• PNB Metlife Life Insurance Online Premium Payment

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    PNB MetLife is one of the most renowned life insurance companies in the country. Since the time it started operations in the year 2001, the company has positioned itself as one of the top players in the private life insurance industry. The company has a plethora of life insurance covers in its lineup. You may choose a life insurance policy based on your specific investment goals and financial security requirements. The online facilities offered by the company help you keep track of your policy and stay up-to-date.

    If you are a policyholder with ,PNB MetLife, you need to pay your renewal premiums on time and keep your policy updated. The company offers different methods for its customers to pay their premiums. You may visit the nearest branch office and pay the outstanding premium. However, the online methods offered by the company are most effective as they let you pay your premiums instantly without wasting any time or effort. Let’s check out the different online premium payment modes offered by the PNB MetLife.

    PNB MetLife website – Bill Desk

    The official website of PNB MetLife allows customers to register their policies online and pay their premiums instantly. Even if you have not registered your policy, you may still go ahead and pay your premiums by providing your policy number and other personal details. On the official website, customers can pay their premium dues through the PNB MetLife payment gateway called ‘Bill Desk’. The steps involved in the payment process are listed as follows:

    • Visit the official website of PNB MetLife at https://www.pnbmetlife.com.
    • On the homepage, click on ‘pay premium online’ on the right-side hanging menu.
    • On the resulting page, you will be redirected to the ‘Bill Desk’ payment gateway.
    • Click on ‘pay now’ to continue with the next step.
    • On the resulting page, provide your policy number, client ID, date of birth, and enter the captcha.
    • After this, you must enter your premium details and enter the amount you have to pay towards your premium installment.
    • In the next step, you can enter your payment details and proceed with the online payment.
    • Upon successful payment, you will get a confirmation message and a transaction reference number.

    Options available for online payment

    You may use the above steps to pay the premium dues online. Once you have reached the final step, you may choose the different modes to pay your premiums online. The following options are available for policyholders of PNB MetLife:

    • Credit/debit cards: You may enter your credit or debit card details in the final step and make the payment. Once you have paid, you will get a confirmation for payment. You may use any type of cards including Visa, Mastercard, American Express, etc.
    • Payment gateways: You may also use the online transaction facilities offered by PNB MetLife to pay the outstanding premium.
    • Pre-paid cards: Another option for online payment includes pre-paid cash cards. You may use various cards like Oxicash, Zip Cash, Itz Cash, etc.
    • Net banking: You may also use the net banking facility to pay your outstanding premium dues. This facility is offered for customers of various top banks including SBI, HSBC Bank, Axis Bank, Abu Dhabi Bank, Development Credit Bank, etc.

    Standing instructions for auto payment

    The standing instructions facility allows customers to pay their premium dues automatically. In this way, customers don’t have to worry about remembering the due date for premium payment. To enable this facility, customers must submit a mandate to the company. This facility is available for both bank accounts as well as credit cards. Let's take a look at how this can be activated.

    • Electronic Clearing Service (ECS): This service can be activated for your bank account. To do this, you must submit a duly filled ECS – Direct Debit Mandate to the company along with a cancelled cheque.
    • Credit card: You can also enable auto payment on your credit card. To enable this for your credit card, you must submit a credit card standing instruction mandate to the company. A copy of the credit card’s front face must also be submitted to the company.

    NEFT fund transfer

    Customers of PNB MetLife can also use the NEFT fund transfer facility to pay their renewal premiums. To do this, the policyholder must add the company as a beneficiary in his/her bank account. Once the company is added as a beneficiary, the outstanding premium amount can be transferred anytime. The account details of the company are given as follows:

    Beneficiary account 6969 followed by the policy number (without any space)
    Bank Name Citibank N.A.
    Account Type Current Account
    Branch Name Bangalore
    IFSC Code CITI0000004
    Transfer amount As per the policyholder’s premium dues

    Conclusion

    You can use any of the methods given here to pay your premiums online. When you make an online payment, make sure that you enter the details correctly without fail. Online payment methods are most effective since they allow customers to make their payments from the comfort of their own homes. Based on your preference and convenience, you can use any of the methods listed here. If you face any difficulties in proceeding with online payment, you can call the customer service department and ask a customer service executive to guide you with the payment process.

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