First time I met an accident that time I did not have a travel insurance so unable to claim. Hence I have purchased a travel insurance from HDFC Ergo after that there is no such situation happened for me. It is a 2 year policy, the premium is 13K. The policy coverage is 25L, the premium will auto debit monthly from saving account. I do regular updates. I got the insurance paper after 3 days when I purchased and they provided a separate insurance card.
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