"Spending a whole day looking for insurance is fun," said nobody, EVER!

    Liberty Videocon Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Liberty Videocon General Insurance is a joint venture between Liberty Citystate Holdings PTE Ltd, part of the US-based group company called Liberty Mutual Group and Videocon Industries Limited. The firm started business in 2013 with an aim to provide an umbrella of insurance services in the private, industrial and commercial realm. Liberty Videocon car insurance is one of their sub products.

    Car Insurance Online from Liberty Videocon Car Insurance

    Third-party Cover Up to Rs.7.5 lakhs
    Cashless Network Garages 1900+
    Incurred Claim Ratio 2016-17 77.29%
    Net Earned Premium NA
    Covers Provided
    • Depreciation cover
    • Consumables cover
    • GAP value cover
    • Passenger assist cover
    • Roadside assistance cover
    Features
    • Quick claim settlement
    • Instantaneous purchase
    Inclusions
    • Third-party liability
    • Personal accident cover
    • Loss due to natural calamities
    • Loss due to man-made calamities
    Exclusions
    • Loss due to wear & tear
    • Damage due to general aging of the car
    • Nuclear risks, war

     

    Features and Benefits

    • Faster claim settlement- Liberty Videocon car insurance settles claim in a fast and efficient manner. Known to have a good track record, the insurance provider usually settles any claim within 7 working days.
    • Comprehensive coverage- This policy provides a complete coverage package for the car. Apart from the compulsory third-party liability cover, you are protected against various other threats including man-made calamities such as theft etc. It also covers natural calamities such as floods, earthquakes, etc.
    • Different add-on covers- Policyholders can avail a wide range of additional benefits such as depreciation cover, consumables cover, GAP value cover and 24/7 roadside assistance.
    • Cashless services- Liberty Videocon has a good network of around 1,900 cashless garages around the country, where customers can avail high-quality services without any hassles.
    • No claim bonus- The no claim bonus amount can be easily transferred to this policy from any other insurance provider in a stress-free and smooth manner.
    • 24/7 customer support-A good customer support team works round-the-clock to resolve issues, answer queries and handle the claim settlement process in hasty and efficient manner. The team works on all holidays and can be contacted for any issues during emergencies.

    Easy Steps To Apply for Liberty Videocon Car Insurance Online

    • Log on to the Liberty Videocon website. On the website, click on the ‘Quick Quote’ option. Here, you have to click on the insurance product that you are interested in.
    • This will redirect you to another page where you have to fill in basic personal details. Here you can either choose to buy a new car insurance policy or renew an existing one.
    • Fill in your mobile number and valid e-mail ID
    • In the next step, you can fill in your car details
    • Once this is done you can view your premium quote. If you're happy with the same, you can proceed to make payment. Any clarifications can be resolved by contacting the toll-free customer support number, before making a purchase.
    • Once the payment is made, the policy will be sent immediately.

    Why Liberty Videocon Car Insurance

    Hassle-free inspection
    No claim bonus
    Additional protection
    Telephonic support
    Cashless claim service

    Add-on covers on Liberty Videocon Car Insurance

    An attractive set of add-ons makes a good insurance policy even better. Below are the add-on covers provided by Liberty Videocon car insurance:

    • Depreciation cover- With this add-on option, the policyholder has the advantage of getting their full claim amount without any deductions. So, if a claim is filed for any damage, let’s say after a collision, the entire cost of repair will be covered.
    • Consumable cover-Under this add-on option, the policyholder can obtain coverage for the cost of consumable items in case they are damaged or are not fit for use. Consumables include nuts and bolts, screws, washers, lubricants, fuel, filter, brake oil, washers, engine oil, oil filter, fuel filter, grease, lubricants clip, air conditioner’s gas.
    • GAP value cover-This add-on will cover the difference arising between the declared value of the vehicle and the showroom price of the same car. Therefore, this provides the policyholder the benefit of getting coverage for the full value including road taxes.
    • Passenger assist cover-Policyholder will be eligible for a host of benefits and allowances including hospital cash, medical expenses, and transport services. Claims can also be made for reimbursement of expenses incurred towards employing a driver and ambulance charges.
    • Roadside assistance cover-In case of an unfortunate event such as an accident or a breakdown, assistance will be provided at anytime and anywhere. The services offered include tyre repair and replacement, emergency assistance, battery restart, lock and key repair or replacement, etc.

