The Diabetes Safe Insurance Policy from Star Health is a comprehensive insurance plan that is specially tailored to not only cover the complications of Type I and Type II diabetes, but also provides a cover against expenses incurred as a result of hospitalisation, outpatient treatment, and personal accidents. This plan can be purchased by any individual who has already been diagnosed with diabetes.
In order to purchase an insurance policy, policyholders will have to keep the insurer’s pre-defined eligibility criteria in mind.
Sum Insured: The sum insured is the maximum sum of money that one can claim for hospitalisation/medical expenses from the insurer. The insurer is not liable to pay anything more than the sum insured amount.
|Minimum Sum Insured||Rs.3 lakh|
|Maximum Sum Insured||Rs.10 lakh|
Premiums: Your premium rates will vary based on your age at entry, type of plan opted for (individual/family floater), plan variant (Plan A/Plan B), sum insured, etc.
|Minimum Premium Amount||
|Maximum Premium Amount||
Benefits of Star Health Diabetes Safe Insurance Policy
|Section 1 (Covers hospitalisation/treatment for complications of diabetes) Section 2 (Covers hospitalisation/treatment for other ailments/injuries)||
|Section 3 (Outpatient Expenses)||
|Section 4 (Personal Accident)||If one meets with an accident that causes death, the insurer will pay 100% of the sum insured amount as the Personal Accident Benefit|
|Special Features/Benefits under Section 1 (for both plan variants)||
|Special Features/Benefits under Section 2 (for both plan variants)||Claims made in the event of a cataract surgery are only payable under Section 2|
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