"Spending a whole day looking for insurance is fun," said nobody, EVER!
Track Your Application
Close

We need a little info to line up the best health insurance quotes for you!

TATA AIG Health Insurance

Tata AIG General Insurance Company Limited is a market leader in providing insurance services in the country. The company is a joint venture between the American International Group and the Tata Group.

Features & Benefits of Tata AIG Health Insurance

  • Special plans for women, working executives: Tata AIG has come out with a dedicated health insurance plan to address the healthcare needs of working women in today’s age and working executives who are always on the go. These plans are designed in such a way that they address the needs of these groups of people.
  • Additional benefits: Tata AIG health insurance policies comes with a wide range of benefits including features such as the Health Portal, the E-newsletter and other discounts on premium and sum insured.

Plans provided by Tata AIG Health Insurance

Plan Name Plan Basis (individual, family, etc) Sum Insured (Min and Max) Policy Term
MediPrime - Cashless Health Insurance Individual and Family Min: Rs.2 lakh Max: Rs.10 lakh 1 or more
Wellsurance Executive Policy Individual As mentioned in the policy document 1 or more
Wellsurance Family Family As mentioned in the policy document 1 or more
Wellsurance Woman For women on an Individual Basis As mentioned in the policy document 1 or more
Critical Illness Policy Individual and Family As mentioned in the policy document 1 or more
MediPlus Individual and Family As mentioned in the policy document 1 or more
MediSenior Individual and Family Min: Rs.2 lakh Max: Rs.5 lakh 1 or more
MediRaksha Individual Min: Rs.50,000 Max: Rs.1 lakh 1 or more

MediPrime - Cashless Health Insurance

The MediPrime - Cashless Health Insurance is specially designed to provide cashless claim services at a faster rate, while also providing good coverage and other benefits.

Unique Features of MediPrime - Cashless Health Insurance

  • Comprehensive coverage that includes charges incurred towards room, nursing, ICU, day care, domiciliary care, organ donor expenses
  • Tax benefit can be availed
  • Cashless claims network, lifelong renewal
  • Ambulance services, health check-up
  • Dental procedures, alternative treatments, vaccination

Plan Details

Policy term 1 or more years
Entry Age Above 18 years
Plan Basis Individual and Family
Sum Insured Range Min: Rs.2 lakh Max: Rs.10 lakh
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment No co-payment
Waiting Period General waiting period of 30 days
No Claim Bonus Yes

Wellsurance Executive Policy

The Wellsurance Executive Policy is designed to take care of the health needs of working professionals.

Unique Features of Wellsurance Executive Policy

  • Tax benefit applicable
  • Coverage provided for hospitalization, pre, and post-hospitalization, ICU, room and nursing charges
  • Cover for surgeries as applicable
  • Up to 9 critical illnesses covered under the policy
  • Wellsurance advantage
  • Daily cash benefit, ambulance cover
  • Additional benefits include access to the Health Portal, Health Query, E-Newsletter and other discounted services

Plan Details

Policy term 1 or more
Entry Age 18 to 65 years
Plan Basis Individual
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period As mentioned in the policy document
No Claim Bonus Yes

Wellsurance Family

The Wellsurance Family health insurance plan is a comprehensive policy that provides good coverage for families. The benefits include a higher hospital cash allowance and educational benefit for children.

Unique Features of Wellsurance Family

  • Lifelong protection, tax benefit
  • Education of child in case of death due to accident of the policyholder
  • 11 critical illnesses covered
  • Comprehensive coverage that includes charges incurred towards room, nursing, ICU, day care, domiciliary care, organ donor expenses
  • Additional benefits include access to the Health Portal, Health Query, E-Newsletter and other discounted services

Plan Details

Policy term 1 or more
Entry Age 6 months to 65 years
Plan Basis Family
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period As mentioned in the policy document
No Claim Bonus Yes

Wellsurance Woman Policy

Specially designed for the woman of today, the Wellsurance Woman Policy provides comprehensive coverage and comes with a host of benefits.

Unique Features of Wellsurance Woman Policy

  • Tax benefit applicable
  • Daily cash allowance, ICU, ICCU cover
  • Convalescence benefit, cosmetic surgery
  • Lifelong renewal, enhancement of sum insured
  • Comprehensive coverage that includes charges incurred towards room, nursing, ICU, day care, domiciliary care, organ donor expenses

Plan Details

Policy term 1 or more
Entry Age 18 to 65 years
Plan Basis For women on an individual basis
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period 90 days, no waiting period for accidents
No Claim Bonus Yes

Critical Illness

The Critical Illness health insurance policy is designed to provide protection against specified serious ailments.