    Inclusion & Exclusion on Liberty Videocon Car Insurance

    Inclusions Exclusions
    Loss or damage caused due to:
    • Fire, explosion & self-ignition
    • Natural calamities such as floods, storms, landslides, earthquakes, rockslides, hurricanes, lightning
    When the policyholder uses the vehicle contrary to mandated instructions
    Loss due to theft, robbery, and other manmade calamities such as strike, riots, terrorist activities, accidental external damage Accident due to intoxication
    Damage caused due to travel by road, air, elevator, inland waterway Damage due to own negligence
    Third-party liability in cases of injury, death or damage Mechanical or electrical breakdown
    Personal accident cover Loss due to nuclear risks
    Loss due to electrical or non-electrical accessories War related risks
    Legal liability to passengers who do not pay fares Consequential loss
    Cover for bonnet, paintwork, tyres, tubes, lamps Contractual liability
      Loss of accessories by theft
      If used/driven outside geographical area

    Insured Declared Value - Liberty Videocon Car Insurance

    • The Insured Declared Value (IDV) of the insured vehicle is the amount that is declared at the time the policy is issued
    • IDV is fixed based on the manufacturer’s listed price and the brand of the vehicle.
    • For a car that is 5 years or older, the IDV is usually calculated based on an agreement between the insured party and the insurance provider.
    • IDV is always taken at market value during the entire term of the policy. Below is a sample table on how IDV is calculated:
    Age of vehicle % of depreciation
    Not exceeding 6 months 5%
    Exceeding 6 months but not exceeding 1 year 15%
    Exceeding 1 year but not exceeding 2 years 20%
    Exceeding 2 years but not exceeding 3 years 30%
    Exceeding 3 years but not exceeding 4 years 40%
    Exceeding 4 years but not exceeding 5 years 50%

    Liberty Videocon Car Insurance Cashless Garages

    Liberty Videocon has a well-equipped and highly organised network of more than 1,900 cashless network garages across the country. Customers can claim for cashless services through this network by looking up for the nearest garage in their locality.

    Claim Process Liberty Videocon Car Insurance

    It is very easy for a policyholder to initiate claim and claim reimbursement for expenses that have been incurred. The process to be followed may vary slightly depending on the nature of the incident. The policyholder can either make a claim through their website, call the toll-free number or through SMS. There are some documents that need to be kept in place before making a claim. Below is the list of documents required:

    • Driving license
    • RC book
    • Policy documents
    • Policy number
    • FIR, if required

    Cashless Claim Process Liberty Videocon Car Insurance

    Let's explore the cashless claim process:

    • Contact the insurance provider
    • Obtain an FIR if necessary
    • Take the car to the nearest network garage. If the car is not in a condition to be driven, ask the insurance provider for towing service from the accident spot to the network garage
    • Once the car is repaired, the payment for the service is made by the insurance provider to the concerned network garage

    Reimbursement Claim Process Liberty Videocon Car Insurance

    Let’s explore the reimbursement claim process:

    • Contact the insurance provider
    • Keep all relevant documents ready
    • Submit all bills, invoices and medical expenses data
    • The claim will be settled within 7 working days

