• Royal Enfield Two Wheeler Insurance

    Two Wheeler Insurance
    • Get quotes from multiple insurers
    • Cashless garages available
    • Buy/renew your policy online without hassles

    The retro bike which introduced a bike culture and craze in India, Royal Enfield was established in England in the year 1903 and it has been creating classics ever since. The company is known for manufacturing bikes in retro fashion and giving them an old world charm. It has transformed itself into a brand that is known worldwide for its modern transformation with traditional looks. Royal Enfield has its roots set in India at Thiruvottiyur in Chennai, Tamil Nadu. All the bikes are manufactured and hand crafted at this plant. So it is easy to get genuine parts if any of them have to be repaired or replaced. The company is known for their cruiser bikes range and the Classic 350 is the only bike that has been in manufacture since 1930s.

    It is but every biker’s dream to own the classic brands like Royal Enfield, Harley Davidson, Triumph and so on. It is a pride to one who owns it. To ensure that the enjoyment and joy continues it is important to protect your bike with the best insurance possible. Having a two-wheeler insurance is mandatory under the law. According the Motor Vehicle Act 1988, owning at least third-party insurance is vital and must. But for a bike and cruiser like Royal Enfield, owning just third-party insurance is never enough.

    Protecting your Royal Enfield bike with a Comprehensive policy will give maximum cover form many unforeseen situations as driving a two wheeler in metropolitan or on Indian roads is riskier. To buy a Royal Enfield bike, it costs lakhs and here are a few things that will come in handy while buying an insurance for the bike:

    Buying The Best Policy:

    • Royal Enfield bikes are manufactured mainly for offline tracks and rough use. Its metal body and powerful engine performance makes it the ideal bike for long journeys and mountain touring. These bikes require maximum coverage which will guard them from a number of mishaps. The premium and voluntary deductibles are also higher when compared to the other bikes and scooters.
    • Online platform is your best friend when buying an insurance of any kind. Online insurance shopping open up options in the choice of insurer. You should always choose an insurer who has reasonable premium options, maximum coverage period, claim settlement ratio, highest number of network with garages and hospitals, number of branch offices, online facility, good customer service, etc. so you can gauge who is the best insurance provider.
    • You can also use Online Bike Insurance Calculator to know the premium amount you have to pay either on insurers, or third-party websites. You can also compare various quotes from different insurance companies and choose the one that best fits your needs.
    • Always check for reviews and feedback from the customers to know the company’s response and problem solving ability on real time basis.
    • This will help you shortlist the insurers and choose the best policy. Please note that if you a member of the Automobile Association, then you will be liable for discounts on premiums and if you have installed an anti-theft device in you Royal Enfield bikes, then you are eligible for discounts on premium.

    Benefits Of Royal Enfield Two Wheeler Insurance:

    Owning a comprehensive two wheeler insurance will provide many benefits that you can enjoy during the policy term:

    • The policy gives protection to your Royal Enfield bike. Based on the type of insurance purchased by you, the coverage will be provided. If you have chosen a comprehensive policy, it will provide you cover against theft, damage, robbery, accident, total loss, natural calamities such as fire, flood, storms, cyclones, etc. It will also provide protection against man-made disasters like riots, protests, etc. The premium amount will depend on the cubic capacity of the engine.
    • Since a comprehensive policy also provides protection against third-party liabilities, if the bike is in any mishap or accident, the third-party can claim for damages caused by the insured vehicle and can get compensation for the damage either to a person or property. The insurance company will take care of all the legal liabilities and expenditure for the same.
    • Nowadays, insurance companies offer cashless claim facility in garages and hospitals within the network of the insurer. In a situation where the Royal Enfield bike had a problem or the owner has met with an accident, the owner can immediately call the insurance company and get help. The owner of the vehicle should explain the situation or incident which will be recorded for the claim.
    • If you feel the insurance cover is not enough for the Royal Enfield bike, you can always enhance the cover by choosing for optional add-ons. The optional covers include, zero depreciation, roadside assistance, anti-theft device, pillion rider cover, personal accident cover, engine protection cover, return to invoice cover, etc.

