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Term insurance is the purest form of life insurance since it is solely protection-oriented. These policies have become a popular choice for policy buyers of late due to their affordable pricing and the option to choose a large life cover. Traditionally, policy buyers had to go through an insurance agent to purchase a term insurance policy. However, with the digitisation of the Indian insurance industry, most leading insurance companies currently offer policy buyers the choice to purchase term plans via online or offline channels.
As a policy buyer, you can choose to purchase an online term insurance policy through the insurer’s official website or through trusted third-party insurance websites that will also give you the option of comparing various plans side-by-side. Regardless of how you choose to purchase your policy, make sure to familiarise yourself with the policy terms and conditions and ensure that the policy is best suited to your needs.
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