A number of insurance firms provide car insurance for Maruti Suzuki. Maruti has tied up with these insurers under Maruti Insurance Broking Private limited, also known as Maruti Insurance, to assure that the best insurance coverage is provided to all the Maruti car owners. Maruti Insurance has partnered with 11 most popular general Insurance firms of India.
In India, it is mandatory to have a car insurance by law. Every vehicle plying on the roads should be insured with at least a third-party liability cover. If you drive an uninsured vehicle, you are breaking the law and can be subjected to fines or other penalties. So, if you own a Maruti Suzuki car, it is of vital importance to get the right car insurance policy that protects you and your vehicle against any liabilities caused due to a mishap.
Maruti Suzuki has a pan-India network of service centres that are fully equipped with top-notch facilities, infrastructure and A-class mechanics. The Maruti Suzuki service centres assure quality repairs, replacement with the original spare parts and service from highly trained and skilled technicians. Maruti Insurance also has an outstanding customer care team that provides you with 24X7 assistance in case of a mishap.
Below listed are some of the reasons why you should opt for a Maruti car insurance:
Maruti insurance has formed an alliance with 11 of the well reputed insurance firms in India:
You can buy Maruti car insurance from a number of third-party websites as well as the official websites of the partnered insurance firms as well as Maruti’s. The websites have a built-in tool called premium calculator for determining your insurance premium when you purchase the Maruti Car Insurance for your vehicle online.
When on the premium calculator page, follow the below steps:
The above information can be found under the Own Damage (OD) section of the insurance policy document.
Maruti Car Insurance provides the following optional add-ons in order to extend the insurance coverage:
To renew your existing Maruti Car Insurance, you need to submit the below details in the customer portal of the website:
After you provide the above details, you will be directed to the webpage that has the premium calculator. As mentioned before, the tool will calculate your insurance premium after which you will be redirected to the payment page where you can pay for the insurance policy and complete the purchase.
An insurance endorsement refers to the corrections or changes made to your existing insurance policy. Endorsements are made in instances where there is a change in the car ownership, if a CNG/LPG kit has been added, insurance coverage has increased, changes in geographical area, etc. These changes or corrections are not made to the original policy document, instead an Endorsement Certificate is given to the policyholder.
Endorsements are basically classified into Premium bearing and Non-Premium bearing Endorsements. Premium bearing endorsements are those changes for which an additional premium will be charged while Non-Premium bearing endorsements will not have any additional premium charges.
Maruti Car Insurance Claim Process involves the following steps:
NCB is a discount provided to you by the insurer for every claim-free year. The NCB can be accumulated upto a maximum of 50% on Own Damage (OD) premium.
Your existing NCB is transferable from your previous policy to a new policy for the vehicle of same class but cannot be transferred from a private policy to a commercial policy.
The standard rates of NCB are as given below:
|No Claim Period||Discount Rates on Own Damage Premium|
|2 consecutive years||25%|
|3 consecutive years||35%|
|4 consecutive years||45%|
|5 consecutive years||50%|
There are several ways by which you can avail discounts on your insurance premium such as:
You can purchase your car insurance either offline or online depending on your convenience:
You can visit any of the official or third-party insurance websites and get a quote on your insurance premium via the premium calculator. Once you get the quote, you can purchase the insurance policy from the website itself.
You can visit purchase your insurance policy offline by visiting the insurer’s nearest office or meeting with an insurance agent to discuss, get the premium quote and making the payment after submitting the relevant documents.
There are two kinds of car insurance policies available in the market:
Under this policy, third-party liabilities for bodily injuries and/or Death, and Property damage are covered. Personal Accident cover for the policyholder is also included.
Under this policy, third-party liabilities as well as own damage liabilities are covered.
Yes, as per the Motor Vehicles Act, every vehicle that is being used must be insured with at least a third-party liability cover.
No, cheque date should be the same or a date prior to the date of policy issuance.
Yes, the NCB can be carried forward to your new Maruti Insurance policy.
No, the insurance policy does not charge any additional premium.
You can use the existing policy number to renew your policy as long as you get the same changed in the RC book and intimate the Maruti Insurance regarding the same.