Since their inception in 2006, Star Health and Allied Insurance Co Ltd. have rolled out a plethora of health insurance, travel, and personal accident insurance policies through their 400+ branches spread across the country. The insurer is headquartered in Chennai, Tamil Nadu, India and is tied up with more than 8,500 hospitals across the country where policyholders can avail the benefit of the cashless facility. For individuals who wish to insure their families as well at an affordable price, Star Health and Allied Insurance Co Ltd. has launched the Star Care Micro Insurance Policy.
The Star Care Micro Insurance policy is an individual and family health insurance plan and is available in Tier I and Tier II cities in the country. Offered on a floater basis, the policyholder and his/her dependents are offered a sum assured of Rs.1 lakh per year. The Star Care Micro Insurance policy can be purchased through a single premium payment.
To purchase the Star Care Micro Insurance policy, customers have to meet the conditions as listed below:
Listed below are the highlights of the Star Care Micro Insurance policy:
Any claim made by the policyholder will be rejected if hospitalisation is caused due to the following reasons:
*For a comprehensive list of the exclusions, the policyholder should read the policy brochure.
Listed below are the additional benefits of the Star Care Micro Insurance policy:
Star Care Micro Insurance policyholders need to follow the guidelines as mentioned below to make a claim:
For any assistance regarding purchase of the policy or raising a claim, customers or policyholders can call the 24/7 customer care service at 1800 425 2255. At the hospital, the policyholder has to submit his/her policy ID card at the insurance desk to avail the insurance coverage. For the premiums paid for the Star Care Micro Insurance policy, the policyholder can claim tax deductions under Section 80D of the Income Tax Act, 1961.
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