LIC login procedure

• Premiums as low as Rs.18/day for sum assured of Rs.1 crore
• Paperless process available
• Choose between lump sum and monthly payout options

Apply Now

Life Insurance Corporation (LIC) of India is one of the most reputed insurance companies in India. It is known to offer a large variety of products to its customers and caters to their various insurance needs. In times today when technology has advanced, it has become extremely easy not only to purchase a new insurance product but also to manage your policy from the comfort of your home. Like every other insurance company which takes help of the internet to offer you services related to insurance, LIC is also not behind. If you are a customer of LIC, then it is extremely easy for you to manage your policy as you simply have to login to the portal by visiting the official website of LIC and using your login credentials.

We will look at the procedure that you will have to follow while logging in to your LIC account.

New user login registration

If you are a new user then you will have to register and create a profile which you will be able to use later in order to manage your policy. The steps for registering as a new user are given below:

• Log in to the official website of LIC.
• On the left-hand side of the page, under the Online Portal section, click on the ‘Customer Portal’.
• You will be directed to a new page, where you will find a tab called ‘New User’. Click on the tab.
• An application page will open where you will be required to fill in important details such as your policy number, date of birth, Email id, PAN number, Passport Number, Gender, etc. Once you have filled in the required details, you will have to tick the agreement stating that the mobile number provided by you belongs to you and is used by you and LIC can use that number for any communication-related purposes. Next, click on ‘Proceed’.
• You will have to create a new user id and password. You can then use that user id and password to login to the portal and view the status of your policy or manage it as per your needs.

Paying your premium without login

If you do not wish to register and still want to pay your premiums, you can still do so by following the given procedures below:

• Visit the official website of LIC and click on the ‘Pay Premium Online’ section under Online Services.
• You will be directed to a separate page where you must click on Pay Direct (Without Login) tab.
• You will be directed to a premium payment page where you will have to enter relevant details such as your policy number, premium amount, date of birth, email-id, mobile number, etc. Once you are done filling the details, verify the captcha given below and click on the Submit button.
• You will have to create a user id and password through which you will be able to complete the process of paying the premium as you will be directed to the payment gateway. You will have to choose whether you would like to make the payment via credit card, debit card, net banking or through other payment methods such as Paytm.

LIC login process if you have forgotten your password or User ID

There are certain procedures you will have to follow in case you have forgotten your password:

• Log in to the official website of LIC, and click on ‘Premium Payment Online’ under Online Services.
• You will be redirected to a separate page, where you will have to click on the Registered Users tab.
• On the login form, you can locate forgot user id/password below. Click on the link.
• If you have forgotten your password, then select the password option.  Enter your user ID, date of birth, and the captcha. Click on the submit button to proceed and create a new password.

If you have forgotten your user ID:

• Follow the same process as given above for when you forget your password. Once you select forgot password/user id on the login form, choose User ID.
• Enter your policy number, premium, and your date of birth.
• Enter the captcha given, and click on submit to proceed.

Hence, the whole process of creating a new user id to paying your premium if you are already a registered ID, to creating a password and User ID in case you forget any one of them is extremely user-friendly in nature. All you need is a secure internet connection and a laptop. You can then visit the official website. The whole process is extremely easy and hassle-free in nature and will save lot of time as well.