• TATA AIG Car Insurance Renewal

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    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Tata AIG General Insurance Company Limited was founded on January 22, 2001 as a joint venture between the American International Group (AIG) and the Tata Group. They have a number of insurance products that cater to various individual and corporate insurance requirements.

    They have a dedicated customer care team comprising of 450 members and around 2,800 skilled employees present across close to 150 branches in India. They also have approximately 10,000 licensed agents and 340 licensed brokers catering to the various insurance needs in India.

    TATA AIG Car Insurance Renewal Premium Calculator

    Insurance websites and apps have an in-built tool called the premium calculator that calculates and quotes your insurance premium when you purchase insurance online. The calculator has various sections and each section will have a number of fields wherein you will have to provide the respective information. Now, the sections/fields can vary from insurer to insurer. The premium calculator will use the information you have provided to calculate and quote your insurance premium.

    TATA AIG Insurance website will have a link which reads ‘Renew Existing Policy’, which you need to click on and you will be directed to a new page where you will have the renewal premium calculator. TATA AIG car insurance renewal premium calculator will have the following fields that will need to be filled in:

    • Client ID
    • Insured Name
    • Engine No. of your insured vehicle
    • Chassis No. of your insured vehicle
    • Registration Number of your insured vehicle
    • Your source of income
    • Your contact details

    TATA AIG Car Insurance Renewal Procedure

    It is wise to renew your insurance policy either online or offline before your existing insurance policy expires:

    • Online

    After the premium calculator quotes your insurance premium, if you choose to proceed further and buy the insurance policy, you will be directed to a page with links to different modes of payment. You can purchase the insurance policy via one of the payment options.

    • Offline

    You can also visit TATA AIG offices/meet with insurance agents or licensed brokers, collect the necessary information on the various motor insurance policies offered by TATA AIG and decide on the insurance policy to purchase. You can then buy the insurance policy from one of the branch offices or insurance agents or brokers.

    TATA AIG Car Insurance Renewal Key Benefits

    TATA AIG car insurance offers the following benefits:

    • Depreciation Reimbursement:

    This ensures that you receive the full claim amount without any deduction due to the vehicle’s wear and tear. Any vehicle that is 3 years old or less can avail this benefit for 2 claims per policy period.

    • Daily Allowance:

    You can avail this benefit when your car is under repair or has been stolen or has suffered severe damage. TATA AIG will pay a fixed amount for you to hire a vehicle for a maximum of 10 days if your car is under repair or for a maximum of 15 days in case of a total loss/theft. For you to avail this benefit your vehicle’s repair time must exceed 3 days.

    • Return to Invoice:

    In the event of a Total Loss, this will pay you the actual invoice value of the vehicle.

    • No Claim Bonus (NCB) Protection:

    For every claim-free year, you will receive a certain amount as bonus called No Claim Bonuses. NCB Protect will cover your accumulated No Claim Bonuses during the policy tenure even if you raise a claim request.

    • Repair of glass/fiber/plastic/rubber parts:

    Under this, you can choose to get glass/fiber/plastic/ rubber parts of your vehicle repaired without losing your No Claim bonuses.

    • Loss of personal belongings:

    This will ensure that your personal belongings are insured in case your vehicle gets stolen or damaged.

    • Emergency transport and hotel expenses:

    In the event where your vehicle becomes immobile due to an accident during any of your travels, this ensures that your cost of overnight stay/taxi charges for returning back to your place of residence or to the nearest city of travel is covered.

    For any one accident, a maximum of Rs.25,000 is given, during the policy tenure you are eligible for a total of Rs.50,000.

    • Key replacement:

    If your cars keys are lost or stolen this will cover the cost of replacing them.

    TATA AIG Car Insurance Renewal Features

    TATA AIG car insurance comes with some amazing features:

    • Protects your car against any kind of damages
    • Offers comprehensive insurance that includes third-party liability cover
    • Provides extra protection through their 8 unique riders
    • You can insure all your vehicles under one renewal date

    TATA AIG Car Insurance Claim Process

    Under TATA AIG Car Insurance, you can raise either a cashless claim or a reimbursement claim. Claim process involves the following steps:

    1. You need to report the incident to your insurer by visiting the nearest TATA AIG branch office or getting in touch via the TATA AIG customer care helpline and raise a cashless claim/reimbursement claim request
    2. File a FIR report at the nearest police station
    3. TATA AIG will send a surveyor to inspect the damages to your vehicle and submit an incident report to the firm. You are required to provide the necessary documents to the surveyor.
    4. Post verification of the documents and based on the assessment of the survey report, you will receive your insurance claim settlement

    TATA AIG Car Insurance FAQs:

    1. Can I pay for the TATA AIG Car Insurance in installments?

    2. No, the Insurance Act of 1938 doesn’t allow you to pay car insurance premium in installments.

    3. What are the risks covered under TATA AIG Comprehensive Car Insurance policy?

    4. All the man-made and natural calamities are covered under the TATA AIG Comprehensive cover.

    5. What is the range of fuel support provided under TATA AIG Car Insurance?

    6. In case your runs out of fuel and is immobilised, TATA AIG car insurance will provide you with an emergency fuel of 5 litres.

    7. Can I get a duplicate copy of my insurance policy if I lose the original?

    8. Yes, TATA AIG will provide you with a duplicate copy of the car insurance policy for a small fee.

    9. Does TATA AIG offer roadside assistance service?

    10. Yes, TATA AIG offers roadside assistance such as repair and towing, flat battery jump start service, spare key retrieval and fuel support.

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