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Lucknow, the capital city of India’s most populous state is home to a sizeable number of two-wheelers. The city had a road network spanning 3,387 km as of 2011, with the vehicular population increasing 19% annually (average).
The state of Uttar Pradesh records an accident every two hours, with Lucknow contributing to a significant chunk of this. Two-wheelers are involved in close to half of all accidents in the city. Given the dangers involved, a good two-wheeler insurance policy can help one offset any financial loss caused by an accident.
Almost all the major general insurance companies have a base in Lucknow, with each offering a range of two-wheeler insurance products. Individuals looking to purchase a policy can consider the following options.
Note that the names listed above are not ranked in any specific order.
Locating a good garage to get a damaged bike fixed can be hard, especially given the size of the city. Insurers aim to offset this problem by tying up with garages, offering cashless service to individuals. One can locate their nearest cashless garage by using any of the following means.
Purchasing a bike insurance goes beyond meeting government regulations. A good policy can help one save a good amount of money on repairs, in addition to offering a financial safety net. With a host of options available, one should consider these points before purchasing the policy.
The process of selling a bike in India is pretty simple, but most people overlook the insurance when they buy a used vehicle. Failure to transfer the insurance in the name of the buyer is sufficient ground for the insurer to deny a claim in case of an accident. It is therefore imperative to transfer the policy immediately after the vehicle is sold.
Individuals who wish to do the same are expected to follow these basic steps to complete the formalities.
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