    Liberty Videocon Car Insurance Reviews

    • Liberty Videocon Car Insurance
      "Average policy"
      0.5 3.0/5 "Satisfactory"
      I have a car insurance policy from Liberty Videocon, the premium amount is little high in the policy which is around Rs. 32,000 and Idv is around Rs. 2,00,000. I never took any claim, hence I don't any experience on that. Over all I would rate as an average to this insurance policy.
      Was this review helpful? 0
      , vita
      Reviewed on Mar 25, 2018
    • Liberty Videocon Car Insurance
      "Good Brand value insurance company"
      0.5 5.0/5 "Blown Away!"
      I think all fields of Liberty Videocon is good, in term of coverage value, service and the premium is also reasonable in the market. I paid the policy cost around Rs. 14,200 for one year. Liberty Videoco gave me Rs. 5.6 lakhs on my Chevrolet. I took private car insurance which has all basic benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 15, 2018
    • Liberty Videocon Car Insurance
      "Claim process should be faster"
      0.5 3.0/5 "Satisfactory"
      When my car got scratched, Liberty Videocon gave me the cash less service. But they taken 4 to 5 days to complete the process. The finalization taking long time it would great if they improve on the claim process. Otherwise everything is good, policy cover is good, I took private car policy for my Volkswagen.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 15, 2018
    • Liberty Videocon Car Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I have a car insurance policy taken from Liberty Videocon, the policy is good and satisfactory, I had no issues with the policy. But the insurance company did not give me the full copy of the insurance policy where terms and conditions were missing.
      Was this review helpful? 0
      , jaipur
      Reviewed on Mar 13, 2018
    • Liberty Videocon Car Insurance
      "Better protector for four wheeler"
      0.5 4.0/5 "Great!"
      In my experience Liberty Videocon car policy cost is cheap in the market, the IDV is also good. Total coverage value is around Rs. 4 lakhs for the premium around Rs. 8400 for one year. It has basic features like third party cover, road accidental cover.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 13, 2018
    • Liberty Videocon Car Insurance
      "Good Protector for four wheeler"
      0.5 4.5/5 "Excellent!"
      Its has lowest cost and its covers almost all the parts of vehicle. I took bumper to bumper protection in private car policy. I paid the premium around Rs. 5000 for one tenure, They gave me good IDV value for my FIAT GRANDE around Rs. 2.5 lakhs, I am fine with that.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 06, 2018
    • Liberty Videocon Car Insurance
      "Premium should be economical"
      0.5 3.0/5 "Satisfactory"
      Liberty Videocon General Insurance gave me average experience. I had a claim when my car got small damage with the back bumper, they have taken 5 days to repair. They claim process was moderate they had taken some time to approve the claim. But premium was economically high.
      Was this review helpful? 0
      , mangalore
      Reviewed on Mar 05, 2018
    • Liberty Videocon Car Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I would say Liberty Videocon premium is value for money, I paid the car insurance premium around Rs. 7800 for one year, they gave me best IDV value around Rs. 4 lakhs for my Maruthi Ertige car. I took private car plan, it includes third party, accidental cover and cash less service depend upon the garages.
      Was this review helpful? 0
      , dhule
      Reviewed on Mar 05, 2018
    • Liberty Videocon Car Insurance
      "A good experience"
      0.5 4.0/5 "Great!"
      I had applied and got a Car insurance from a private sector company LIBERTY VIDEOCON GENERAL INSURANCE. My annual premium amount is Rs. 4,126/- which is very affordable by comparing with other insurance polices. I didn't have any claim experience so i cant able to comment on it. The customer service is good and they are very much responsive.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Feb 23, 2018
    • Liberty Videocon Car Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy from Liberty Videocon. The policy is fine I did not face any such kind of issue while dealing with it. I got the policy on time and the policy coverage is also good. The final premium is around Rs. 5,911 and Idv is around Rs. 3,05,246.
      Was this review helpful? 0
      , kalyan
      Reviewed on Feb 22, 2018
    • Liberty Videocon Car Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy from Liberty Videocon. The policy is fine I did not face any such kind of issue while dealing with it. I got the policy on time and the policy coverage is also good. The final premium is around Rs. 5,911 and Idv is around Rs. 3,05,246.
      Was this review helpful? 0
      , kalyan
      Reviewed on Feb 22, 2018
    • Liberty Videocon Car Insurance
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I had applied and got a Car insurance from a LIBERTY VIDEOCON GENERAL INSURANCE through a on line partner. Most of all benefits are covered under one policy. My premium amount is Rs. 5,981/- which is very affordable by comparing my previous car insurance policy. I didn't have any claim experience so I am unable to comment much about it.
      Was this review helpful? 0
      , shimoga
      Reviewed on Feb 22, 2018
    • Liberty Videocon Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy from Liberty videocon. I am satisfied with the policy coverage, and their customer service. everything went smooth, I don't have any claim experience, My final premium is around Rs. 3,500 and Idv is around Rs. 1,23,443.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • Liberty Videocon Car Insurance
      "best"
      0.5 5.0/5 "Blown Away!"
      I had applied and got the Car insurance from the prestigious insurance company LIBERTY VIDEOCON GENERAL INSURANCE. It is good car policy. I didn't have any claim experience so i cant able to commit on it. The customer service is good and responsive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • Liberty Videocon Car Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy from Liberty videocon. My final premium is around Rs. 6,973 and sum assured to me is Rs. 2,67,046. The policy is very nice I am happy with the policy. I received it in on time, everything went well. I did not make any claim till now.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • Liberty Videocon Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a Car insurance policy from Liberty Videocon. My final premium is around Rs. 8,066 and sum assured to me is around Rs. 3,85,254. I am satisfied with the policy and it services, I did not face any difficulty, the processing was done on time it has been a hassle free process.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Feb 14, 2018
    • Liberty Videocon Car Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Liberty Videocon is good, so far everything is going well. I have purchased car insurance through online channel, the policy got activated on time. I paid the premium around Rs. 11,000 for the IDV around Rs. 6.7 lakhs. I have private car policy for my Maruthi Suzuki car it has bumper to bumper protection.
      Was this review helpful? 0
      , mangalore
      Reviewed on Feb 05, 2018
    • Liberty Videocon Car Insurance
      "Process should be faster"
      0.5 4.0/5 "Great!"
      Liberty Videocon customer service taken 2 to 3 days extra for the claim process. When there was accident my front bumper got damaged on vehicle, I called the general number and I spoke with the office, total claim amount came around Rs. 12k, I have paid around Rs. 5520, remaining amount they have claimed and done the service.
      Was this review helpful? 0
      , hubli
      Reviewed on Feb 02, 2018
    • Liberty Videocon Car Insurance
      "Good network of garages"
      0.5 4.0/5 "Great!"
      I have taken my car insurance from Liberty Videocon. The main reason I took this policy is because of the good network of garages. There is a road side assistance too. The IDV and premium is also good. But the major part was the garages. Overall no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 02, 2018
    • Liberty Videocon Car Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have a car insurance policy taken from Liberty videocon. They have promised good policy coverage and service. The final premium amount I pay is around Rs. 5,919. My idv is around Rs. 3,12,697. So far looks good only in future I could say if I had to make any claim.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 28, 2018
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