Tata AIA Life Insurance Company Limited offers five different traditional rider plans that are designed for the proposer and the life insured of a base policy. These riders provide enhanced protection to the nominees or the policyholders in the case of an unforeseen unfortunate event such as a dismemberment or demise.
Tata AIA Life Insurance Company Limited offers five traditional riders to best suit the varying insurance needs of customers:
|Riders||Entry Age||Maturity Age|
|Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider||18 to 60 years||Up to 70 years|
|Tata AIA Life Insurance Waiver of Premium Plus (Linked) Rider||18 to 60 years||Up to 65 years|
|Tata AIA Life Insurance Waiver of Premium (Linked) Rider||18 to 60 years||Up to 65 years|
|Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider||18 to 60 years||Up to 70 years|
|Tata AIA Life Insurance Waiver of Premium Plus Rider||18 to 60 years||Up to 65 years|
Tata AIA Life Insurance Company Limited is considered one of the largest independent-listed pan-Asian life insurance group across 18 markets in Asia Pacific. By the end of FY16, the retail Claims Settlement Ratio of Tata AIA Life was 96.8%. From enhanced financial protection to premium waivers, Tata AIA Traditional Riders offer the proposer, life insured, and the nominee much needed financial assistance in the event of a disability or demise.
In addition to enhanced protection, these riders also offer tax benefits on premiums paid as per the Income Tax Act, 1961.
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