A&A Dukaan Insurance Web Aggregator Private Limited (hereinafter referred to as "BankBazaar Insurance / we/ our") acknowledges the expectations of its customers (hereinafter referred to as "customer/ you/ your/ his/her") with regard to privacy, confidentiality and security of their Personal Information that resides with the BankBazaar Insurance. Keeping Personal Information of customers secure and preventing any misuse thereof is a top priority of BankBazaar Insurance.
This Privacy & Security Policy (hereinafter referred to as "Policy") explains how we protect Personal Information provided to our websites such as www.bankbazaarinsurance.com (hereinafter referred to as "Website") and how we use that information in connection with our service (relating to Web Insurance Aggregator Business) offered through the Website (hereinafter called as "Service").
Personal Information means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the BankBazaar Insurance, is capable of identifying such person.
This Policy is applicable to the Personal Information (which may be a Sensitive Information "SI") of yours including but not limited to details pertaining to your name, state of residence, city of residence, email address, date of birth, gender, contact number/mobile number, credit card, user ids and passwords which BankBazaar Insurance may become privy to, as and when you avail the insurance products and services vide the online application forms and questionnaires through usage of Website. By visiting and/or using our Website, you agree to this Policy. This policy also covers BankBazaar Insurance\'s treatment of any Personal Information that BankBazaar Insurance\'s business partners share with BankBazaar Insurance. Further, this policy applies to all current and former visitors to the Website and to our online customers. This policy does not apply to the practices of companies that BankBazaar Insurance does not own or control or to people that BankBazaar Insurance does not employ or manage. It is strongly recommended for you to return to this page periodically to review the most current version of the Policy. BankBazaar Insurance reserves the right at any time, at its sole discretion, to change or otherwise modify the Policy without prior notice, and your continued access or use of this website signifies your acceptance of the updated or modified Policy.
Purpose and Usage:
Disclosure / Sharing:
BankBazaar Insurance does not disclose sensitive personal data or information of a customer except as directed by law or as per mandate received from the customer / applicant. No specific information about customer accounts or other personally identifiable data is shared with non-affiliated third parties unless any of the following conditions is met:
Intimation by customers regarding change in registration information:
If your Registration Information provided to us when you had applied for a product on our Website changes, you may update it whenever you apply for a new product via our Website. To review and update your Personal Information and to ensure that the same is accurate while your application is in process, you may contact us at firstname.lastname@example.org. You will not be able to update the information you have provided in an application after a decision has already been made on it; however you may create and submit a new application with your updated information.
Note: We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at email@example.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Log Files/Non-Personal Information:
This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may use the collected log information about you to improve services offered to you, to improve marketing, analytics, or Website functionality.
If enabled, we may place cookies on your machine that store small amounts of data on your computer about your visit to any of the pages of our Website. Cookies are small electronic files that collect information when someone visits a website. They can identify the pages that are being viewed and this can assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. Some cookies only exist whilst viewers are online, but 'persistent' cookies are not session-based and remain on the viewer's computer. When you visit this Website again, 'persistent' cookies can enable us to customize our content according to your preferences.
BankBazaar Insurance is not responsible for cookies placed in the device of user/s by any other website and information collected thereto.
Third parties will not be given your Personal Information unless you direct BankBazaar Insurance to do so:
There are a number of insurance products and services being offered by third parties on our Website, (collectively "Offers"). If you choose to apply for those offered products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of these external services providers before deciding to use their services. BankBazaar Insurance is not responsible for their privacy practices.
Testimonials, Blogs and other forums on BankBazaar Insurance Website:
With your consent BankBazaar Insurance may post your testimonial along with your name. If you want your testimonial removed please contact BankBazaar Insurance at firstname.lastname@example.org.
If you use a blog or other public forum on Website, any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. BankBazaar Insurance is not responsible for the Personal Information you choose to submit in these forums.
Additional Policy Information
We keep your data secure:
We follow generally accepted standards to protect the Personal Information submitted to us, both during transmission and once we receive it. Since no method of transmission over the Internet, or method of electronic storage, is 100% secure, therefore, we cannot guarantee its absolute security. If you have any questions about security on our Website, you can contact us at email@example.com.
We use a combination of firewalls, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect BankBazaar Insurance online accounts and systems from unauthorized access.
When you register for the Service, BankBazaar Insurance requires a password from you for your privacy and security. BankBazaar Insurance transmits information such as your Registration Information for Website or Account Credentials securely.
Our servers are in secure facilities where access requires multiple levels of authentication, including an identity card and biometrics recognition procedures. Security personnel monitor the facilities 7 days a week, 24 hours a day.
Our databases are protected from general employee access both physically and logically. We encrypt your Service password so that your password cannot be recovered, even by us. All backup drives and tapes also are encrypted.
We enforce physical access controls to our buildings.
No employee may put any sensitive content on any insecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).
BankBazaar Insurance has been verified for its use of SSL encryption technologies. In addition, BankBazaar Insurance tests the Website using Acunetix scan for any failure points that would allow hacking.
However, it is important to understand that these precautions apply only to our Website and systems.
All Private Information is encrypted and communicated securely:
All communications between your computer and our Website that contain any Personal Information are encrypted. This enables client and server applications to communicate in a way that is designed to prevent eavesdropping, tampering and message forgery.
You are responsible for maintaining the confidentiality of your login id and password:
If you have any security related concern, please contact us at firstname.lastname@example.org. We will work closely with you to ensure a rapid and personal response to your concerns.
Contact us with any questions or concerns or grievances:
If you have questions, comments, concerns, grievances or feedback regarding this Privacy and Security Policy or any other privacy or security concern, send an e-mail to email@example.com or contact us at BankBazaarinsurance.com (A & A Dukaan Insurance Web Aggregator Private Limited), Hameedia Center, 14/43 Haddows Road, Nungambakkam, Chennai - 600006, India.
Visitors to this Website and every third party is hereby informed that BankBazaar Insurance, are not the agents or intermediaries of the insurers, whose products are dealt with in this Website. They are also not the sub-agents or sub-intermediaries of the agents and intermediaries of the respective insurers. Though endeavour is made to make correct policy/product comparisons, quotes, features, etc., based on the information provided by the insurers or its agents or intermediaries, it is made abundantly clear that BankBazaar Insurance, its directors, shareholders, officers and employees and Bankbazaarinsurance.com are in no way responsible to or liable for any one for his/her investment decision, and every prospect/ investor/policyholder shall be solely responsible for the consequences of his/her decision.
The effective date of this Policy, as stated below, indicates the last time this Policy was revised or materially changed.
Effective Date - 19 day of July 2016