• Maruti Suzuki Ertiga Car Insurance

    Car Insurance
    • Protect yourself with third party or comprehensive cover
    • Use bumper to bumper policies to reduce your liability
    • Enjoy facilities like zero depreciation and roadside assistance covers

    Maruti Suzuki is one of the top automobile manufacturers in India. Ertiga, from the house of Maruti Suzuki, comes with a Smart Hybrid technology, automatic transmission and SmartPlay Infotainment System.

    Why is it Important to Insure Your Maruti Suzuki Ertiga?

    Insuring your Maruti Suzuki Ertiga will ensure that you stay financially protected at the time of a mishap. The car insurance covers the own damage liabilities as well as third-party liabilities at the time of a mishap depending on your insurance plan. Also, as per the Motor Vehicles Act, it is mandatory for every car owner in India to insure his or her car.

    Maruti Suzuki Ertiga Insurance Providers

    A number of insurers provide Maruti Suzuki Ertiga insurance in India, a few of them are listed below:

    • Reliance General Insurance Co. Ltd.
    • Royal Sundaram India Insurance Co. Ltd.
    • HDFC ERGO General Insurance Co. Ltd.
    • ICICI Lombard GIC Ltd.
    • Bharti AXA General Insurance Co. Ltd.

    Maruti Suzuki Ertiga Models

    The below table exhibits various models of Maruti Suzuki Ertiga along with their starting *prices

    Maruti Suzuki Ertiga Variants *Ex-Showroom Price (Bangalore)
    NEW ERTIGA LXI(MANUAL) Rs.6,88,225
    NEW ERTIGA LXI (O)(MANUAL) Rs.7,24,362
    NEW ERTIGA VXI(MANUAL) Rs.8,01,064
    NEW ERTIGA ZXI(MANUAL) Rs.8,62,345
    NEW ERTIGA ZXI+(MANUAL) Rs.9,20,489

    *Please note that the above prices are exclusively for Bangalore and are subject to change with respect to the city you purchase the vehicle from.

    Specifications of the Maruti Suzuki Ertiga Models

    The below table exhibits *engine specifications of the Maruti Suzuki Ertiga Models

    Engine type K14B D13A SMART HYBRID
    Displacement (cc) 1373 cc 1248 cc
    Max. Power (kW/rpm) 68 kW @ 6000 rpm 66 kW @ 4000 rpm
    Max. Torque (Nm/rpm) 130 Nm @ 4000 rpm 200 Nm @ 1750 rpm
    Bore X Stroke 73 x 82 mm 69.6 x 82 mm

    *The above-given table provides the basic engine information and may vary with each vehicle.

    Types of Maruti Suzuki Ertiga Car Insurance

    There are two kinds of car insurance available for Maruti Suzuki Ertiga:

    • Comprehensive Car Insurance

    A comprehensive car insurance gives you an overall financial protection against third-party liabilities and own damage liabilities at the time of a mishap.

    • Third-party Liability Cover

    A third-party liability cover gives you limited financial protection against third-party liabilities alone that you incur due to a mishap.

    Buying/renewing Maruti Suzuki Ertiga Car Insurance

    You can purchase or renew your car insurance online or offline depending on your convenience

    • Online:

    You can visit the insurer’s official website or third-party insurance websites to purchase a new insurance policy or renew your existing insurance policy.

    • Offline:

    You can visit the nearest branch office of the insurer or meet with an insurance agent to avail a car insurance or renew your expired policy.

    Maruti Suzuki Ertiga Car Insurance Claim Process

    The claim process for Maruti Suzuki Ertiga car insurance involves the following steps:

    • Inform the insurer as soon as the mishap takes place
    • Register your claim request with the insurer
    • File an FIR at the nearest police station
    • An authorised surveyor will be sent to assess the total loss. Submit the copies and the originals of relevant documents to the surveyor for verification
    • Take your vehicle to the nearest garage for repairs
    • In case of a cashless claim, the insurer will pay the garage for the repairs and in case of a reimbursement claim, you will have to pay the garage for the repairs and submit the payment receipt to the insurer to get the respective amount reimbursed

    Inclusions and Exclusions of Maruti Suzuki Ertiga Car Insurance

    Maruti Suzuki Ertiga Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

    • Inclusions:
      • Own damage liabilities
      • Damage or loss due to man-made calamities, natural calamities, theft of the vehicle, etc.
      • Third-party liabilities
    • Exclusions:
      • Damage/loss in case the driver was underage or didn’t hold a valid licence at the time of mishap
      • If the insurance policy has expired at the time of mishap
      • damage/loss due to general wear and tear of the vehicle

    Add-ons Offered with Maruti Suzuki Ertiga Car Insurance

    There are a number of add-ons available in the market for Maruti Suzuki Ertiga Car Insurance, a few of them are listed below:

    • Engine Protect Cover
    • No Claim Bonus Protect Cover
    • Key Replacement Cover
    • Return to Invoice Cover
    • Zero Depreciation Cover

    Discounts Offered with Maruti Suzuki Ertiga Car Insurance

    The insurers offer a number of discounts to Maruti Suzuki Ertiga car owners, a few of them are listed below:

    • Professional Discount
    • No Claim Bonuses
    • Discount on insurance premium if you have installed ARAI approved security devices in your car
    • Discount on insurance premium if you are a member of any automobile associations of India

    Maruti Suzuki Ertiga Car Insurance FAQs:

    1. Is it necessary to inform my insurer in case I fit a CNG/LPG kit in my car?

      Yes, it is vital that you inform your insurer when you install a CNG/LPG kit in your car.

    2. What is a voluntary deductible?

      A voluntary deductible is a part of the insured amount that you opt to pay at the time of claim settlement.

    3. Does my geographical location have an impact on my car insurance premium?

      Yes, your geographical location is one of the factors that determine your car insurance premium.

    4. Can I cancel my car insurance policy anytime?

      Yes, you can cancel your insurance policy anytime provided you haven’t raised any claims 30 days prior to the policy cancellation and you have availed another car insurance policy for which you can provide proof.

    5. What is a cover note in car insurance?

      A cover note is a temporary document given to the insured by the insurer until the original insurance policy document can be issued.

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