy of the documents to my address.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 15, 2018
    • ICICI Prudential Life Insurance
      "Good Policy"
      0.5 4.5/5 "Excellent!"
      I have purchased the ICICI Prudential policy in 2007. I will get a concession of 37%. The amount will be depends on the market value. The investment amount will be based on the sensex. I made a one time investment and it was a lumpsum investment. Total tenure period is 10 years. Since its not reliable, i'm just cancelled the policy
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 12, 2018
    • ICICI Prudential Life Insurance
      "Good Beneficial Plan"
      0.5 4.0/5 "Great!"
      Long back I took ICICI Prudential life insurance because the policy benefits are good, the customer support explained all terms and conditions. My plan is for 25 years, I used to make the premium around Rs. 40,000 on yearly basis. After the tenure period I get good matured value, the policy it also includes tax benefits.
      Was this review helpful? 0
      , siliguri
      Reviewed on Oct 11, 2018
    • ICICI Prudential Life Insurance
      "Good Term Plan"
      0.5 4.5/5 "Excellent!"
      I have taken term plan from ICICI prudential, the cost of the policy is good, I make the tenure till the age of 70 age, another 32 years I should make my premium. My monthly premium is around Rs.1400 for the coverage of Rs.1 croce. Their claim settled and grievance resolved ratio is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 09, 2018
    • ICICI Prudential Life Insurance
      "Waste policy"
      0.5 1.0/5 "Really Bad"
      There is no proper response in their customer care in ICICI Prudential. There was a loss in this policy and i will not suggest to anyone. I have bought the Unit Linked Insurance Policy in 2010. I have selected the ICICI because one of my cousin has suggested me to take this policy. I have made a premium amount of Rs. 10000 every half year and i will make the payment manually.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 02, 2018
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