Car Insurance for Maruti Suzuki Ciaz

• Get third party cover at low premiums
• Choose from a variety of zero depreciation and roadside assistance covers
• 3100+ cashless garages

Maruti Suzuki Ciaz was seen as a replacement for its SX4 model. The model signifies efficiency and maximise performance. The model was launched in 2014, eight months after its first viewing in the Shanghai Auto Show. The exterior and the interior of the vehicle is both brilliant and beautiful. The body coloured bumpers along with fog lamps enhance the look of the car. The interior has a keyless push start system coupled with rear AC vents, rear sunshades, and personalised reading lamps. The steering mounted controls make the driving of this vehicle extremely comfortable in nature.

Types of insurance coverage that you can purchase

There are two types of car insurance you can purchase. They are third-party liability car insurance coverage and comprehensive car insurance coverage. According to a mandate passed by the Government of India, it is mandatory for a car owner to have a third-party liability cover.

Third-party insurance cover: As per the Motor Vehicle Act, 1988, any person who owns a car and intends to drive it on Indian roads must have a valid third-party insurance cover. In case the driver caused injury or damage to a third party or his/her vehicle, then the victim is liable to receive compensation up to Rs.7.5 lakh.

Comprehensive car insurance cover: Under this type of vehicle insurance cover, in case you suffer any type of losses or your vehicle gets damaged due to an accident, you would be offered protection. The compensation you will get will depend on the level of loss or damage incurred.

What is included under a car insurance cover?

The certain circumstances which result in your Maruti Suzuki Ciaz model getting damaged for which you can avail your car insurance cover include:

• Natural calamities such as floods, earthquakes, cyclones, etc.
• Man-made disasters such as vandalism, arson, robbery, etc.
• If your car is damaged due to a road accident
• Third-party liabilities
• The owner or the driver of the car also receives a personal accident cover.

Add-on covers: There are various add-on covers that you can integrate along with your car insurance cover. Some of the add-on covers that you can purchase are:

• Hydrostatic lock cover: You can avail this type of cover in case your engine gets damaged due to flood or rain. This add-on cover will take care of the cost that you will incur while replacing your engine parts. However, this cover is only applicable if your car is less than 5 years old.
• Roadside assistance: You can avail this cover by calling a Maruti Suzuki centre to help you out in case you find that your Maruti Suzuki Ciaz has broken down in the middle of the road and you find yourself stranded with no one to help.The cover includes changing of tyres, towing facility, repairing, emergency fuel refilling, etc.
• Invoice price cover: You generally receive the depreciation value of your car as and when you make a claim. However, this cover helps you receive the invoice value of your vehicle along with insurance, registration fees, road tax, etc.
• Ambulance cover: This cover is extremely helpful as it covers the cost of transportation in case there is a victim who is being driven to a hospital via an ambulance.
• Zero depreciation cover: You can save on the cost of repaired or replaced parts of your car such as rubber, plastic, fiber parts, glass, etc. with the help of this cover.
• Engine and gearbox cover: This type of add-on takes care of the cost incurred by you in case the engine or any other internal part of your car gets damaged resulting in the breaking down of your vehicle.

Some of the insurance companies from whom you can purchase a car insurance policy

There are various insurance companies from whom you can purchase a car insurance policy. Some of the reputed insurance companies from whom you can purchase a motor insurance are:

• HDFC Ergo Car Insurance
• Liberty General Car Insurance
• ICICI Lombard Car Insurance
• Bharti AXA Car Insurance
• New India Car Insurance

Hence, Maruti Suzuki Ciaz is one of the most brilliant cars that is available in the market today. However, it is also important that you purchase a proper car insurance policy based on your needs so that in case your car gets damaged, you do not have to worry about the cost and the insurance policy covers all the cost that you would incur while getting your vehicle fixed.