Kolkata is notorious for its traffic, with the number of vehicles on its roads increasing each year. Two-wheelers not only account for a significant percentage of the number of vehicles in Kolkata, they also account for the most number of road accident deaths in the city. A two-wheeler insurance can help offset some of the damages one suffers in such accidents.
Failure to insure your two-wheeler can result in fines, with the fine for first-time offenders being Rs.400, which can increase to Rs.1,000 subsequently.
Kolkata is home to some of the most popular insurance companies in the country, ensuring that an individual looking to purchase a bike insurance is spoiled for choice. Popular names among these include:
*The aforementioned list highlights only the popular options in Kolkata, and does not rank them in any specific order.
Insurance providers aim to simplify the entire process related to getting a vehicle fixed after an accident. Paying for damages from one’s own pocket can be frustrating, which has made the concept of cashless garages extremely popular. Insurers have a network of garages across the country where one can get a vehicle fixed without having to pay them. The bill is settled directly by the insurer, subject to a certain limit.
Locating a cashless garage of a particular insurer is simple, with a number of ways to find them.
Choosing to get your vehicle fixed at a network garage which offers cashless facilities can be a boon, offering some great benefits.
Given the number of insurance options available, it is possible for one to get confused and choose an insurance policy which doesn’t meet their expectations. There are a number of factors which one should keep in mind before buying the policy.
The market for second hand bikes is huge in India, with thousands of such vehicles sold each day. Selling a two-wheeler without transferring the insurance policy in the name of the new owner could lead to complications in case of a claim. The insurance provider can refuse to acknowledge any claim in such cases.
It therefore becomes critical to transfer the policy to the new owner. This can be done by following a few basic steps.
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