The Oriental Insurance Co. Ltd. commenced its operations in September 1947 in Mumbai, India. At present, the firm is run by the Central Government and has more than 1800 branch offices and 31 regional offices across the country. The firm has employed more than 14,000 employees to render the best insurance services across India, Nepal, Dubai and Kuwait.
After a mishap, it is important to raise a claim request so that the insurer can process your claim and cover your liabilities that have risen from the mishap if any. Depending on the liabilities and causes of the mishap, the claim process will vary as mentioned below:
Inform Oriental Insurance as soon as the mishap happens.
Inform Oriental Insurance as soon as the mishap happens
Oriental car insurance claim process will not be applicable under the following circumstances:
In case you choose your own garage to get your car repaired you can raise a reimbursement claim where you will have to pay the garage for the vehicle repairs done and submit the payment receipts along with the original bills to the insurer to get the amount you spent at the garage reimbursed.
In case you choose a network garage to get your car repaired you can raise a cashless claim where your insurer will directly pay the garage for the vehicle repairs done.
An insurance certificate is a document that contains all the relevant information pertaining to the insurance policy you have purchased/renewed. This document should always be carried in the vehicle.
The insurance certificate, the vehicle’s Registration Certificate, the Pollution Under Control certificate, and the driving licence of the person driving the vehicle at the time.
Yes, you can transfer the No Claim Bonus (NCB) to your new insurance policy within 90 days from the expiry of your insurance policy.
A cover note is a temporary document provided by the insurer to the policyholder until the insurance certificate is ready to be issued.
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