Maruti Suzuki Vitara Brezza Car Insurance

The Vitara Brezza is Maruti Suzuki’s latest addition to their line of innovative products in India. The SUV is attractive and aims at improving driving experience by using green technology. The bold design and enhanced features ensures smooth navigation across the Indian terrain.

Insurance Providers for Maruti Suzuki Vitara Brezza

There are many insurers who offer insurance for Vitara Brezza, here are a few among them:

• Maruti Insurance
• Royal Sundaram General Insurance
• Bajaj Allianz
• HDFC ERGO
• Bharti AXA GI

When you buy a Vitara Brezza, it is very importance that you research on various policies available, compare them and then buy the one that meets your insurance needs.

Price range of Maruti Suzuki Vitara Brezza

Summary	Variants of Maruti Suzuki Vitara Brezza	*Ex-Showroom price for Bengaluru
Fuel type - Diesel Each variant is available in Metallic and Nonmetallic, without any change in prices	VITARA BREZZA LDI	Rs.7,35,988.00
	VITARA BREZZA LDI (O)	Rs.7,48,895.00
	VITARA BREZZA VDI	Rs.8,05,816.00
	VITARA BREZZA VDI (O)	Rs.8,18,723.00
	VITARA BREZZA ZDI	Rs.8,86,077.00
	VITARA BREZZA ZDI +	Rs.9,84,752.00

*Please note that the above prices are exclusively for Bangalore, the prices will vary with the geographical location.

Mileage of Maruti Suzuki Vitara Brezza

The company claimed mileage for all the variants of Maruti Suzuki Vitara Brezza is 24.3 kmpl.

Engine Specifications of New Maruti Suzuki Vitara Brezza

Engine Specifications for all variants of Vitara Brezza are the same
Engine (Type)	DDiS 200
Valve System	DOHC
Engine Capacity	1248/4
Bore Stroke Maximum Power	69.6 x 82 mm 66 Kw @ 4000 rp
Maximum Torque	200 Nm @ 1750 rpm
Fuel Tank Capacity	48 L
Fuel Efficiency	24.3 KM/L
Fuel Efficiency	BSIV

Inclusions and Exclusions of Maruti Suzuki Vitara Brezza

Car insurances come with certain inclusions and exclusions that you as the car owner should be aware of when buying a insurance policy.

• Inclusions:
  • Third-party Liability Cover:
    • Liabilities toward accidental injury to the third-party involved in the accident
    • Liabilities from external property damage
    • Liabilities toward vehicle damage of the third-party involved in the accident
  • Comprehensive Cover:
    • Liabilities toward own accidental injuries
    • Liabilities toward own vehicle damage
    • Third-party liabilities toward own accidental injury
    • Third-party liabilities from external property damage
    • Third-party liabilities toward vehicle damage
• Exclusions:
  • Third-party Liability Cover:
    • Doesn’t cover own accidental injuries
    • Doesn’t cover own vehicle damage
  • Permanent Exclusions:
    • You can't raise a claim if your car insurance policy expires
    • If you were driving under the influence of alcohol when the accident took place, your claim will be denied
    • Driving without valid license or breaking traffic rules will result in claim denial
    • You cannot use a commercial vehicle as a private vehicle and vice-versa. In such cases, the insurer will deny your claim.
    • Your claim will be denied if you stage accidents or try fraudulent means to avail the claim amount
    • Raising the claim for regular wear and tear of the vehicle will be denied

Factors that affect Maruti Suzuki Vitara Brezza Car Insurance Premium:

Your car insurance premium is calculated based on a number of factors such as:

• Your geographical area
• Your car’s age
• Your driving experience
• Your car’s Insured Declared Value (IDV)
• Your driving record

There are other factors too that determine the insurance premium.

Easy Steps To Apply for Maruti Suzuki Vitara Brezza Car Insurance

You can buy car insurance for your car either online or offline depending on your comfort.

• Online:

The insurers have apps and websites for insurance policies so that consumers can buy their products without any hassle. The process is not at all time consuming and consumers can compare different insurance products before making a choice. The process has other attractive features such as:

• paperless documentation
• built-in premium calculator
• Offline:

Now shopping for car insurance offline could be both time consuming and tedious. The consumer will have to visit various insurance offices/meet with insurance agents to gather information on different policies. Then use this collated data to compare ech insurance scheme before making a decision.

Add-on covers for Maruti Suzuki Vitara Brezza Car Insurance

Insurers offer a range of add-on covers to increase the insurance coverage when necessary. Below are a few widely used add-on covers:

• Accident cover for car passengers
• Engine Protect cover
• Return to Invoice cover
• No Claim Bonus (NCB) protect
• Zero depreciation cover

There are other add-ons besides the ones mentioned above.

Trim your Maruti Suzuki Vitara Brezza Car Insurance Premium

Here are a few tips that can help you trim your insurance premium:

• Provide accurate details when buying/renewing your car insurance policy
• Don’t raise claims for small expenses
• Accumulating No Claim Bonuses (NCB)
• Opt for high voluntary deductibles
• Renew policy on time, before the policy expires
• Don’t buy extensive coverage for old cars
• Buy traditional cars instead of high-end vintage and sports cars
• Apply for loyalty discount
• Install safety and navigation devices in your car
• Become a member of Automobile Association of India (AAI)

Insured Declared Value for Maruti Suzuki Vitara Brezza Car Insurance:

Insured Declared Value (IDV) is the market value of your car depending on your car’s model, make, age, etc. The higher the IDV of your car, higher will be your car insurance premium.

Claim Process for Vitara Brezza Car Insurance

There are 2 steps involved in raising an insurance claim

1. As soon as the accident takes place, contact your insurer and inform them about the accident. Also file an FIR at the nearest police station.
2. Raise a claim request and provide all the required documents that support your claim.

Depending on the scenario post accident, you can opt for either a cashless claim or a reimbursement claim.

Cashless Claim Process

Under this claim process, the policyholder can get his car repaired at authorised garages without paying for the repairs from his pocket. These authorised garages have tie-ups with the insurer and are called cashless garages. Here, the insurer settles your bills with the garage directly.

Reimbursement Claim Process

This claim process is requested when you cannot find any cashless garage nearby. Under it, the policyholder will have to settle the bills at the garage after car gets repaired. After you take the car from the garage, submit the invoice to the insurer and get the amount reimbursed.

Maruti Suzuki Vitara Brezza Car Insurance FAQs:

1. Is it mandatory to insure my vehicle?

   Yes, it is mandatory to insure your vehicle as per the Motor Vehicles Act issued by the Indian government.

2. Why is the IDV taken as 95% of Ex-showroom price for New Car insurance?

   This is as per the latest tariff set by the Insurance Regulatory and Development Authority of India (IRDAI).

3. Can the extra accessories fitted to the car be insured?

   Yes, you can insure these accessories by paying an additional premium.

4. Is the Customer Signature mandatory on the Proposal form?

   Yes, it is mandatory for the customer/policyholder to sign the proposal form in order to validate the insurance policy.

5. What is Maruti Insurance?

   Maruti Insurance is a unique motor insurance policy created by Maruti Insurance Broking Private Limited exclusively for Maruti Suzuki car owners.