Introduction:
BBazaar Marketing and Advisory Services Private Limited (hereinafter referred to as "BankBazaar Insurance / we/
our") acknowledges the expectations of its customers (hereinafter referred to as "customer/ you/ your/ his/her")
with regard to privacy, confidentiality and security of their Personal
Information that resides with the BBazaar Marketing and Advisory Services Private Limited. Keeping Personal
Information of customers secure and preventing any misuse thereof is a
top priority of BBazaar Marketing and Advisory Services Private Limited.
BBazaar Marketing and Advisory Services Private Limited is strongly committed to protect the privacy of its customers and has taken all necessary and reasonable measures in line with the best industry practice to protect the confidentiality of the customer information and its transmission through website and it shall not be held liable for disclosure of the confidential information when in accordance with this privacy Commitment or in terms of the ‘Terms of Use’ of Website or agreement, if any, with the customers.
This Privacy & Security Policy (hereinafter referred to as "Policy") explains how we protect Personal Information provided to our websites such as www.bankbazaarinsurance.com (hereinafter referred to as "Website") and how we use that information in connection with our service (relating to Web Insurance Aggregator Business) offered through the Website (hereinafter called as "Service").
Personal Information:
Personal Information means any information that relates to a natural
person, which either directly or indirectly, in combination with other
information available or likely to be available with the BBazaar Marketing and Advisory Services Private Limited, is capable of identifying such person.
Applicability:
This Policy is applicable to the Personal Information (which may be a Sensitive Information "SI")
of yours including but not limited to details pertaining to your name,
state of residence, city of residence, email address, date of birth,
gender, contact number/mobile number, credit card, user ids and
passwords which BBazaar Marketing and Advisory Services Private Limited may become privy to, as and when
you avail the insurance products and services vide the online
application forms and questionnaires through usage of Website. By
visiting and/or using our Website, you agree to this Policy. This policy
also covers BBazaar Marketing and Advisory Services Private Limited\'s treatment of any Personal
Information that BBazaar Marketing and Advisory Services Private Limited\'s business partners share with
BBazaar Marketing and Advisory Services Private Limited. Further, this policy applies to all current and
former visitors to the Website and to our online customers. This policy
does not apply to the practices of companies that BBazaar Marketing and Advisory Services Private Limited
does not own or control or to people that BBazaar Marketing and Advisory Services Private Limited does not
employ or manage. It is strongly recommended for you to return to this
page periodically to review the most current version of the Policy.
BBazaar Marketing and Advisory Services Private Limited reserves the right at any time, at its sole
discretion, to change or otherwise modify the Policy without prior
notice, and your continued access or use of this website signifies your
acceptance of the updated or modified Policy.
Express Consent:
Purpose and Usage:
Disclosure / Sharing:
BBazaar Marketing and Advisory Services Private Limited does not disclose sensitive personal data or
information of a customer except as directed by law or as per mandate
received from the customer / applicant. No specific information about
customer accounts or other personally identifiable data is shared with
non-affiliated third parties unless any of the following conditions is
met:
Intimation by customers regarding change in registration information:
If your Registration Information provided to us when you
had applied
for a product on our Website changes, you may update it whenever you
apply for a new product via our Website. To review and update your
Personal Information and to ensure that the same is accurate while your
application is in process, you may contact us at support@bankbazaarinsurance.com.
You will not be able to update the information you have provided in an
application after a decision has already been made on it; however you
may create and submit a new application with your updated information.
Note: We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at support@bankbazaarinsurance.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Log Files/Non-Personal Information:
This information may include internet protocol (IP) addresses,
browser type, internet service provider (ISP), referring/exit pages,
operating system, date/time stamp, and/or clickstream data. We may use
the collected log information about you to improve services offered to
you, to improve marketing, analytics, or Website functionality.
Cookie Policy:
If enabled, we may place cookies on your machine that store small
amounts of data on your computer about your visit to any of the pages of
our Website. Cookies are small electronic files that collect
information when someone visits a website. They can identify the pages
that are being viewed and this can assist us in tracking which of our
features appeal the most to you and what content you may have viewed on
past visits. Some cookies only exist whilst viewers are online, but
'persistent' cookies are not session-based and remain on the viewer's
computer. When you visit this Website again, 'persistent' cookies can
enable us to customize our content according to your preferences.
We use cookies for on our Website in order to personalize our service to you. By using our Website user/s agree that cookies can be placed on his/her device. User/s is free to disable/delete the cookies by changing his/her web browser settings. User/s can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Website, but your ability to use some features or areas of our Website may be limited. You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. To find out more about accepting or refusing cookies from www.allaboutcookies.org. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to the Website.