Unique Features of Critical Illness

  • Coverage provided for 11 critical illnesses
  • Lump sum handed out once an ailment is diagnosed
  • Second opinion cost covered
  • Tax benefit applicable

Plan Details

Policy term 1 or more
Entry Age 18 to 65 years
Plan Basis Individual and Family
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period As mentioned in the policy document
No Claim Bonus Yes

MediPlus

MediPlus is a health insurance plan that provides additional top-up coverage and acts as a supplement to an already existing health insurance policy.

Unique Features of MediPlus

  • Coverage for hospitalization expenses such as room charges, nursing, medicines, pre and post-hospitalization cost, day care expenses, domiciliary care, organ donor expenses, ambulance cover
  • Cashless claim network
  • Tax benefit applicable
  • Lifelong policy tenure

Plan Details

Policy term 1 or more
Entry Age 91 days to 65 years
Plan Basis Individual and Family
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured and other factors
Medical Screening As mentioned in the policy document
Co-Payment As mentioned in the policy document
Waiting Period 30 days, 48 months for pre-existing diseases
No Claim Bonus Yes

MediSenior

This is a health insurance policy specially formulated and designed to provide comprehensive coverage to senior citizens.

Unique Features of MediSenior

  • Coverage for hospitalization expenses such as room charges, nursing, medicines, pre and post-hospitalization cost, day care expenses, domiciliary care, organ donor expenses, ambulance cover
  • Cashless claim network
  • Lifelong policy tenure
  • Tax benefit applicable
  • Portability of policy

Plan Details

Policy term 1 or more
Entry Age Age of entry is 61 years
Plan Basis Individual and Family
Sum Insured Range Min: Rs.2 lakh Max: Rs.5 lakh
Premium Depends on age, sum insured and other factors
Medical Screening As mentioned in the policy document
Co-Payment As mentioned in the policy document
Waiting Period 30 days in general
No Claim Bonus Yes

MediRaksha

The MediRaksha policy offers basic health insurance cover at reasonable rates.

Unique Features of MediRaksha

  • Affordable premium
  • Tax benefit applicable
  • Coverage for hospitalization, pre-hospitalization, post-hospitalization, daycare

Plan Details

Policy term 1 or more
Entry Age 91 to 65 years
Plan Basis Individual
Sum Insured Range Min: Rs.50,000 Max: Rs.1 lakh
Premium Depends on age, sum insured and other factors
Medical Screening As mentioned in the policy document
Co-Payment As mentioned in the policy document
Waiting Period 30 days in general
No Claim Bonus Yes

Checklist before Buying Tata AIG Health Insurance

  • Finalize the coverage amount
  • Choose and finalize an appropriate health policy as per personal, financial, health requirements and limitations
  • Take a look at the exclusions
  • Read the policy document thoroughly
  • Keep all documents ready

Documents Required for Purchasing Tata AIG Health Insurance

  • Id proof
  • Address proof
  • Medical certificates, if asked

Reasons to choose Tata AIG Health Insurance

Hassle-free claim settlement
Online purchase and renewal
Host of discounts
Additional benefits

Incurred Claim Ratio of Tata AIG Health Insurance

The incurred claim ratio, usually represented as a percentage, is nothing but the aggregate number of claims that are settled by the insurance company in a particular year. This number is usually calculated using a formula and is given out as a percentage.

Year Incurred Claim Ratio
2015-16 64.85%

Extra Benefits from Tata AIG Health Insurance

24/7 customer support Tata AIG provides customer support at any time and helps customers resolve any queries related to purchase, renewal, claim settlement, etc

Tata AIG Health Insurance Renewal

To renew health insurance policies, log on to the website and choose the ‘Renew’ option and proceed to make payment.

Tata AIG Health Insurance Network Hospitals for Cashless Treatment

To locate the nearest cashless claim hospital, log on to their website. Tata provides pan India coverage.

Claim Procedure in Tata AIG Health Insurance

Cashless claim:

  • Inform the insurance provider immediately
  • Seek prior approval, provide health card
  • Bills will be paid by the insurance company directly to the network hospital

Reimbursement claim:

  • Fill claim form
  • Bills, invoices, and discharge summary should be kept ready
  • Submit the relevant documents along with the claim form
  • Reimbursements will be made within 7 working days

Terms and Conditions of the Insurer

  • In many cases, the insurance company can officially withdraw the policy or cancel it at any point of time if any information provided by the policyholder is untrue, misrepresented or concealed.
  • Claims will not be settled or processed if adequate documentation is not submitted or if claim forms are not handed out before the deadline
  • If there is a delay if submitting the claim, the insurance company has the right to decide what to do
  • Claims cannot be made for any exclusions

Tata AIG Health Insurance Co. Ltd.

