• Mercedes Benz Car Insurance

    Car Insurance
    • Get third party cover at low premiums
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Why is it Important to Insure Your Mercedes Benz Car?

    A car insurance protects you from any unforeseen liabilities that arise as a result of a mishap. The liabilities incurred could be third-party liabilities or own damage liabilities. Also, as per the Motor Vehicles Act, it is mandatory for all the vehicles plying on the roads in India to be insured with at least a third-party liability car insurance policy. As Mercedes Benz is a high-end vehicle and vehicle repair or replacement costs of the car parts are higher than the other vehicles, it is safe to avail a comprehensive car insurance that will cover most of the liabilities that you incur at the time of a mishap.

    Mercedes Benz Car Insurance Providers

    A number of insurers provide insurance for Mercedes Benz cars in India, a few of them are listed below:

    • Bajaj Allianz General Insurance Co. Ltd.
    • Reliance General Insurance Co.Ltd.
    • ICICI Lombard GIC Ltd.
    • Royal Sundaram General Insurance Co. Ltd.
    • Bharti AXA General Insurance Co. Ltd.

    Mercedes Benz Models

    The below are the various models of Mercedes Benz in India:

    • A-Class
    • B-Class
    • CLA
    • C-Class Sedan
    • E-Class Sedan
    • S-Class Sedan
    • Mercedes-Maybach S-Class Sedan
    • C-Class Cabriolets/Roadsters
    • E-Class Cabriolet
    • S-Class
    • GLA
    • GLC
    • GLE
    • GLS
    • Mercedes-AMG CLA 45 4MATIC
    • Mercedes-AMG C 43 4MATIC
    • Mercedes-AMG C 63 S
    • Mercedes-AMG SLC 43
    • Mercedes-AMG GT Roadster
    • Mercedes-AMG GT R
    • Mercedes-AMG GLA 45 4MATIC
    • Mercedes- AMG GLE 43 coupe
    • Mercedes-AMG GLC 43 4MATIC Coupe

    Types of Mercedes Benz Car Insurance

    There are two kinds of car insurance available for Mercedes Benz cars:

    • Comprehensive Car Insurance

    A comprehensive car insurance protects you from any unforeseen third-party liabilities and/or own damage liabilities that you may incur as a result of a mishap.

    • Third-party Liability Cover

    A third-party liability cover protects you from third-party liabilities alone that you incur from mishaps.

    Buying/renewing Mercedes Benz Car Insurance

    You can purchase or renew your car insurance online or offline depending on your convenience.

    • Online:

    You can buy a car insurance or renew the existing one by visiting the insurer's official website or any of the third-party insurance websites.

    • Offline:

    You can buy a car insurance or renew the existing one by visiting the nearest branch of the insurer or meeting with an insurance agent.

    Mercedes Benz Car Insurance Claim Process

    The claim process for Mercedes Benz car insurance involves the following steps:

    • Inform the insurer as soon as the mishap takes place
    • Register your claim request
    • File an FIR at the nearest police station
    • The insurer will send a surveyor who will inspect your car and assess the loss/damage
    • Submit the necessary documents to the insurer/surveyor for verification
    • Take your car to the nearest garage and get it fixed
    • In case of a cashless claim, the insurer will settle the repair bills directly with the garage
    • In case of a reimbursement claim, you will have to settle the repair bills directly with the garage and submit the payment receipt to the insurer to claim reimbursement for the amount spent by you on the repairs

    Inclusions and Exclusions of Mercedes Benz Car Insurance

    Mercedes Benz Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

    • Inclusions:
      • Own damage liabilities
      • Damage/loss as a result of natural calamities
      • Damage/loss as a result of man-made calamities
      • Third-party liabilities
    • Exclusions:
      • Damage/loss due to wars, mutiny or nuclear peril
      • Damage/loss in case the driver is without a valid licence or is underage
      • Damage/loss due to depreciation
      • Damage/loss arising when your car insurance policy has expired

    Add-ons Offered with Mercedes Benz Car Insurance

    There are a number of add-ons available in the market for Mercedes Benz Car Insurance, a few of them are listed below:

    • Zero Depreciation Cover
    • Roadside Assistance Cover
    • Return to Invoice Cover
    • Engine Protect cover

    Discounts Offered with Mercedes Benz Car Insurance

    You can avail discounts on your car insurance premium such as:

    • Discount if you have availed a higher voluntary deductible
    • Discount if you have a good driving record
    • No Claim Bonus Discount
    • Professional Discount

    Mercedes Benz Car Insurance FAQs:

    1. What is a compulsory excess?

    2. A compulsory excess is a part of the insured amount that is mandatory for you to pay at the time of claim settlement as agreed with the insurer.