    There a number of insurance companies in the market who would offer you a two wheeler insurance policy. But owning a bike like Royal Enfield, you want nothing but the best insurance provider with maximum facilities. Bajaj Allianz, Bharti AXA, HDFC ERGO and ICICI LOMBARD are some of the bikes who offer best policies for Royal Enfield Bikes. They provide cover for electrical accessories, non-electrical accessories and personal accident cover in a comprehensive policy.

    Models offered by Royal Enfield:

    • Royal Enfield Classic 350
    • Royal Enfield Bullet
    • Royal Enfield Classic Chrome
    • Royal Enfield Classic Desert Storm
    • Royal Enfield Bullet 500 Twinspark
    • Royal Enfield Classic 500
    • Royal Enfield Thunderbird 350
    • Royal Enfield Continental GT 650
    • Royal Enfield Himalayan
    • Royal Enfield Classic Stealth Black
    • Royal Enfield Interceptor 650

    If riding a cruiser like Enfield is thrilling and exciting, protecting yourself with safety gears and ISI approved helmets is also equally important. With a range of options to choose from in Enfield, do not buy a model that is not comfortable and overweight to you. Balancing and handling a bike of that weight is an important factor that ensures the safety for your ride. Always carry insurance and vehicle documents all the time to be safer in case of mishaps or accidents.

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    News About Royal Enfield Two Wheeler Insurance

    • Royal Enfield Bullet gets rear disk as standard safety equipment

      Royal Enfield has taken a firm stand on its vehicles safety quotient by adding rear disk brakes to all its variants as its standard safety equipment. The variants had previously had front disc brake and drum brake at the rear.

      The Bullet range consists of some of the most famous variants which are the Bullet 350, Bullet 500 and the Bullet 350 ES (Electric Start) and are priced at Rs.1.28 lakh, Rs.1.32 lakh, and Rs.1.73 lakh respectively post the update.

      Bullet after the addition of disc brakes remains the only model with no ABS system. Apart from that, there are no changes whatsoever to the Bullet models.

      4 December 2018

    • Royal Enfield Concept KX showcased at EICMA 2018 in Italy

      Motorcycle major Royal Enfield showcased its Concept KX model at EICMA 2018, an international bikes and motorcycles event held at Milan, Italy. Royal Enfield Concept KX was showcased with an 838cc V-twin engine, the biggest production engine to ever power a Royal Enfield motorcycle.

      The vehicle features 19-inch wheels along with a low seat. One of the notable features of the bike is the blade-style girder fork. Along with the fully-digital instrument console and alloy wheels, the vehicle also features LED headlamps and taillamps.

      This vehicle is a tribute to the KX motorcycle, which was launched 80 years ago in 1938. Interestingly, the classic model featured a 1140cc engine unit. The Concept KX also had various design inspirations from the KX model motorcycle. However, Royal Enfield revealed that there are no current plans to mass produce this concept model.

      23 November 2018

    • ABS version of Royal Enfield Classic 500 launched for Rs.1.99 lakh

      Royal Enfield has launched the ABS version (Anti-lock Braking System) of its Classic 500 model at a price of Rs.1.99 lakh (ex-showroom). The ABS version of the bike is priced about Rs.15,000 higher than the regular model. Apart from the new braking system, there is no other change in the Royal Enfield Classic 500 model. The vehicle features a 499cc single-cylinder engine that delivers an output of 27.6 bhp.

      Recently, Royal Enfield launched the Classic Signals 350 with the ABS feature. Since ABS is considered a necessity in modern bikes, manufacturers have started launching bikes that have this facility. The Classic 500 ABS version makes it the third bike from Royal Enfield to feature the ABS after the Himalayan and the Classic Signals 350.

      14 September 2018

    • Royal Enfield Classic 350 ABS and Ducati Scrambler 1100 Launched

      Royal Enfield has recently launched the Classic 350 Signal Edition for a sum of Rs.1.62 lakh (ex-showroom Pune). The newly launched motorcycle’s colour is inspired by the Indian Army Corps. Further, the bike is also fitted with a dual-channel ABS system.

