Nissan Car Insurance

Nissan Motor Co. Ltd. commenced its operations as an automobile manufacturer in Yokohama City in 1933. The firm currently manufactures vehicles in 20 countries and offers its products and services in over 160 countries.

Why is it Important to Insure Your Nissan Car?

A car insurance protects you from any liabilities that may arise due to a mishap. Also, as per the Motor Vehicles Act of India, it is mandatory for every car plying on the roads to be insured with at least a third-party liability cover.

Nissan Car Insurance Providers

A number of insurers provide Nissan insurance in India, a few of them are listed below:

• Bajaj Allianz General Insurance Co. Ltd.
• HDFC ERGO General Insurance Co. Ltd.
• Royal Sundaram General Insurance Co. Ltd.
• Bharti AXA General Insurance Co. Ltd.
• Reliance General Insurance Co.Ltd.

Nissan Models

The table below exhibits various models of Nissan along with their starting *prices

Nissan Variants	Ex-showroom Price (New Delhi)
Terrano	Rs.9,99,000
New Sunny	Rs.6,99,000
Micra Active	Rs.4,64,603

*Please note that the above prices are subject to change with respect to the city you purchase the vehicle from.

Types of Nissan Car Insurance

There are two kinds of car insurance available for Nissan:

• Comprehensive Car Insurance

A comprehensive car insurance will cover third-party liabilities as well as own damage liabilities post mishap.

• Third-party Liability Cover

A third-party car insurance will cover only third-party liabilities post a mishap.

Buying/renewing Nissan Car Insurance

You can purchase or renew your car insurance online or offline depending on your convenience

• Online:

You can avail a car insurance or renew an existing one online via insurer’s official website or third-party insurance website.

• Offline:

You can renew your existing car insurance or buy a new one by visiting the nearest branch office of the insurer or meet with an insurance agent.

Nissan Car Insurance Claim Process

The claim process for Nissan car insurance involves the following steps:

• Inform the insurer as soon as the mishap happens and raise a claim request
• File an FIR at the nearest police station
• An authorised surveyor will be sent to inspect your vehicle and assess the total loss
• Submit the necessary documents to the insurer/surveyor
• Take your car to the nearest garage to get it repaired
• In case of a cashless claim, after the car is repaired, the insurer will pay the garage for the car repairs
• In case of a reimbursement claim, after the car is repaired, you will have to pay the garage for the car repairs and submit the payment receipt to the insurer to get the amount spent on the repairs reimbursed

Inclusions and Exclusions of Nissan Car Insurance

Nissan Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

• Inclusions:
  • Third-party liabilities
  • Own damage liabilities
  • Loss/damage due to hurricanes, theft, vandalism, etc.
• Exclusions:
  • Damage/loss due to war, nuclear perils or mutiny
  • Damage/loss due to drunken driving
  • Damage/loss when the vehicle was being driven without a valid licence
  • General wear and tear of the vehicle

Add-ons Offered with Nissan Car Insurance

There are a number of add-ons available in the market for Nissan Car Insurance, a few of them are listed below:

• Zero Depreciation Cover
• No Claim Bonus Protect Cover
• Engine and Circuit Protect Cover
• Return to Invoice Cover

Discounts Offered with Nissan Car Insurance

You can avail discounts on your car insurance premium such as:

• No Claim Bonus Discount
• Professional Discount
• Discount if you are a member of any of the automobile associations
• Discount if you opt for a higher deductible

Nissan Car Insurance FAQs:

1. What is an Insurance Certificate?

An Insurance certificate is the insurance policy document that the insurer issues to the insured. It contains all the relevant insurance policy details.

2. Can I transfer my policy to the buyer of my car?

Yes, you can transfer your insurance policy to the person buying your car.

3. What is an IDV?

IDV or Insured Declared Value is the market price of your car at any given point in time.

4. Will I get a duplicate copy of the insurance document policy if I lose the original one?

Yes, in case you lose your original insurance policy document, you can visit the nearest branch office of the insurer and request for a duplicate copy.

5. Does my geographical location affect my car insurance policy premium?

Yes, your geographical location affects your car insurance policy premium.