• Easy Steps To Change The Name in Your LIC Policy

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    India’s largest life insurance service provider, the Life Insurance Corporation of India (LIC), is renowned for a diverse range of life insurance covers in its lineup. Among the insurance covers offered by LIC, customers can opt for term plans, ULIPs, endowment plans, money back plans, retirement plans, etc. Buying a LIC policy is simple, and it can be done by visiting a nearby branch in a city or town. The company also offers many online plans that can be purchased through the company’s official website.

    There are situations in which you may want to make alterations in your policy due to changes in address, email, phone number, etc. Also, there may be situations in which certain details may be erroneously represented in your policy document. In some cases, the name of the policyholder may be misspelled in a policy document or the policyholder may undergo a name change during the policy term. Sometimes female policyholders change their legal name after their marriage. In all these instances, LIC offers provisions to make alterations in the policy document. Let’s take a look at the process involved in changing the name of the policyholder in an LIC policy document.

    Alterations in name

    LIC allows policyholders to make different kinds of alterations in their policy document. However, this process cannot be done online. The policyholder must provide a written application of the required alteration to the company, and it must be done in person by visiting the branch office. Along with the letter, the policyholder must also submit relevant proofs to ensure that alterations are correctly made. You may also communicate with LIC through email to proceed with the corrections.

    If the name change request is due to a simple misspelling, you can simply go ahead and notify the company through email or a letter along with the identity proof that has your name. On the other hand, if you undergo a complete name change (for any reasons including marriage), you may have to submit an official request with the branch office. To proceed with this, you may visit the branch directly and follow the step-by-step instructions given below.

    Steps to be followed in the process

    The steps involved in the following process can be given as follows:

    • Write a letter to the LIC branch manager requesting for the name change.
    • Provide the correct name in the letter along with your signature.
    • If you have changed your name recently, you must submit any one of the following document proofs to support your name change:
      • A Government Gazette notification supporting the name change
      • An advertisement in a newspaper
      • An adoption deed
      • An official affidavit or declaration submitted to a Magistrate
      • A marriage certificate that carries the name of the policyholder
    • Other documents such as photo identify, address proof, age proof, etc., must be submitted as requested by the company.
    • Once the documents are submitted to the company, the company will process the request and make appropriate changes in the policy document.

    Policyholders must note that a quotation fee will be charged by the company to proceed with the name change. This fee must be paid at the time of submission of all the necessary documents.

    Things to note

    Policyholders undergoing name change in their LIC policy must consider the following things:

    • Alterations in name can be done only in the home branch where the policy was issued.
    • Before proceeding with the name change in an LIC policy, it is better to make this change in one of the government documents (Aadhar, PAN, voter id, etc.) to ensure a smooth process.
    • You must carry all the original policy documents to the company at the time of name change.
    • The reason for changing the name (spelling error, marriage, or others) must be clearly mentioned in the request letter written to the branch manager.
    • The company’s customer service department can be contacted to clear any doubts involved in the process.
    • The process mentioned here will take some time to get reflected in the policy document.


    If you undergo a change in your name, it is essential to communicate it to the company immediately. The name you have provided at the time of purchase will be used by the company under all circumstances including claim settlement. If you don’t update your correct name in your LIC policy document, you may face some issues at the time of claim settlement. Though the whole process may take some time, it is a crucial change that must not be ignored.

    The content on this website is meant only for general information purpose and does not and shall not be construed as any solicitation, procurement, display, aggregation, marketing or advertisement of insurance products. BankBazaarInsurance is not an insurance intermediary and hence does not endorse or solicit any such products. The information on this website is derived from publicly available sources and BankBazaarInsurance cannot verify or confirm the genuineness, truth, veracity or authenticity of this information.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.