BBazaar Marketing and Advisory Services Private Limited is not responsible for cookies placed in the device of user/s by any other website and information collected thereto.
Third parties will not be given your Personal Information unless you direct BBazaar Marketing and Advisory Services Private Limited to do so:
There are a number
of insurance products and services being offered by third parties on our Website, (collectively "Offers").
If you choose to apply for those offered products or services, disclose
information to the providers, or grant them permission to collect
information about you, then their use of your information is governed by
their privacy policies. You should evaluate the practices of these
external services providers before deciding to use their services.
BBazaar Marketing and Advisory Services Private Limited is not responsible for their privacy practices.
Testimonials, Blogs and other forums on BBazaar Marketing and Advisory Services Private Limited Website:
With your consent BBazaar Marketing and Advisory Services Private Limited may post your
testimonial
along with your name. If you want your testimonial removed please
contact BBazaar Marketing and Advisory Services Private Limited at support@bankbazaarinsurance.com.
If you use a blog or other public forum on Website, any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. BBazaar Marketing and Advisory Services Private Limited is not responsible for the Personal Information you choose to submit in these forums.
Additional Policy Information
We keep your data secure:
We follow generally accepted standards to protect the Personal
Information submitted to us, both during transmission and once we
receive it. Since no method of transmission over the Internet, or method
of electronic storage, is 100% secure, therefore, we cannot guarantee
its absolute security. If you have any questions about security on our
Website, you can contact us at privacy@bankbazaarinsurance.com.
We use a combination of firewalls, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect BBazaar Marketing and Advisory Services Private Limited online accounts and systems from unauthorized access.
When you register for the Service, BBazaar Marketing and Advisory Services Private Limited requires a password from you for your privacy and security. BBazaar Marketing and Advisory Services Private Limited transmits information such as your Registration Information for Website or Account Credentials securely.
Our servers are in secure facilities where access requires multiple levels of authentication, including an identity card and biometrics recognition procedures. Security personnel monitor the facilities 7 days a week, 24 hours a day.
Our databases are protected from general employee access both physically and logically. We encrypt your Service password so that your password cannot be recovered, even by us. All backup drives and tapes also are encrypted.
We enforce physical access controls to our buildings.
No employee may put any sensitive content on any insecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).
BBazaar Marketing and Advisory Services Private Limited has been verified for its use of SSL encryption technologies. In addition, BBazaar Marketing and Advisory Services Private Limited tests the Website using Acunetix scan for any failure points that would allow hacking.
However, it is important to understand that these precautions apply only to our Website and systems.
All Private Information is encrypted and communicated securely:
All communications between your computer and our Website that
contain
any Personal Information are encrypted. This enables client and server
applications to communicate in a way that is designed to prevent
eavesdropping, tampering and message forgery.
You are responsible for maintaining the confidentiality of your login id and password:
You are responsible for maintaining the
security of your Login ID and
Password, and may not provide these credentials to any third party. If
you believe that they have been stolen or been made known to others, you
must contact us immediately at privacy@bankbazaarinsurance.com.
We are not responsible if someone else accesses your account through
Registration Information they have obtained from you or through a
violation by you of this Privacy and Security Policy or the BBazaar Marketing and Advisory Services Private Limited Terms of Use.
If you have any security related concern, please contact us at privacy@bankbazaarinsurance.com. We will work closely with you to ensure a rapid and personal response to your concerns.
Contact us with any questions or concerns or grievances:
If you have questions, comments, concerns, grievances or feedback
regarding this Privacy and Security Policy or any other privacy or
security concern, send an e-mail to privacy@bankbazaarinsurance.com or contact us at
BankBazaarinsurance.com (BBazaar Marketing and Advisory Services Private Limited), Module No 601, 6th Floor, TICEL Bio Park Phase-II, No 5, CSIR Road, Taramani, Chennai, Tamil Nadu, India - 600113.
Disclaimer:
Visitors to this Website and every third party is hereby informed that BBazaar Marketing and Advisory Services Private Limited,
are not the agents or intermediaries of the insurers, whose products
are dealt with in this Website. They are also not the sub-agents or
sub-intermediaries of the agents and intermediaries of the respective
insurers. Though endeavour is made to make correct policy/product
comparisons, quotes, features, etc., based on the information provided
by the insurers or its agents or intermediaries, it is made abundantly
clear that BBazaar Marketing and Advisory Services Private Limited, its directors, shareholders, officers
and employees and Bankbazaarinsurance.com are in no way responsible to
or liable for any one for his/her investment decision, and every
prospect/ investor/policyholder shall be solely responsible for the
consequences of his/her decision.
Notice:
The effective date of this Policy, as stated below, indicates the last time this Policy was revised or materially
changed.
Effective Date - 19 day of July 2016