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  • Renault Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Present in 125 countries across the globe, Renault, the French multinational automobile manufacturer commenced its operations in India in 2005 after partnering with the Mahindra & Mahindra group. The company offers exclusive services such as Renault Assured and Renault Secure with every purchase. While Renault Secure is an extended warranty provided with every Renault car, Renault Assured provides exclusively designed insurance solutions for Renault car owners.

    Why is it Important to have Renault Car Insurance?

    Renault car insurance assures financial protection to the policyholder in the face of any mishaps that may cause financial strain such as third-party and own damage liabilities. Also, as per the Motor Vehicles Act in India, it is mandatory for every car plying on the roads to be insured with at least a third-party liability cover.

    Renault Car Insurance Partners

    Renault Car Insurance has partnered with several top insurance providers in India including:

    • Bajaj Allianz General Insurance
    • ICICI Lombard General Insurance
    • L&T General Insurance
    • Bharti General Insurance
    • Iffco-Tokio General Insurance
    • HDFC ERGO General Insurance
    • Universal Sompo General Insurance
    • The New India Assurance

    Benefits & Key Features of Renault Car Insurance

    Some of the key features and benefits offered by Renault Car Insurance are:

    • Instant policy issuance
    • Hassle-free claim settlement
    • Dedicated customer care
    • Large network of service centres
    • Optional add-on covers
    • Near cashless settlement
    • Quality repairs and replacements with original spare parts

    Renault Car Insurance Premium Calculator

    Premium Calculator is a built-in tool found on insurance websites to calculate and quote individual insurance premiums for prospective policyholder. You can make use of this calculator while purchasing a new insurance policy or renewing an existing one.

    Renault Car Insurance Inclusions and Exclusions

    Renault Car Insurance comes with certain exclusions and inclusions, some of which are mentioned below:

    • Inclusions:
      • Loss/damage to own car due to natural calamities
      • Loss/damage to own car due to man-made calamities
      • Personal Accident Cover
      • Extended coverage for passengers and/or paid driver
      • Third-party liabilities
    • Exclusions:
    • Normal wear and tear due to the ageing of the vehicle
    • Electrical/mechanical breakdown
    • Vehicle used for purposes outside of the ones agreed in the insurance policy
    • Damage/loss due to war, nuclear risk or mutiny

    Renault Car Insurance Add-ons

    Some of the major add-ons provided by Renault Car Insurance are:

    • Zero Depreciation Cover

    • No Claim Bonus Protector Cover

    • Return to Invoice Cover

    • Passenger Cover

    • Engine Protector Cover

    Renault Car Insurance Renewal Online

    As mentioned before you can use the premium calculator to get a quote on the insurance premium you are required to pay upon policy renewal. Once you agree with the quoted insurance premium, you can go ahead and renew the policy by making the payment through one of the online payment options. You can visit any of the partnered insurer websites or third-party websites to renew your policy.

    Renault Car Insurance Endorsements

    Endorsements refer to any updates/alterations made to your insurance policy. Endorsements are of two kinds, premium bearing and non-premium bearing. A few of the endorsements are mentioned below:

    • Premium Bearing Endorsement
      • Increasing/including the voluntary deductible
      • Installation of a LPG/CNG Kit
      • Change in the passengers covered
      • Any change with respect to No Claim Bonus
    • Non-Premium bearing Endorsement
    • Change in the engine number
    • Change in the registration number
    • Change in your address
    • Change in the chassis number

    Renault Car Insurance Claim Process

    After a mishap you can raise either a cashless claim request or a reimbursement claim request depending on your insurance and convenience at the time.

    • Cashless Claim Process:
      • You have to inform the insurer as soon as the mishap takes place
      • Lodge a FIR at the nearest police station and get a copy of the same
      • The insurer will send a surveyor to assess the damage/loss within 24 hours
      • You are required to submit the relevant documents to the insurer/surveyor
      • Once the survey is done, you can take your car to the nearest cashless garage and have it repaired
      • Once the repairs are done, a surveyor will be sent to asses the vehicle
      • Post assessment, your car will be delivered to you
      • The insurer will settle the bills at the garage
    • Reimbursement Claim Process:
      • You have to inform the insurer as soon as the mishap takes place
      • Lodge a FIR at the nearest police station and get a copy of the same
      • The insurer will send a surveyor to assess the damage/loss within 24 hours
      • You are required to submit the relevant documents to the insurer/surveyor
      • Once the survey is done, you can take your car to the nearest garage and have it repaired
      • You will have to pay for the repairs at the garage and collect the invoices for the same
      • You need to submit the bills/invoices to the insurer to get your expenses reimbursed

    No Claim Bonus (NCB) on your Renault Car Insurance

    NCB is a reward offered by the insurer to the policyholder as a token of appreciation for the claim-free years. The percentage of NCB will vary with every consecutive year, starting at 20% for the 1st year to 50% for the 5th year. 50% is the maximum NCB you can avail.

    Discount on Renault Car Insurance Premium:

    Renault Car Insurance offers discounts on insurance premiums in certain cases, a few of them are:

    • If you have installed ARAI approved security devices
    • If you are a member of any automobile association in India
    • If you are eligible for professional discounts
    • If you opt for higher voluntary deductibles
    • If you have a good driving record

    How to buy Renault Car Insurance

    You can purchase a Renault Car Insurance either online or offline depending on your convenience:

    • Online:

    You can visit partnered insurer websites or third-party websites and purchase a Renault car insurance that meets all your insurance needs. You can use the built-in premium calculator to calculate your insurance premium and accordingly make the purchase via debit card/credit card/netbanking.

    • Offline: You can visit any of the Renault car dealers or meet with authorised insurance agents to purchase a compatible car insurance. You will have to submit hard-copies of the necessary documents at the time of purchase.

    Renault Car Insurance FAQs:

    1. Is it necessary to inform the insurance firm if I fit a CNG or LPG kit in my car?

    2. Yes, it is necessary to inform your insurer so that the same can be added in your policy and as this comes under premium bearing endorsement, you will have to pay an additional premium for the same.

    3. What is covered under a comprehensive car insurance?

    4. A comprehensive motor insurance covers third-party liabilities as well as own damage liabilities.

    5. What is covered under third-party car insurance?

    6. A third-party car insurance covers only third-party liabilities.

    7. Does my geographical location have any impact on the car insurance premium paid?

    8. Yes, your geographical location affects your insurance premium.

    9. Are the NCBs from my expired insurance policy transferable?

    10. Yes, NCBs can be transferred even after your insurance policy has expired.