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Goa is one of the most visited states in India, with two-wheelers contributing significantly to the growth of local tourism. Renting a bike to explore the roads of the state is extremely popular, with 69% of all vehicles in Goa being two-wheelers (as per data released by the economic survey of Goa). A good percentage of these two-wheelers are rented out to tourists, making insurance even more important.
The state has a poor record when it comes to accidents, with 300 accidents registered on an average each month. Two-wheelers account for a majority of these accidents, with close to 25 fatalities every month. All these factors highlight the need for a good bike insurance policy, helping not just tourists, but also owners of these vehicles.
Individuals looking to purchase a two-wheeler insurance in Goa are spoilt for choice, with almost all major insurance companies offering products. Some of the popular names include:
The aforementioned names are not listed in any particular order.
Finding a garage in Goa can often be hard, especially when one is out exploring the state. Insurance providers tie up with garages to eliminate the hassle associated with fixing a bike after it is involved in an accident. This can be a boon to owners of the bike, especially since minor accidents involving rental bikes are extremely common.
Individuals who are unable to come across a cashless garage on their route can find one easily, by utilising any of the listed means.
Getting a vehicle repaired at a cashless garage in Goa can be beneficial in a number of ways.
A bike insurance is not merely a necessity, it is also an investment on the bike. With a host of options available in the market, one could get confused when it comes to choosing a policy. Keeping these simple points in mind can help ease the process, helping one find a policy which meets their needs.
Transferring ownership of the bike insurance policy is imperative when one sells the vehicle to someone. Failing to do this could result in the policy becoming null and void, with the insurer having the power to reject any claim. Individuals who have sold their vehicle to an individual from a different state can transfer ownership of the policy by following a few simple steps.
The original owner of the policy should transfer the NCB in his/her name to enjoy the benefits accorded by it.
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