Skoda Octavia is a sedan which oozes class with beautiful interior and exterior designs. The interiors of the car are spacious in nature and are light-toned in nature. There are AC vents for the passengers in the rear seat, and the touchscreen audio system which removes the hassle of working with buttons while driving. The car comes with panoramic sunroof with an adaptive frontline system. This adaptive frontline system can easily sense the light condition which makes it safer for the driver to gauge the obstacle in the front and enjoy a safer driving experience. Octavia is one of the largest selling cars in the world and a beauty to be driven on the roads.
Any person who owns a four-wheeler must have a valid car insurance policy as per the mandate passed by the Government of India. There are two types of car insurance policies that you can purchase for yourself i.e. a third-party liability car insurance policy and comprehensive car insurance policy. According to the Government of India, it is mandatory for a car owner to have a third-party liability car insurance policy.
Third-party liability car insurance cover: This type of policy provides cover to a third party in case the person suffers injuries or has his/her property damaged due to the involvement of your vehicle. The third party can receive compensation up to Rs.7.5 lakh. According to the Government of India, it is compulsory for a person owning a four-vehicle to have a valid third-party liability car insurance policy.
Comprehensive car insurance cover: In case of any loss or damage suffered by you or your vehicle, your comprehensive car insurance policy provides you cover and takes care of the expenses that you may incur due to an accident or damage to your vehicle. The compensation you will get will depend on the level of loss or damage incurred.
|Type of injury||Compensation|
|Permanent disability caused due to an accident||100%|
|Loss of both the limbs or eyes||100%|
|Loss of one limb or eye||50%|
You will be provided cover under certain circumstances in case your Skoda Octavia gets damaged or stolen. The circumstances under which you will be liable to be provided with a comprehensive car insurance cover are:
Add-on covers: Add-on covers help in enhancing your car insurance cover. These add-on covers provide extra protection to your vehicle and also help you in saving money as well. You can purchase add-on covers based on your needs. Some of the add-on covers that you can purchase for yourself are:
You can come across various insurance companies in India from whom you can purchase a car insurance policy of your choice.Some of the car insurance companies in India from whom you can purchase a car insurance policy are:
Hence, Skoda Octavia is one of the classiest sedans you can purchase for yourself. The vehicle comes with a beautiful interior and exterior and with various features which makes driving a safe and beautiful experience for the driver. However, it is also important that based on your needs you also purchase a proper and valid car insurance policy. There are various reputed insurance companies in India which sell motor insurance policies. Based on your needs, you must decide on a plan which you feel is the most suitable for you.
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