Toyota Etios is a sedan manufactured by Toyota and is one of the most famous vehicles on Indian roads today. The car comes with a standard manual 5-speed gearbox with an engine which is capable of giving a peak power of 88.8 bhp. The car boasts of providing a fuel mileage of 13.5 km/l, and is extremely spacious in nature. The car is also equipped with features like engine immobilizer, central locking, and a 12v charging station.
According to the Motor Vehicles Act,1988, the Government of India has passed a mandate stating that any person who drives a four-wheeler on Indian roads must have a proper and valid car insurance policy. According to the mandate, it is compulsory for a driver to have a valid third-party liability car insurance policy.
There are two types of car insurance policies that you can purchase for yourself i.e. comprehensive car insurance policy and third-party insurance car insurance cover.
Comprehensive car insurance cover: This type of insurance covers you against any types of losses or damages that can affect you or your car. The compensation you will get will depend on the level of loss or damage incurred.
|Type of injury||Compensation|
|Loss of both the limbs or eyes||100%|
|Loss of one limb or eye||50%|
|Permanent disability caused due to an accident||100%|
The certain circumstances which result in your Toyota Etios model getting damaged for which you can avail your comprehensive car insurance cover include:
Third-party liability car insurance cover: As mentioned earlier, according to a mandate passed by the Government of India, it is compulsory for a person owning a four-wheeler to have a valid and proper third-party liability car insurance policy. This type of policy provides cover to a third party in case it suffers an injury or damage to its property due to your involvement. The third party can receive compensation up to Rs.7.5 lakh.
You can come across various insurance companies which are considered to be reputed in nature and also offers various types of car insurance. Some of the insurers from which you can buy a car insurance policy are:
Add-on covers: There are certain add-on covers which you can buy on your existing car insurance policy. These add-on covers enhance your existing car insurance policy and offer additional protection to your vehicle. You must purchase add-on covers depending on your needs and other requirements. Some of the add-on covers that you can purchase for yourself are:
Toyota Etios is a brilliant choice if you are looking for a spacious sedan with hosts of features and a vehicle which is capable of giving a brilliant performance. However, you must also make sure that you purchase a valid car insurance policy so that in case your car gets stolen or damaged due to any reason, you do not have to shell out your hard-earned money. Instead, you can have your car insurance policy take care of the expenses. You can also purchase certain types of add-on covers which not only boost your car insurance cover and provide extra protection to your vehicle but also allow you to save on premiums as well.
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