Present in 125 countries across the globe, Renault, the French multinational automobile manufacturer commenced its operations in India in 2005 after partnering with the Mahindra & Mahindra group. The company offers exclusive services such as Renault Assured and Renault Secure with every purchase. While Renault Secure is an extended warranty provided with every Renault car, Renault Assured provides exclusively designed insurance solutions for Renault car owners.
Renault car insurance assures financial protection to the policyholder in the face of any mishaps that may cause financial strain such as third-party and own damage liabilities. Also, as per the Motor Vehicles Act in India, it is mandatory for every car plying on the roads to be insured with at least a third-party liability cover.
Renault Car Insurance has partnered with several top insurance providers in India including:
Some of the key features and benefits offered by Renault Car Insurance are:
Premium Calculator is a built-in tool found on insurance websites to calculate and quote individual insurance premiums for prospective policyholder. You can make use of this calculator while purchasing a new insurance policy or renewing an existing one.
Renault Car Insurance comes with certain exclusions and inclusions, some of which are mentioned below:
Some of the major add-ons provided by Renault Car Insurance are:
As mentioned before you can use the premium calculator to get a quote on the insurance premium you are required to pay upon policy renewal. Once you agree with the quoted insurance premium, you can go ahead and renew the policy by making the payment through one of the online payment options. You can visit any of the partnered insurer websites or third-party websites to renew your policy.
Endorsements refer to any updates/alterations made to your insurance policy. Endorsements are of two kinds, premium bearing and non-premium bearing. A few of the endorsements are mentioned below:
After a mishap you can raise either a cashless claim request or a reimbursement claim request depending on your insurance and convenience at the time.
NCB is a reward offered by the insurer to the policyholder as a token of appreciation for the claim-free years. The percentage of NCB will vary with every consecutive year, starting at 20% for the 1st year to 50% for the 5th year. 50% is the maximum NCB you can avail.
Renault Car Insurance offers discounts on insurance premiums in certain cases, a few of them are:
You can purchase a Renault Car Insurance either online or offline depending on your convenience:
You can visit partnered insurer websites or third-party websites and purchase a Renault car insurance that meets all your insurance needs. You can use the built-in premium calculator to calculate your insurance premium and accordingly make the purchase via debit card/credit card/netbanking.
Is it necessary to inform the insurance firm if I fit a CNG or LPG kit in my car?
Yes, it is necessary to inform your insurer so that the same can be added in your policy and as this comes under premium bearing endorsement, you will have to pay an additional premium for the same.
What is covered under a comprehensive car insurance?
A comprehensive motor insurance covers third-party liabilities as well as own damage liabilities.
What is covered under third-party car insurance?
A third-party car insurance covers only third-party liabilities.
Does my geographical location have any impact on the car insurance premium paid?
Yes, your geographical location affects your insurance premium.
Are the NCBs from my expired insurance policy transferable?
Yes, NCBs can be transferred even after your insurance policy has expired.
Renault has an offer of Rs.15,000 on its most popular model Kwid for the month of September. This offer is available throughout the country. Renault has also announced the limited offer of insuring your new vehicle at Re.1 in the company’s vehicle insurance wing Renault Assure. Another offer announced by the company is the low interest rate of 7.99% on the purchase of new vehicles through Renault Finance.
The reduced interest rate offer is not available in certain states like Jharkhand, Punjab, Sikkim, Haryana, Chhattisgarh, Jammu & Kashmir, and the seven north eastern states. However, these states can avail the cash discount and insurance benefit offered by Renault. These states can also get benefits worth Rs.15,000 on exchange of their old cars.
In addition to these benefits, all Renault cars come with a 4-year/1 lakh kilometer warranty to ensure peace of mind for car owners. The Re.1 insurance offer is available only for pre-facelift models. However, the new version of Renault Kwid also comes with a host of new features at no extra cost.