• Car Insurance for Toyota Etios

    Car Insurance
    • Get third party cover at low premiums
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Toyota Etios is a sedan manufactured by Toyota and is one of the most famous vehicles on Indian roads today. The car comes with a standard manual 5-speed gearbox with an engine which is capable of giving a peak power of 88.8 bhp. The car boasts of providing a fuel mileage of 13.5 km/l, and is extremely spacious in nature. The car is also equipped with features like engine immobilizer, central locking, and a 12v charging station.

    Types of insurance coverage that you can purchase for Toyota Etios

    According to the Motor Vehicles Act,1988, the Government of India has passed a mandate stating that any person who drives a four-wheeler on Indian roads must have a proper and valid car insurance policy. According to the mandate, it is compulsory for a driver to have a valid third-party liability car insurance policy.

    There are two types of car insurance policies that you can purchase for yourself i.e. comprehensive car insurance policy and third-party insurance car insurance cover.

    Comprehensive car insurance cover: This type of insurance covers you against any types of losses or damages that can affect you or your car. The compensation you will get will depend on the level of loss or damage incurred.

    Type of injury Compensation
    Death 100%
    Loss of both the limbs or eyes 100%
    Loss of one limb or eye 50%
    Permanent disability caused due to an accident 100%

    What is covered under a comprehensive car insurance cover?

    The certain circumstances which result in your Toyota Etios model getting damaged for which you can avail your comprehensive car insurance cover include:

    • If your car is damaged due to a natural calamity
    • If your car is damaged due to your own fault
    • In case the car has other passengers in it, you will get a personal accident cover
    • If your car is damaged due to an act of terror
    • If your car is damaged or stolen
    • Third-party liability cover

    Third-party liability car insurance cover: As mentioned earlier, according to a mandate passed by the Government of India, it is compulsory for a person owning a four-wheeler to have a valid and proper third-party liability car insurance policy. This type of policy provides cover to a third party in case it suffers an injury or damage to its property due to your involvement. The third party can receive compensation up to Rs.7.5 lakh.

    Some of the insurance companies in India which provide car insurance

    You can come across various insurance companies which are considered to be reputed in nature and also offers various types of car insurance. Some of the insurers from which you can buy a car insurance policy are:

    • Bajaj Allianz Car Insurance
    • TATA AIG Car Insurance
    • Reliance Car Insurance
    • Shriram Car Insurance
    • Oriental Car Insurance

    Add-on covers: There are certain add-on covers which you can buy on your existing car insurance policy. These add-on covers enhance your existing car insurance policy and offer additional protection to your vehicle. You must purchase add-on covers depending on your needs and other requirements. Some of the add-on covers that you can purchase for yourself are:

    • No claim bonuses: If you have availed this cover, you will be able to enjoy certain discounts on your premiums, if you have not filed for any claim. The number of times you do not file a claim unless necessary will determine the discounts on your premiums.
    • Ambulance cover: This cover helps you cover the cost of transportation, in case of an accident, post which the victim is driven to a hospital via an ambulance.
    • Invoice price cover: You generally receive the depreciation value of your car as and when you file for a claim. However, if you have availed this cover, you will receive the invoice value of your vehicle along with road tax, insurance, registration fees, etc.
    • Consumable cover: You can avail this cover as it covers the cost incurred by you for the purchasing of consumable items such as nuts, bolts, oil, etc.
    • Hospital cash: In case the victim has to spend a considerable amount of time in the hospital due to an accident, he/she will receive an amount of Rs.1,000 on a daily basis for hospitalisation.
    • Zero depreciation cover: You can save on the cost of repaired or replaced parts of your vehicle such as the plastic, rubber, glass, fiber parts, etc by availing this specific add-on cover.

    Toyota Etios is a brilliant choice if you are looking for a spacious sedan with hosts of features and a vehicle which is capable of giving a brilliant performance. However, you must also make sure that you purchase a valid car insurance policy so that in case your car gets stolen or damaged due to any reason, you do not have to shell out your hard-earned money. Instead, you can have your car insurance policy take care of the expenses. You can also purchase certain types of add-on covers which not only boost your car insurance cover and provide extra protection to your vehicle but also allow you to save on premiums as well.

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