• Tips On Buying A New Two Wheeler Or Bike

    Two Wheeler Insurance
    • Get quotes from multiple insurers
    • Cashless garages available
    • Buy/renew your policy online without hassles

    In the last financial year, companies have sold over 14 million bikes across the country. Because for Indian roads, two wheeler is the most convenient mode of transport. It is a popular mode of transport in India because as it’s small, sleek, and can be easily maintained by anyone and most importantly affordable by everyone. People love traveling in bikes for a road trip or nearby places on the weekend to enjoy the ride.

    Buying a two wheeler has become easy because there are various models you can choose from within your budget. Majorly there are two type of vehicle geared and without gear. At least 77% of Indian automobile market is dominated with bikes and scooters. With so many two wheeler manufacturers in the market, we are definitely spoilt for choices. Because there are so many models in each range, there are that many dealers to buy from and each dealer offers you various benefits and discounts, one can easily get confused in that chaos. So what actually should you look for while buying a scooter/bike? Here are some tips for you to make the process easier;

    • Need of the bike:

      Two wheelers are a versatile vehicle where you can use it for both long rides and for daily commuting given the nature and the model of the vehicle. One should first decide the nature of the usage of the bike. If you plan to use it for daily commute within city limits a lower power bike would suffice your needs. Else you can buy a bike with higher power and performance which would be useful for long rides as well.

    • Mileage:

      The most vital reason for buying two wheeler is mileage. Two wheeler manufacturers today promise a minimum mileage of 60 km/liter and with few manufacturers of higher CC power bikes, mileage delivery is even more. With fuel prices touching almost a century per liter this is the viable option for every individual. Of course this mileage will vary within city limits. Familiarise yourself with the features of the bike you wish to buy and compare the reviews, analysis and prices to be clear of confusions.

    • Brand:

      India is probably the only nation where the market for two wheeler is so wide and fierce in competition. Some of the world best brands have collaborated with Indian companies to expand their market by delivering new models that caters to the needs of the common man. Some of the top brands in India includes, Hero MotoCorp, Honda, Bajaj Automobile, TVS, Mahindra, Suzuki, etc. If you wish to go for higher power bikes, then there are brands like, Indian Motorcycle, Royal Enfield, Triumph, Harley Davidson, BMW, Kawasaki, Duke, Ducati, etc.

    • Budget:

      Never by a commodity, that is not of your necessity. Always walk-in to a store with a budget in your mind. Because your budget not only defines your necessity but it also defines your financial flexibility that is affordable to you. The dealer will also show you the vehicles that are best in your reach. But make sure you get the money’s worth.

    • Moped or Bike:

      Mopeds is usually preferred by the crowd who just want a vehicle for daily commuting. It has storage space, non-gear driving, comfortable seating, lower prices, and self-start ignition, etc. On the other hand, bikes have more power, higher cubic capacity, mileage and for those who are bike fanatics, the thrill of just riding a geared vehicle. So before you walk-in to the showroom decide on the category of the vehicle. Remember that vehicle is also one way of showcasing your personality.

    • Weight and Height of the vehicle:

      Always ask for a test drive of the vehicle you desire to buy. Determine whether you can handle the weight of the vehicle because it is an important to know if it is a comfortable ride for you on a day to day usage. Make sure that your foot is firmly landing on the ground while you are mounted on the vehicle. Buying a vehicle which does not fit in both these options is not a safe option for you. One can lookout for other options that satisfies both these aspects.

    • Resale value:

      Buying a two wheeler is a long-term investment. It depreciates with time and age its value every year keeps decreasing. But if you wish to resale the bike due to a reason, make sure you have purchased a bike which will be in production for a longer run. Because it will fetch you higher value. Other factors like, bike maintenance, performance of the engine, regular servicing also matter.

    • Visit multiple dealers:

      Never walk-in to one dealer and decide to buy without doing a research in the market. Nowadays, there are many websites which will help you in buying a new bike at a competitive price online. There many online platform which will provide you with comparisons, analysis, features, etc. of the bikes in same range. If you are buying through a dealer, visit more than one dealer and compare the quotes given by each of them. This will help you negotiate for the final price with one dealer. To increase the business, dealers may also offer discounts and other benefits at the same price.

    • Service centers and Maintenance cost:

      manufacturers like Suzuki, Honda, Hero, etc. will have extensive service centers at multiple locations. This enables you to find spare parts or getting the vehicle repaired at your nearest service stations. So make sure the manufacturer you choose has this facility. Every manufacturer will inform you with its maintenance cost and free services. Please note that the free services are available for certain duration, after that your maintenance cost and servicing will have to be borne by you. Regular servicing of your vehicle is necessary for better performance and longer run, so buy a vehicle where this aspect is nominal and comfortable for you.

    Register your bike with proper documents at the earliest and get the name plate as regulated by the transport department. And not to forget insure your two wheeler with proper policy that gives you an extensive cover according to your needs.

