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  • National Car Insurance Renewal

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    National Insurance Company Ltd. (NIC) is one of the oldest insurers in India. The company was founded in Kolkata, 1906. With its headquarters in Kolkata, the company has close to 1900 offices situated across India and around 14,000 skilled employees offering Indian customers with the best insurance service. NIC is India’s 2nd largest general insurance firm and has a large customer base.

    National Car Insurance Renewal Premium Calculator

    The insurance website/app has a built-in tool called the premium calculator that calculates the insurance premium. The calculator has a number of fields that you need to fill in with the relative information, based on which the calculator will quote your insurance premium. National Car Insurance Renewal Premium Calculator has the following fields:

    • Policy details:

    Under this section, you need to fill in the details of your previous insurance policy or the existing insurance policy that is about to expire.

    • Car details:

    This is the next section where you need to fill in the details of your car that is being insured such as, the make of your car, the model, the date of manufacture, etc.

    • Your details:

    This is the last section where you have to fill in your personal details like name, contact details, etc.

    Once you have filled in the above details, you can click on the link that has been provided after the last section and the calculator will calculate your insurance premium.

    National Car Insurance Renewal Procedure

    It is always better to renew your insurance policy before your existing policy expires, this assures you continued financial protection.

    There are two ways by which you can renew your insurance policy:

    • Offline:

    You can visit the nearest National Insurance branch office/meet with the insurance agents, collect information on different motor insurance policies offered by NIC and then decide which insurance policy to opt for. Once you make a decision, you can submit the required documents and buy the insurance policy from the insurer or insurance agent.

    • Online:

    Based on the insurance premium quoted by the premium calculator, you can decide whether or not to buy the insurance policy. If you do decide to buy the policy, you can purchase it online by choosing one of the online payment options available on the NIC website.

    National Car Insurance Renewal Key Benefits

    National Car Insurance continues to provide you with the below benefits upon renewal:

    • Offers package policy which covers own damage of the vehicle along with third-party liabilities
    • Paperless documentation
    • Hassle-free renewal process
    • Offers a number of add-on covers
    • Quick and easy claim settlement
    • Efficient 24X7 customer support
    • Offers you the opportunity to renew your insurance policy at your own convenience

    National Car Insurance Renewal Features

    The National Car Insurance renewal comes with some attractive features such as:

    • Offers coverage for vehicles used for personal, domestic or business purpose
    • Extends insurance coverage to include the vehicle accessories
    • Offers No Claim Bonuses (NBCs) for claim-free years
    • Discounts on insurance premiums are offered if you have opted for higher voluntary excess, installed anti-theft devices, etc.
    • Offers insurance premium discounts for vehicles designed specially for the physically challenged people

    National Car Insurance Claim Process

    You need to follow the steps given below when raising a claim request post insurance policy renewal:

    1. Note down the number of the vehicle/vehicles involved in the accident, if any
    2. Note down the name and contact details of the witnesses of the accident, if any
    3. Contact the nearest branch of National Insurance if possible or get in touch with the insurer via their customer care number
    4. File a FIR report at the nearest police station
    5. Fill in the insurance claim form online or take a printout of the form from the website and fill in all the necessary details
    6. Submit the claim form duly signed by you to the nearest National Insurance branch office
    7. National Insurance Co. Ltd. will send a surveyor to inspect the damages caused to your vehicle post which the surveyor will have to submit an incident report to the insurer
    8. You need to submit all the necessary documents to the surveyor for verification purpose
    9. Based on the submitted survey report and post verification of the documents you have provided, your claim request will be processed

    National Car Insurance FAQs:

    1. What are the modes of payment available when buying insurance online?

    2. When buying insurance online via NIC website, you can pay using the following modes:

      • Credit Card
      • Debit Card
      • Netbanking
    3. How do I check the insurance policy status?

    4. You can log into the NIC online portal with your valid login credentials to check the status of your insurance policy.

    5. What is the process of cancelling National Car Insurance?

    6. You need to submit the duly filled surrender form at the nearest NIC branch office along with the relevant documents. Once your form and documents have been verified by the insurer, your insurance policy will be cancelled and the insurance premium amount will be credited to your bank account.

    7. Is it mandatory to have a car insurance in India?

    8. Yes, as per the Motor Vehicles Act it is mandatory for every vehicle owner to at least have a third-party liability insurance.

    9. What are the different insurance policies offered by National Insurance?

    10. National Insurance offers 2 insurance policies:

      • Liability Only Cover
      • Package Cover