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ULIPs or unit-linked insurance plans provide policy buyers not only a risk cover against death, but also the option to invest in funds. Thus, these plans help policyholders earn market-linked returns in addition to providing them a comprehensive life cover. Despite this, many policy buyers shy away from investing in ULIPs due to the charges that are levied by the insurance companies that offer these plans.
However, the ULIPs that are currently offered by insurance providers, which are called New-Age ULIPs, provide a host of attractive benefits to policy buyers and are also offered at competitive rates. Thus, these ULIPs have become an attractive choice for policy buyers.
Purchasing a ULIP is a smart choice if you wish to enhance your returns and avail a comprehensive life cover for yourself. However, before you purchase an insurance plan, make sure to first assess your requirements and opt for a policy that is best suited to your coverage needs.
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