    *The customer reviews/feedback/opinions expressed on this website are solely of their authors and do not reflect, in any way, the view of BankBazaar Insurance.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Tips On Buying A New Two Wheeler Or Bike Reviews

    • Bankbazaarinsurance.com Two Wheeler Insurance
      "GREAT PORTAL"
      0.5 4.0/5 "Great!"
      My experience with the Bank bazaar insurance.com is more than one year as i am using it for purchasing the insurance. I am using the mobile application for applying the policy also the customer support is very good by responsive and they are good.
      Was this review helpful? 0
      ,
      Reviewed on Jan 21, 2019
    • HDFC Ergo
      Bankbazaarinsurance.com Two Wheeler Insurance
      "USER FRIENDLY PORTAL TO USE"
      0.5 4.0/5 "Great!"
      I have a very good experience with the Bankbazaarinsurance.com where they are very good and i use with the website where the portal is hassle free to use the portal for purchasing the insurance. The customer support is very good and they explain the details of the policy.
      Was this review helpful? 0
      ,
      Reviewed on Jan 11, 2019
    • HDFC Ergo Two Wheeler Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      The reason for purchasing the two wheeler policy with the HDFC ERGO GENERAL INSURANCE is because they are offering a lower premium when compared to the others. The process of getting the insurance is very good and simple with this policy. Policy coverage is for full insured.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Jan 04, 2019
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "CONVENIENT PORTAL TO USE"
      0.5 5.0/5 "Blown Away!"
      Bankbazaarinsurance.com i have experience more than one year ad i am using it for purchasing the insurance. I use it through the website as the portal is user friendly portal to access. The customer service is supportive by explaining the details of the policy.
      Was this review helpful? 0
      ,
      Reviewed on Jan 03, 2019
    • Reliance General Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler insurance from Reliance and it was offered by the showroom at the time of purchasing my bike. I don't want to go directly with Reliance so have done a online comparison. There is no claim, I have no idea about the benefits. The premium was reasonable.
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jan 03, 2019
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took my two wheeler insurance from bankbazaarinsurance.com for the first time. The customer service and response was good. I know it earlier have seen so many advertisement. The process was simple and hassle free service. I have logged in to the website for purchasing the policy.
      Was this review helpful? 0
      ,
      Reviewed on Dec 30, 2018
    • Liberty Two Wheeler Insurance
      "Customer support should aware of the policy"
      0.5 2.0/5 "Expected more"
      I hit one car and have called the customer care for the claim process and they said it does not cover on the policy. The representative told me it will cover third party and not a vehicle which have paid for the repair. I have paid around 1300 rupees to purchase the policy from Liberty General which am not happy. The benefits are fine and have no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 30, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My experience is good with Bajaj Allianz and even the claim process was good. The policy period is one year and have paid approx 1400 rupees to purchase the policy and don't remember the exact figure of premium. I have received the documents on time. It is a third party insurance.
      Was this review helpful? 0
      , khammam
      Reviewed on Dec 29, 2018
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Better"
      0.5 4.5/5 "Excellent!"
      The customer service was very good and the response was on time. I have used the website so many times to purchase the two wheeler insurance and used to check the credit score. The website design is good and easy to access. Overall it was better.
      Was this review helpful? 0
      ,
      Reviewed on Dec 29, 2018
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I was randomly searching for the bike insurance and got the link. There was no particular reason for choosing bankbazaarinsurance.com and its easy to purchase. The process was simple and am able to compare with multiple insurer. The website is handy to use.
      Was this review helpful? 0
      ,
      Reviewed on Dec 28, 2018
    • Bharti Axa Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I just paid and got the insurance from Bharti Axa. There was no claim. It is one of biggest company in the insurance and there are some other reason behind it for purchasing the policy. I have received the document. I have taken the policy for one year and made the premium through online. I will know about the service completely at the time of availing the claim.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 25, 2018
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience with bankbazaarinsurance.com is first time and there was no hassle. I have downloaded the mobile app to purchase the insurance. The options are simple. Actually one issue I have come across when ever I apply for a credit card which is not going through.
      Was this review helpful? 0
      ,
      Reviewed on Dec 24, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      The customer service is average actually I had one mismatch information on my policy while taking it was captured wrong so I have called the customer support and not happened till now. I have chosen Bajaj Allianz because it has better premium and they have offered a first party insurance. I have paid approx 1500 or 1700rupees to purchase one year policy.
      Was this review helpful? 0
      , bareilly
      Reviewed on Dec 23, 2018
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using bankbazaarinsurance.com for the first time to purchase my two wheeler insurance. While browsing the internet and came to know. The website is easy to access. The service and response was on time and I don't find any difficulties.
      Was this review helpful? 0
      ,
      Reviewed on Dec 21, 2018
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      Bankbazaarinsurance.com was recommended one of my friend, it was good and I don't had any issues. I have used the website to purchase the two wheeler insurance and I got a call immediately from the executive. There was no delay in the service.
      Was this review helpful? 0
      ,
      Reviewed on Dec 21, 2018
    • review Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      The service is not up to the mark from New India Assurance and there was no option for online. The premium is high and have no claim experience. It is a first party insurance, IDV is also average, I have paid the premium through online and it was offered by showroom at the time of purchasing vehicle.
      Was this review helpful? 0
      , ajmer
      Reviewed on Dec 20, 2018
    • Liberty Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am happy with the benefits so I have taken a two wheeler insurance from Liberty General Insurance. I have paid 1500 rupees to purchase the policy for one year. I got the insurance paper. The IDV value is okay. I have no issues with the insurer.
      Was this review helpful? 0
      , mysore
      Reviewed on Dec 20, 2018
    • Bankbazaarinsurance.com Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      The online portal is good and can compare with multiple insurer. I have used the website to purchase my two wheeler insurance and the options are simple. I have just filled my details and it gives a better comparison. The customer service contacted me on time.
      Was this review helpful? 0
      ,
      Reviewed on Dec 19, 2018
    • Liberty Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have just taken a two wheeler insurance with Liberty General because it has the lower premium and not sure about the benefits. I have received both hard copy and soft copy. I have no claim experience. I have paid more than 1000 rupees to purchase the policy for one year.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 19, 2018
    • review Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      At the time of purchasing my vehicle and they have offered me an insurance with ICICI Lombard. I heard some opinion with my friend regarding the claim process it was not good so have not renewed with same insurer. There was delay in getting the insurance paper. There was no reminder call for the policy renewal even there was no updates through SMS.
      Was this review helpful? 0
      , bareilly
      Reviewed on Dec 19, 2018
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