Tata AIG General Insurance Company Limited is a market leader in providing insurance services in the country. The company is a joint venture between the American International Group and the Tata Group.

Features & Benefits of Tata AIG Health Insurance

  • Special plans for women, working executives: Tata AIG has come out with a dedicated health insurance plan to address the healthcare needs of working women in today’s age and working executives who are always on the go. These plans are designed in such a way that they address the needs of these groups of people.
  • Additional benefits: Tata AIG health insurance policies comes with a wide range of benefits including features such as the Health Portal, the E-newsletter and other discounts on premium and sum insured.

Plans provided by Tata AIG Health Insurance

Plan Name Plan Basis (individual, family, etc) Sum Insured (Min and Max) Policy Term
MediPrime - Cashless Health Insurance Individual and Family Min: Rs.2 lakh Max: Rs.10 lakh 1 or more
Wellsurance Executive Policy Individual As mentioned in the policy document 1 or more
Wellsurance Family Family As mentioned in the policy document 1 or more
Wellsurance Woman For women on an Individual Basis As mentioned in the policy document 1 or more
Critical Illness Policy Individual and Family As mentioned in the policy document 1 or more
MediPlus Individual and Family As mentioned in the policy document 1 or more
MediSenior Individual and Family Min: Rs.2 lakh Max: Rs.5 lakh 1 or more
MediRaksha Individual Min: Rs.50,000 Max: Rs.1 lakh 1 or more

MediPrime - Cashless Health Insurance

The MediPrime - Cashless Health Insurance is specially designed to provide cashless claim services at a faster rate, while also providing good coverage and other benefits.

Unique Features of MediPrime - Cashless Health Insurance

  • Comprehensive coverage that includes charges incurred towards room, nursing, ICU, day care, domiciliary care, organ donor expenses
  • Tax benefit can be availed
  • Cashless claims network, lifelong renewal
  • Ambulance services, health check-up
  • Dental procedures, alternative treatments, vaccination

Plan Details

Policy term 1 or more years
Entry Age Above 18 years
Plan Basis Individual and Family
Sum Insured Range Min: Rs.2 lakh Max: Rs.10 lakh
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment No co-payment
Waiting Period General waiting period of 30 days
No Claim Bonus Yes

Wellsurance Executive Policy

The Wellsurance Executive Policy is designed to take care of the health needs of working professionals.

Unique Features of Wellsurance Executive Policy

  • Tax benefit applicable
  • Coverage provided for hospitalization, pre, and post-hospitalization, ICU, room and nursing charges
  • Cover for surgeries as applicable
  • Up to 9 critical illnesses covered under the policy
  • Wellsurance advantage
  • Daily cash benefit, ambulance cover
  • Additional benefits include access to the Health Portal, Health Query, E-Newsletter and other discounted services

Plan Details

Policy term 1 or more
Entry Age 18 to 65 years
Plan Basis Individual
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period As mentioned in the policy document
No Claim Bonus Yes

Wellsurance Family

The Wellsurance Family health insurance plan is a comprehensive policy that provides good coverage for families. The benefits include a higher hospital cash allowance and educational benefit for children.

Unique Features of Wellsurance Family

  • Lifelong protection, tax benefit
  • Education of child in case of death due to accident of the policyholder
  • 11 critical illnesses covered
  • Comprehensive coverage that includes charges incurred towards room, nursing, ICU, day care, domiciliary care, organ donor expenses
  • Additional benefits include access to the Health Portal, Health Query, E-Newsletter and other discounted services

Plan Details

Policy term 1 or more
Entry Age 6 months to 65 years
Plan Basis Family
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period As mentioned in the policy document
No Claim Bonus Yes

Wellsurance Woman Policy

Specially designed for the woman of today, the Wellsurance Woman Policy provides comprehensive coverage and comes with a host of benefits.

Unique Features of Wellsurance Woman Policy

  • Tax benefit applicable
  • Daily cash allowance, ICU, ICCU cover
  • Convalescence benefit, cosmetic surgery
  • Lifelong renewal, enhancement of sum insured
  • Comprehensive coverage that includes charges incurred towards room, nursing, ICU, day care, domiciliary care, organ donor expenses

Plan Details

Policy term 1 or more
Entry Age 18 to 65 years
Plan Basis For women on an individual basis
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period 90 days, no waiting period for accidents
No Claim Bonus Yes

Critical Illness

The Critical Illness health insurance policy is designed to provide protection against specified serious ailments.

