ICICI Cancer Care Plus

Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
Claim up to Rs. 1,50,000 deduction under section 80C**
Choose between annual and monthly premium payment options

ICICI Cancer Care Plus goes a step ahead and gives the policyholder complete coverage against cancer. It provides a wellness program to the policyholder. The wellness package lets you take specific tests absolutely free. The tests are conducted once in 2 years beginning from the second year of the policy. This screening package also helps the policyholder to diagnose the chances of cancer at an early stage. This helps in early treatment increasing the chances of survival. The tests will be carried out by the company's appointed medical centres. These scheduled screening tests lets you keep a track of your health and helps you to safeguard your savings as well as your health.

Eligibility - Who is the ICICI Cancer Care Plus for?

To be eligible for the ICICI Cancer Care Plus, one must meet the undermentioned criteria:

Minimum age at entry	A minimum age of 20 years
Maximum age at entry	A maximum age of 60 years
Minimum policy term	10 years
Maximum policy term	Up to 70 years

Sum Assured and Premium Payment Term - What you get and what it costs?

Following are the sum assured and premium that the policyholder needs to pay:

	Claim at an early stage of cancer	Claim at an advanced stage of cancer
Early diagnosis of cancer	Rs.1 lakh (10% of the units)	NA
Oncological treatment benefit for early cancer	Rs.1 lakh (10% of the units)	NA
Diagnosis of cancer at an advanced stage	Rs.5.5 lakhs (55% of the units)	Rs.6.5 lakhs (65% of the units)
Oncological treatment benefit for advanced cancer	Rs.1 lakh (10% of the units)	Rs.1.5 lakhs (15% of the units)
Surgery for advanced stage of cancer	Rs.1.5 lakhs (15% of the units)	Rs.2 lakhs (20% of the units)
Total cover	Rs.10 lakhs (100% of the units)	Rs.10 lakhs (100% of the units)

Following is the premium that a male policyholder needs to pay to buy 10 units:

Age	Payable premium till 65 years	Premium payable till 70 years
25	Rs.4,604 p.a.	Rs.5,290 p.a.
30	Rs.4,859 p.a.	Rs.5,633 p.a.
35	Rs.5,407 p.a.	Rs.6,329 p.a.
40	Rs.6,299 p.a.	Rs.7,328 p.a.
45	Rs.7,877 p.a.	Rs.8,945 p.a.

Following is the premium that a male policyholder needs to pay to buy 10 units

Age	Premium till 65 years	Premium till 70 years
25	Rs.8,602 p.a.	Rs.9,367 p.a.
30	Rs.9,396 p.a.	Rs.10,200 p.a.
35	Rs.10,788 p.a.	Rs.11,670 p.a.
40	Rs.12,708 p.a.	Rs.13,434 p.a.
45	Rs.14,374 p.a.	Rs.14,845 p.a.

All the benefits listed under the cancer care plus policy would be paid once the policyholder submits proof of the treatment or the surgery. There is a waiting period to claim benefits under the cancer care plus policy. The benefits under early stage of cancer are available only after 12 months from the commencement of risk date. The benefits listed under advanced cancer will be available only post 6 months from the commencement of risk.

Exclusions: What the ICICI Cancer Care Plus doesn’t include?

No benefits under the ICICI Cancer Care Plus if the claim or the incident suffered by the policyholder is indirectly or directly caused due to any of the following:

Other Key Features – Free Look Period, Surrender Values, Policy Revival, etc.

The table below highlights the additional features of ICICI Cancer Care Plus plan.

Free look period	The company offers you a free look period during which you can cancel the policy contract. The free look period is 15 days. For policies bought through distance marketing mode, the free look period is 30 days.
Surrender value	If the premium payment term of your policy is 10 years and above, the policy will acquire surrender value after payment of three full years of payment. But if your premium payment term is less than 10 years, then your policy acquires surrender value after payment of two full years of premiums.
Policy revival	Your policy will be revived if the application for revival is made within 2 years from the date of first unpaid premium and before termination of the policy contract. The revival of your policy is subject to underwriting terms. While reviving a policy, you will be required to pay the arrears along with interests applicable on the same.

Tax Benefits – How you can save with the ICICI Cancer Care Plus?

Policyholders are eligible for tax benefits as per the prevailing tax laws of India and these are subject to changes from time to time. Therefore, it is advisable that you seek tax consultation before investing in the policy.

Other Benefits of ICICI Cancer Care Plus:

Some of the additional benefits that ICICI Prudential offers to prospective buyers are as follows:

A financial advisor provided by the company

Online plan brochure
Call back from ICICI with details of the plan
Online comparison with other plans
Online application for the plan
ICICI Prudential branch locator

Why you should buy the ICICI Cancer Care Plus from ICICI Prudential?

Cancer Care Plus from ICICI Prudential Life is a first-rate critical illness plan which offers a wide range of features and benefits including a wellness package. With a multitude of options for its policyholder, the insurance company has earned a reputation of being exceptionally efficient. The company operates on its five core principles – Passion, Customer focus, Integrity, Humility, and Boundless Operations, which makes it one of the most reliable insurers in the country.