      The Indian two-wheeler market also recently witnessed the launch of the Ducati Scrambler 1100, which is available in three variants – Sport, Standard, and Special. The Standard variant is priced at a sum of Rs.10.91 lakh, the Sport variant at Rs.11.12 lakh, and the Special variant at Rs.11.42 lakh (ex-showroom Delhi).

      Meanwhile, Suzuki automobile dealerships across the country have opened bookings for the V-Strom 650. The booking amount has been set at Rs.50,000, while the bike is expected to cost between Rs.7 lakh and Rs.8 lakh.

      4 September 2018

    • Royal Enfield Interceptor and Continental GT to be launched in November

      According to news doing the rounds, Indian classic bike manufacturer, Royal Enfield is all set to launch the highly anticipated 650-cc twin cylinder motorcycles dubbed the Interceptor and Continental GT. First unveiled during the EICMA 2017, these two bikes are now expected to hit the Indian shores as early as November this 2018. Both the vehicles are powered by a 650 cc twin cylinder, air-cooled engine and will churn out 49 bhp of power and 52 nm of torque and will be the fastest and the most powerful bikes in the Royal Enfield roster. Both the bikes have gas-charged rear shock absorbers. A 320 mm single disc at the front and a 240 mm single disc at the rear end help with the braking in the bikes. The prices of both the two-wheelers are expected to be between Rs.3 lakh and Rs.3.3 lakh.

      29 August 2018

    • Royal Enfield launches the classic with added features and color variants

      For all Royal Enfield bullet enthusiasts, the renowned two-wheeler manufacturer has announced that they are launching the Royal Enfield Classic with added features, and more color variants. According to the manufacturer, the Classic will come with a dual-channel anti-lock braking system and will be rolled out with two new color variants - Airbourne Blue and the Stormrider Sand colors. With regard to the engine, the bike will be powered by an air-cooled, single-cylinder 346cc carburetted mill and will be powered by 19.8 BHP at the crank and sends a peak torque of 28NM to the rear wheel. Reporting to Live Mint, the president of the two-wheeler manufacturer,  Rudratej Singh said that Made Like a Gun is a motto that we’ve earned at Royal Enfield, as we have had a history of making motorcycles that are resilient, reliable and versatile. We have been associated with Indian Armed Forces since in the early 1950s and continue to be the largest supplier of motorcycles to the armed forces till date. The manufacturer concluded that the new model will come with 40 accessories and will have the trademark symbol on the tank.

      29 August 2018

    • Royal Enfield plans to replicate its success story in different markets

      Motorbike giants Royal Enfield after witnessing staggering success in India plans to replicate its success story in other international markets.

      Royal Enfield crossed 8.2 lakh units in sales in the fiscal year 2018 and plans to do it better by hitting 9.5 lakh units in sales for the current fiscal year.

      The two-wheeler company which recently entered Argentina is planning to expand its reach by getting into third-party contract manufacturing after its presence in markets like Thailand and Indonesia attains mass success.

      Royal Enfield also plans to consolidate its position in the Indian market and wants to increase the number of stores in the country.

      15 May 2018

    • Five Royal Enfield Models Facelifted To Look Like The Harley Davidsons

      Royal Enfield motorcycles have a huge fan following in India, due to the signature sound of its exhaust and its retro look. Regardless of the motorcycle’s good looks, a few of the royal enfield owners have gone ahead and taken the liberty to facelift their motorcycles to look like Harley Davidsons. Here are five Royal Enfield motorcycles that underwent facelifts to resemble the Harley Davidsons:

      • Royal Enfield to Harley Davidson V Rod Gallardo
      • Royal Enfield to Harley Davidson Sportster
      • Royal Enfield to Harley Davidson Iron 883
      • Royal Enfield to Harley Davidson Fat Bob
      • Royal Enfield to Harley Davidson Street Glide

      14 May 2018

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