Unique Features of Critical Illness

  • Coverage provided for 11 critical illnesses
  • Lump sum handed out once an ailment is diagnosed
  • Second opinion cost covered
  • Tax benefit applicable

Plan Details

Policy term 1 or more
Entry Age 18 to 65 years
Plan Basis Individual and Family
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured, etc
Medical Screening Only required for those above 50 years
Co-Payment As mentioned in the policy document
Waiting Period As mentioned in the policy document
No Claim Bonus Yes

MediPlus

MediPlus is a health insurance plan that provides additional top-up coverage and acts as a supplement to an already existing health insurance policy.

Unique Features of MediPlus

  • Coverage for hospitalization expenses such as room charges, nursing, medicines, pre and post-hospitalization cost, day care expenses, domiciliary care, organ donor expenses, ambulance cover
  • Cashless claim network
  • Tax benefit applicable
  • Lifelong policy tenure

Plan Details

Policy term 1 or more
Entry Age 91 days to 65 years
Plan Basis Individual and Family
Sum Insured Range As mentioned in the policy document
Premium Depends on age, sum insured and other factors
Medical Screening As mentioned in the policy document
Co-Payment As mentioned in the policy document
Waiting Period 30 days, 48 months for pre-existing diseases
No Claim Bonus Yes

MediSenior

This is a health insurance policy specially formulated and designed to provide comprehensive coverage to senior citizens.

Unique Features of MediSenior

  • Coverage for hospitalization expenses such as room charges, nursing, medicines, pre and post-hospitalization cost, day care expenses, domiciliary care, organ donor expenses, ambulance cover
  • Cashless claim network
  • Lifelong policy tenure
  • Tax benefit applicable
  • Portability of policy

Plan Details

Policy term 1 or more
Entry Age Age of entry is 61 years
Plan Basis Individual and Family
Sum Insured Range Min: Rs.2 lakh Max: Rs.5 lakh
Premium Depends on age, sum insured and other factors
Medical Screening As mentioned in the policy document
Co-Payment As mentioned in the policy document
Waiting Period 30 days in general
No Claim Bonus Yes

MediRaksha

The MediRaksha policy offers basic health insurance cover at reasonable rates.

Unique Features of MediRaksha

  • Affordable premium
  • Tax benefit applicable
  • Coverage for hospitalization, pre-hospitalization, post-hospitalization, daycare

Plan Details

Policy term 1 or more
Entry Age 91 to 65 years
Plan Basis Individual
Sum Insured Range Min: Rs.50,000 Max: Rs.1 lakh
Premium Depends on age, sum insured and other factors
Medical Screening As mentioned in the policy document
Co-Payment As mentioned in the policy document
Waiting Period 30 days in general
No Claim Bonus Yes

Checklist before Buying Tata AIG Health Insurance

  • Finalize the coverage amount
  • Choose and finalize an appropriate health policy as per personal, financial, health requirements and limitations
  • Take a look at the exclusions
  • Read the policy document thoroughly
  • Keep all documents ready

Documents Required for Purchasing Tata AIG Health Insurance

  • Id proof
  • Address proof
  • Medical certificates, if asked

Reasons to choose Tata AIG Health Insurance

Hassle-free claim settlement
Online purchase and renewal
Host of discounts
Additional benefits

Incurred Claim Ratio of Tata AIG Health Insurance

The incurred claim ratio, usually represented as a percentage, is nothing but the aggregate number of claims that are settled by the insurance company in a particular year. This number is usually calculated using a formula and is given out as a percentage.

Year Incurred Claim Ratio
2015-16 64.85%

Extra Benefits from Tata AIG Health Insurance

24/7 customer support Tata AIG provides customer support at any time and helps customers resolve any queries related to purchase, renewal, claim settlement, etc

Tata AIG Health Insurance Renewal

To renew health insurance policies, log on to the website and choose the ‘Renew’ option and proceed to make payment.

Tata AIG Health Insurance Network Hospitals for Cashless Treatment

To locate the nearest cashless claim hospital, log on to their website. Tata provides pan India coverage.

Claim Procedure in Tata AIG Health Insurance

Cashless claim:

  • Inform the insurance provider immediately
  • Seek prior approval, provide health card
  • Bills will be paid by the insurance company directly to the network hospital

Reimbursement claim:

  • Fill claim form
  • Bills, invoices, and discharge summary should be kept ready
  • Submit the relevant documents along with the claim form
  • Reimbursements will be made within 7 working days

Terms and Conditions of the Insurer

  • In many cases, the insurance company can officially withdraw the policy or cancel it at any point of time if any information provided by the policyholder is untrue, misrepresented or concealed.
  • Claims will not be settled or processed if adequate documentation is not submitted or if claim forms are not handed out before the deadline
  • If there is a delay if submitting the claim, the insurance company has the right to decide what to do
  • Claims cannot be made for any exclusions