• Star Wedding Gift Insurance

    Health Insurance
    • Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
    • 10,000+ hospitals for cashless treatment
    • Claim up to Rs. 55,000 deduction under section 80D**

    Star Wedding Gift Insurance is a specially designed health insurance plan for newly-wed couples. It includes many maternity and newborn benefits that will be of use in the future. The plan comes with two options – Option 1 and Option 2 that differ in certain features such as the sum insured amount and extent of coverage for some of the benefits. The plan is suitable for newly-weds or couples that are planning to have a child in the near future. It is best to buy the policy in advance so that the 36-month waiting period is completed.

    Features of Star Wedding Gift Insurance

    • Couples aged between 18 years and 40 years can purchase this policy and renew it until they turn 45 years old.
    • Two policy period options are available – one year and two years.
    • Couples are permitted to add one child under the policy.
    • A hospitalisation cover that includes coverage for room rent, medical practitioner’s fee, cost of medicines, ambulance charges, etc. is offered.
    • Delivery expenses for normal, as well as caesarean delivery, are covered. Pre and post-natal covers are provided along with a cover for post-delivery complications for the mother.
    • Expenses incurred on the newborn including treatments for congenital disorders and defects are covered.
    • Pre-and post hospitalisation expenses are covered for the insured members.
    • Coverage for non-allopathic treatments is available.
    • Treatment of pre-existing diseases is also covered, subject to completion of the 48-month waiting period.
    • A free benefit whereby the expenses incurred on conducting a test, to detect any disorder the foetus may have, is also offered to the insured members.

    Claim procedure of Star Wedding Gift Insurance

    Insured members of the health insurance policy can call the 24-hour helpline – 1800 425 2255 to register a claim. The individual will have to provide the policy number or individual ID for reference. In case of planned hospitalisation, the person is required to inform the insurance company at least 24 hours prior to admission and in case of emergency hospitalisation, the notification should be made within 24 hours from the time of admission to the hospital.

    Note: This is a withdrawn plan.

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