Pnb Metlife Health Plans

• Reduce taxable income by up to Rs. 1,50,000 deduction under section 80C**
• Convenient payment options - annual, half-yearly, quarterly or monthly premium payments
• Do more with plans that offer pure protection, retirement planning and investment options

Health insurance plans are those that help individuals take care of their medical and hospitalisation expenses in case they suffer from any ailments. These plans are highly essential to have especially now as the cost of healthcare is increasing by the day. Furthermore, cashless hospitalisation has become a blessing for many as the insured is not required to pay any money except for any part of the bill that is not covered under the plan.

Currently, PNB MetLife has a few health plans which range from general health plans to accidental disability plans, and critical illness plans. These plans help safeguard both individuals and families for the total coverage amount they have opted for.

Benefits of Health Plans offered by PNB MetLife

Some of the benefits of the health plans offered by PNB MetLife have been listed below:

• Get payouts at different stages of illnesses
• Enhance your protection with a number of riders
• Enjoy premium waivers in the event of death or diagnosis of a terminal illness
• Monthly income benefit
• Waiver of premiums upon diagnosis of illness
• Special rates for women
• Inbuilt life cover plus terminal illness cover

List of Health Plans offered by PNB MetLife

PNB MetLife offers five different health plans of which one of them is a primary cover while the other four are riders that can be added to an already existing health policy.

PNB MetLife Mera Heart and Cancer Care:

This plan is designed to give you comprehensive cover against the different stages of cancer and heart diseases. The life insured will receive lump sum payouts to take care of expenses related to the illness. The plan also caters to women with coverage for special female-specific cancers. This plan carries a death benefit, maturity benefit, monthly income benefit and waiver of premiums. Some of the benefits of this plan are:

• Get cover for cancer, heart or both together.
• Receive lump sum payouts at different stages that includes mild, moderate and severe stages of the illness.
• Upon first diagnosis of mild or moderate stage, the future premiums will be waived for the next 5 policy years.
• In case of severe stage (under the Platinum Plan), you can opt to receive an additional monthly income.
• You can opt for the “Return of balance premium” facility if you want to receive the balance of your premiums back upon maturity.
• Be covered from day 1 of the policy for life cover and terminal illness cover.
• Special premiums for women and coverage for female-specific cancers

PNB MetLife Riders:

• MetLife Critical Illness Rider - Get additional protection at affordable premiums in the event that you are diagnosed with any one of the critical illnesses mentioned under this rider.
• MetLife Accidental Disability Benefit Rider - If you opt for this rider at an additional premium, you will receive additional benefits if you are disabled due to an accident.
• MetLife Accidental Death Benefit Rider - In the event that you die due to an accident, your nominee will be entitled to additional benefits under this rider.
• MetLife Serious Illness Rider - This plan gives you extra protection against serious illnesses. The rider can be opted for by paying an extra premium.

Why you need a health plan from PNB MetLife?

MetLife was founded in 1868 and has since then catered to over 100 million customers around the globe. In association with Punjab National Bank, MetLife offers its services and products in India. The company was awarded the “World’s Most Admired Company” among life and health insurers in 2015 by Fortune magazine. A health plan from PNB MetLife will ensure that you are financially protected against rising medical costs in the event you were to contract an illness, medical condition or disease.