PNB MetLife offers insurance plans that come with immense flexibility and customisation. The MetMore Riders allow you to enjoy additional benefits of your choice. These are attached to the primary policy when you buy it. These cannot be purchase separately. Every rider has specific premium rates and separate conditions for the policy. The characteristics, nature and premium of the rider depends on the basic policy to which the rider is attached.
|Minimum age at entry||18 years|
|Maximum age at entry||55 years|
|Maximum age at maturity||60 years|
|Maximum Sum Assured||Rs.10,00,000 or base Sum Assured|
|Minimum Sum Assured||Rs.50,000|
The critical illness rider offers coverage for the following:
|Waiting Period||No amount is payable under the benefit with respect to a critical illness diagnosed with 90 days from issue date or reinstatement date of the policy.|
|Survival Period||Benefit amount under the rider is only payable if the policyholder survives for 30 days from the diagnosis date.|
Under certain conditions, the rider will get terminated. These conditions are mentioned below:
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