Toyota Fortuner is one of the most popular and favoured SUVs in India. This SUV is another brilliant and innovative product from one of the leading car manufacturers, Toyota. The SUV offers the consumers both style and sophistication while enhancing the overall driving experience on the Indian terrain.
There are a number of insurers providing insurance coverage for Toyota Fortuner, a few among them are listed below:
|Fuel Type||Variants of Toyota Fortuner||Manual/Automatic||*Ex-Showroom price for Bengaluru|
|Petrol||(2.7L) 4x2 MT||Manual||Rs.26,43,000|
|(2.7L) 4x2 AT||Automatic||Rs.28,09,500|
|Diesel||(2.8L) 4x2 MT||Manual||Rs.28,00,400|
|(2.8L) 4x2 AT||Automatic||Rs.30,29,900|
|(2.8L) 4x4 MT||Manual||Rs.30,49,400|
|(2.8L) 4X4 AT||Automatic||Rs.32,27,800|
*Please note that the above prices are exclusively for Bangalore, the prices will vary with the geographical location.
The company claimed mileage for both petrol and diesel variants of Toyota Fortuner is 14.2 Kmpl.
|Displacement (cc)||2,755 cm3 [cc]||2,694 cm3 [cc]|
|Valve Train||Double Overhead Camshaft [DOHC], 16 valve||Double Overhead Camshaft [DOHC], Dual VVTi, 16 valve|
|Charging System||Variable Nozzle Turbocharger with Intercooler|
|Number of cylinders and Layout||4 Cylinder, In-line||4 Cylinder, In-line|
|Maximum Output||130 kW (177 PS) @ 3,400 rpm||122 kW (166 PS) @ 5,200 rpm|
|Maximum Torque||420 Nm [MT] @ 1,400 - 2,600 rpm/450 Nm [AT] @ 1,600 - 2,400 rpm||245 Nm @ 4,000 rpm|
There are two kinds of car insurance policies available and each one comes with certain inclusions and/or exclusions.
Your car insurance premium is calculated based on a number of factors such as:
There are other factors apart from the ones mentioned above that determine the car insurance premium.
You can buy car insurance for your Fortuner either online or offline depending on your comfort.
To make it easier for consumers to shop for insurance policies, the insurers have their own websites and apps. The following are the perks of online shopping:
Before you start comparing or buying the insurance policy, ensure that the websites and apps you avail insurance from are genuine.
This is of course the old-school method of buying insurance. Consumers can visit different insurer offices/meet with insurance agents to get information on various car insurance policies available to them. Consumers can then use the collated data to compare and choose one that meets their insurance needs.
Most of the car insurers offer a wide range of rider options to increase the overall insurance coverage in a way that benefits the policyholder. Below listed are a few of the well-known riders:
You can lower your car insurance premium by:
Insured Declared Value (IDV) is the market value of your car depending on your car model, make, age, etc. The higher the IDV of your car, higher will be the car insurance premium.
Raising claim involves two steps:
You can opt for either cashless claim or reimbursement claim.
Under this claim process, you can get your car repaired at authorised garages without spending for the repairs from your pocket. The authorised garages are those garages that have tie-ups with the insurer and are called cashless garages. Post all the repair work, the insurer settles the bills with the garage directly.
This claim can only be requested when you are unable to find a cashless garage nearby. You can take your car to the nearest garage and get your car repaired. Unlike the cashless claim, you have to pay for the repair work. Once you have made the payment, you need to submit the invoice to the insurer and the insurer will reimburse the amount you spent on the repairs.
There are two types of car insurance policies available depending on the insurance coverage:
The different risks covered under the own damage cover are:
For every claim-free year, the policyholder is rewarded an amount as a bonus by the insurer. These bonuses are called No claim bonuses (NCBs) and can be used to avail discounts on insurance premiums.
When you fit your car with ARAI approved anti-theft devices, you are eligible for discounts on your insurance premium. This is called Anti-theft discount.
Voluntary Deductible is the minimum amount that you opt to bear at the time of your claim settlement.