The New India Assurance

New India Assurance has been in the general insurance market for a significant amount of time. The insurer has been constantly innovating and has been offering various services such as quick renewal, quick payment, quote search, checking payment statuses online, and so on. The company offers cashless facility under motor insurance and health insurance. The insurer has an elaborate list of network garages and hospitals where individuals can avail the cashless claim settlement service. 

The general insurer offers a wide range of insurance plans under each insurance category. The plans available under each category are listed below: 

Popular Insurance Products Offered by The New India Assurance Company

Motor Insurance 

Individuals with private cars or two-wheelers, as well as commercial vehicles, can apply for a motor insurance policy under New India. The insurer offers a Liability Only policy and Package Policy along with add-ons under each of the plans. The company also offers a personal accident insurance policy that covers the life of the owner-driver. 

• Private Car 
• Commercial Vehicle 
• Two-wheeler 
• Standalone CPA Cover 

Health Insurance 

The general insurance company offers many different health insurance plans – individual plans, family floater plans, and disease-specific plans. All plans, except the Jan Arogya Bima plan and Cancer Medical Expn-Individual, have the cashless claim settlement service. Interested individuals have access to senior health insurance plans and top-up mediclaim policies too. Each of the plans offers coverage for different hospitalisation expenses. 

• New India Mediclaim Policy 
• New India Global Mediclaim Policy 
• Asha Kiran 
• Jan Arogya Bima 
• Cancer Medical Expn-Individual 
• Universal Health Insurance 
• Senior Citizen Mediclaim 
• Standard Group Mediclaim 2007 
• Janata Mediclaim 
• Family Floater Mediclaim 
• New Family Floater 2012 
• New India Premier Mediclaim Policy 
• New India Floater Mediclaim 
• New India Sixty Plus Mediclaim Policy 
`
• Rashtriya Swasthya Bima Yojana 
• New India Top Up Mediclaim 

Travel Insurance 

The travel insurance plans offered by New India Assurance basically offers coverage for any sickness, injury, or disease contracted during the travel, except for pre-existing illnesses. The premiums for these policies are paid in rupees and the claims are settled in foreign currency. 

• Overseas Mediclaim (ES) 
• Overseas Mediclaim (Business and Holidays) 

Rural Insurance 

New India Assurance offers insurance plans for agriculturists and business people in rural areas. The insurance plans offer coverage for equipment used while farming such as lift irrigation and pump sets in addition to products like seed fertilizers and gobar gas. Livestock such as cattle, goat, and sheep as well as other animals such as honey-bee, pig, silkworm, rabbit, duck, dog, etc. are covered separately. Separate farmers package insurance and Kisan Credit Card Yojana plans are offered to farmers for financial aid in case of financial contingencies. 

• Camel Insurance 
• Animal Driven Cart Insurance 
• Cattle Insurance  
• Cattle 
• Duck Insurance 
• Elephant Insurance 
• Dog Insurance 
• Epidemic Poultry Insurance 
• Eproduct for Laghu Bima Health 
• Eproduct for Laghu Bima Cattle 
• Eproduct for Laghu Bima Personal Accident 
• Eproduct for Laghu Bima Hut 
• Floriculture Insurance 
• Farmers Package Insurance 
• Group Janta Insurance 
• Gobar Gas Insurance 
• Horse Donkey Pony Mule Insurance 
• Honeybee 
• Hut Insurance 
• Inland Fish Insurance 
• Horticulture/Plantation 
• Kisan Credit Card Yojana 
• Pedal Cycle Insurance 
• Lift Irrigation 
• Janata Personal Accident 
• Personal Janta Insurance 
• Personal Gramin Insurance 
• Poultry Insurance 
• Pig Insurance 
• Rabbit Insurance Scheme 
• Pump Set Insurance 
• Seeds Fertilizers Pesticides 
• Raj Rajeshwari Mahila Kalyan Yojana 
• Silkworm 
• Zoo and Circus Animal Insurance Scheme 
• Sheep and Goat 

Marine Insurance 

This category of insurance covers assets in waterways. Ships, boats and the cargo in these vehicles are protected under marine insurance plans. In case of loss or damage of goods or the ship/boat itself, policyholders can raise a claim under New India. 

• ALOP Insurance 
• Annual Turn Over Policy 
• Annual Policy 
• Duty Insurance 
• Hull & Machinery 
• Marine Hull - War Risk 
• Marine Builders Risk 
• Marine Ship Repairs Liability 
• Open Cover Agreement 
• Open Policy 
• Offshore Energy Policy 
• Charters Liability 
• Open Cover Certificate 
• Port Package Policy 
• Ship Breaking Insurance 
• Sellers Interest Insurance 
• Tea Crop Insurance 
• Specific Voyage 
• Voyage Insurance 

Miscellaneous Insurance 

Apart from the above-mentioned insurance plans, the insurance company offers coverage for aviation risks, baggage, burglary, jewellery, machinery, students’ safety, bankers, package, product liability and so on. Read through the list below for a better understanding of the miscellaneous plans offered by the company. 

• Advance Loss of Profit Ins 
• Airline Hull Spares Liability 
• Airline Hull Deductible Ins 
• Airline Hull War Excess Liab 
• Aviation - Hull War Risk 
• Aviation - Hull All Risk 
• Aviation - Personal Accident 
• Aviation - Hull Deductible 
• Aviation Liability Insurance 
• Aviation for Spares All Risk 
• Aviation PA (Group Named) 
• Aviation LOL (Group Named) 
• Bankers Indemnity 
• Baggage Insurance 
• Burglary Insurance 
• Bhagyashree Insurance 
• Contractor All Risks Insurance 
• Contractors Plant & Machinery 
• Carriers Couriers Legal 
• Directors & Officers liability 
• Fidelity Guarantee Insurance 
• Fire Declaration 
• Electronic Equipment Insurance 
• Good Health Mediclaim 
• Householders Insurance 
• House Holder 
• Jewellers Block Insurance 
• Janata PA Sukshma Bima Policy 
• Liability Insurance Act Policy 
• Loss of Profit Insurance (MB) 
• Large Risk Project Insurance 
• Marine Cum Erection Insurance 
• Machinery Insurance 
• MIP6 - Camel Sukshma Bima 
• MIP5 - Pig Sukshma Bima 
• MIP2 - Cattle Sukshma Bima 
• Neon Sign Insurance 
• New India Griha Suvidha Policy 
• Money Insurance 
• Office Protection 
• Other Miscellaneous Non-Liability Policies 
• Office Protection Shield 
• Other Miscellaneous Non-Liability Products 
• Package Policy 
• Package Liability 
• Personal Accident 
• Personal Accident (Death & PTD) 
• Portable Equipment Insurance 
• Plate Glass Insurance 
• Product Liability 
• Professional Indemnity 
• Pravasi Bhartiya Bima Yojana 
• Raasta Aapatti Kavach Policy 
• Public Liability - Industrial 
• Special Contingency Insurance 
• Shop Keeper 
• Shopkeepers Insurance 
• Standard Fire and Special Perils 
• Stand Alone Terrorism 
• Students Safety 
• Students Safety Package 
• Stock Broker Indemnity 

New India Assurance was started in the year 1919 and currently operates in 28 countries. The headquarters of the company is in Mumbai, India. The firm has been honoured with many awards such as the Business Excellence Award by Golden Peacock, Insurance Company of the Year by Quest Conferences, India’s Leading Insurance Company by Dun & Bradstreet and so on.