    3. What is salvage in car insurance?

    4. The total value of the wreckage at the time of mishap where the damaged vehicle is considered as salvage.

    5. What is the tenure of a car insurance?

    6. A car insurance is generally valid for a year.

    7. Does the vehicle’s IDV have an impact on the car insurance premium?

    8. Yes, the IDV of the vehicle has an impact on the car insurance premium.

    9. What is depreciation in Car Insurance?

    10. Depreciation is the loss in the market value of the vehicle with each consecutive year.

    News About Mercedes-Benz Car Insurance

    • Mercedes Benz announces discounts worth lakhs

      Mercedes Benz announced a slew of discounts on a wide variety of models for July. While these discounts may vary from city to city and dealer to dealer, the common discounts applicable this season are up to Rs.12.80 lakh on the S-class, up to Rs.10.25 lakh on the CLA, up to Rs.1.50 lakh on the CLS, up to Rs.6 lakh on the GLA, up to Rs.9 lakh on the GLE, up to Rs.6.75 lakh on the GLS, up to Rs.7.55 lakh on the GLC, up to Rs.6.25 lakh on the A-/B-class, up to Rs.6.25 lakh on the C-class, up to Rs.7.50 lakh on the E-class, and up to Rs.1.50 lakh on the V-class. The 2018 Maybach models too have a discount of up to Rs.7.75 lakh. The discounts on the CLA model are only applicable for the AMG’s 2015 model. There are discounts of up to Rs.3 lakh for the AMG-GLE 43 coupes, MY2018 models. There are also discounts on the MY2019 GLC models with the petrol variant having Rs.4.55 lakh discounts and the diesel variants having Rs.4.80 lakh discounts. The E-class All Terrain model has a discount of Rs.3.50 lakh while the C-class Cabriolet has a discount on the 2018 models of up to Rs.1.50 lakh.

      17 July 2019

    • Mercedes-AMG C43 Coupe to be launched on 14 March

      Mercedes has announced that it will launch its AMG-C43 Coupe sedan in India on 14 March 2019. The model will come with a 9-speed automatic transmission and a 3.0-litre twin turbo petrol engine coupled with AMG speed shift. The C-class AMG can touch 100km/hour from 0 km/hour within 4.7 seconds with the top speed computed at 250 km/hour.

      The vehicle boasts of a V6 engine which will produce 520 Nm of torque and power worth 390 Ps. It has adjustable suspension modes - Sport, Sport+, and Comfort. The sedan comes with AMG Performance 4MATIC all-wheel drive system.

      The price of this vehicle is likely to be between Rs.75 lakh to Rs.80 lakh.

      4 March 2019

    • Mercedes Benz to launch 10 new cars in India in 2019

      Mercedes Benz, a leading luxury car manufacturer, has plans to launch 10 new cars in the country this year as it enters its 25th year in India. Its product line up for 2019 includes new cars and facelifts. The company is looking to main its momentum with regard to its sales performance and cross the 15,000 mark in terms of units sold this year, as well.

      The car manufacturer sold 15,538 units in the year 2018, which has been the highest number of units sold by Mercedes Benz in India ever. The impressive sales performance registered by the company has been despite high interest rates, increasing fuel prices, and changes to the pricing of motor insurance policies.

      Certain key launches that are expected this year include the V-Class MPV, 2019 GLE, 2019 B-Class, A-Class sedan, an all-new GLB, and an updated GLC. The V-Class, which is expected to be launched on 24 January 2019, will be the Mercedes Benz’s first launch this year.

      10 January 2019

    • C-Class Cabriolet launched by Mercedes-Benz at Rs.65.25 lakh

      Mercedes-Benz, which is the biggest luxury car manufacturer in India, recently launched the C-Class Cabriolet. The newly launched car is offered at a starting price of Rs.65.25 lakh (ex-showroom). The car manufacturer has also introduced a new BS VI petrol engine in the C-Class Cabriolet. Mercedes-Benz said in a recent statement that the engine helps the car accelerate from 0 to a speed for 100 km/h in only 6.2 seconds.

      The C-Class Cabriolet is aerodynamic and efficient, regardless of whether the roof is closed or open. The car has been fitted with equipment like the AIRCAP system, which decreases airflow in the interior of the car.

      The interior of the luxury car has been enhanced with a 10.25” display screen and new-generation telematics. The exterior of the car is characterised by a sporty bumper, a striking front-end design, and the grille with the Mercedes star. Other key features of the C-Class Cabriolet include an open-pore walnut wood trim, light alloy wheels, an optional 64-colour ambient lighting, and smartphone integration.

      31 October 2018

    The content on this website is meant only for general information purpose and does not and shall not be construed as any solicitation, procurement, display, aggregation, marketing or advertisement of insurance products. BankBazaarInsurance is not an insurance intermediary and hence does not endorse or solicit any such products. The information on this website is derived from publicly available sources and BankBazaarInsurance cannot verify or confirm the genuineness, truth, veracity or authenticity of this information.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.