Tata AIA Life Insurance Vital Care Pro is a unique critical illness health insurance plan offered by TATA AIA Life Insurance Company Limited. With this plan, you can get comprehensive health care protection against 15 critical illnesses at an affordable cost. You can choose to receive the critical illness benefit in the form a lump sum amount or lump sum plus regular income benefit. You also have the floater option to get cover for your spouse.
Listed below are the eligibility factors you must meet to purchase Tata AIA Life Insurance Vital Care Pro:
|Entry age of life assured and spouse||18 to 65 years|
|Maturity age||Up to 85 years|
The premium amount, Policy Term, PPT, and Sum Assured for Tata AIA Life Insurance Vital Care Pro are as follows:
|Plan options||Individual life coverage:
|Premium||Minimum: Rs.3,600 Maximum: Based on maximum Basic Sum Assured|
|Basic Sum Assured||For simplified issuance: Rs.5 lakhs to Rs.20 lakhs For fully underwritten issuance: Rs.20 lakhs to Rs.60 lakhs|
|Policy Term||10, 15, 20, 25, 30 years|
|Premium Payment Term||Same as policy term|
|Premium payment options||Annual, half-yearly, quarterly or monthly|
Premium rates are guaranteed for the first 15 years and revisable thereafter depending on the critical illness experience.
Under this plan, you get the following benefits:
Tata AIA Life Insurance Vital Care Pro doesn’t cover any of the 15 critical illnesses if it is caused directly or indirectly by the following events:
Listed below are the key features of Tata AIA Life Insurance Vital Care Pro:
Under Tata AIA Life Insurance Vital Care Pro, you can get tax benefits on premiums paid towards critical illness policy under Section 80D of the Income Tax Act, 1961.
There are several other benefits of purchasing group insurance plans from Tata AIA Life such as:
Following are the reasons why you should buy Tata AIA Life Insurance Vital Care Pro from Tata AIA Life Insurance Company Limited:
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