• Get quotes from multiple insurers
• Cashless garages available
• Buy/renew your policy online without hassles

Anybody who is biker or has a fantasy for super bikes and choppers would know the brand Triumph. Triumph was initially known as Bonneville Coventry Ltd. is a British brand motorcycle that started manufacturing motorcycles in the year 1902. Triumph Motorcycles Ltd was officially established as motorcycle manufacturer in the year 1983 by John Bloor. Until December 2017, the company has managed to sell over 1,300 units in the country recording a tremendous sales growth of over 12%.

Triumph initially had its dealerships in metropolitan cities like Delhi, Mumbai, Bengaluru, Chennai and Kolkata. Due to the increase in sales and demand for the bikes, the company now has showrooms, in Chandigarh, Ahmedabad, Indore, Pune, Kochi, Hyderabad, Jaipur and Bhubaneswar. The company will increase its dealer network by March 2018 to expand its market in the country. Triumph has partnered with Bajaj Auto to increase its sales volume and market share in the country. Bajaj Auto will be co-designing and developing bikes for Triumph in the premium bike segment and the products will arrive in market by 2020.

India is a giant market opportunity for two-wheeler manufacturers. India is the second country in the world to utilise two wheelers in such huge numbers where it becomes a global market for the manufacturers from around the world. Triumph has to definitely up its game as some of its competitors Royal Enfield, Harley Davidson, KTM, Indian Motors, etc. have already set their foot firm in the market. Bajaj, Honda, Hero, etc. are entering the premium segment bike range that will further increase the competition for Triumph India.

Below are the list of bikes manufactured by the company:

• Triumph Tiger 800
• Triumph Bonneville T120
• Triumph Street Scrambler
• Triumph Street Twin
• Triumph Bonneville Bobber
• Triumph Street Triple
• Triumph Bonneville T100
• Triumph Thunderbird
• Triumph Tiger 800XR
• Triumph Thunderbird LT
• Triumph Rocket III
• Triumph Thruxton R and Thruxton
• Triumph Tiger 800XRx
• Triumph Tiger Explorer
• Triumph Daytona 675R
• Triumph Street Triple S

Upcoming Bikes 2018:

• Triumph Speedmaster
• Triumph Tiger Sport
• Triumph Street Cup

Two wheeler Insurance For Triumph bikes:

Triumph’s bike basic range will cost you about Rs.7 lakhs or more to buy. When you purchase a bike of that value, it is important that you insure it with proper two wheeler insurance. There are a number of insurers in the market who will offer you discounts on premiums, added benefits, etc. But it is important for you to choose an insurer who offers you the best service, cashless facility, good CSR percentage and is trustworthy.

Online platform is a great medium to gain maximum knowledge on above mentioned points. For your Triumph bike, you can own one of the following two wheeler insurance:

• Comprehensive two wheeler insurance
• Third-party or liability only two wheeler insurance

A comprehensive two wheeler insurance will provide an extensive protection for you and the bike against many scenarios like accident, total damage or loss, third-party cover, natural calamities, man-made calamities, etc. Some insurers provide personal accident cover as an included benefit with this policy. The premium is higher for this policy because of its coverage capacity.

A third-party or popularly known as liability only cover, provides protection to the third-party when he/she has suffered an injury or permanent damage, disability or property damage, etc. caused by your vehicle. This policy is a mandatory document that you should own under the law, simply because you should be liable to pay for the damages you caused to the third-party and not escape with the crime and end up in legal tangle. The other reason is to promote safe driving so that neither of you are hurt. This cover does not protect you or the bike in any circumstance. The premium for this policy is lower as the coverage is limited.

To promote the necessity of two wheeler insurance, the government and IRDA introduced long-term policies as a second option in two wheeler insurance, first being the annual term. In annual policy, you have to renew your insurance every year and the risk of increase in the premium as per the changes in the market is also high. Whereas in a long-term policy, you will have to renew it once in 3 years with higher perks and benefits. Opting for long-term policy is beneficial for the insurer and you, therefore the percentage of discount or added benefits is higher. You will also save yourself from the annual premium hikes as it is valid for 3 years.

You can purchase both comprehensive and third-party cover, however, third-party cover is the mandatory minimum cover you should own. You can enhance the coverage for your Triumph bike by opting for optional covers from the following:

• Zero Depreciation cover
• Roadside assistance cover
• Anti-theft device cover
• No-Claim Bonus cover
• Return to Invoice cover
• Personal Accident cover
• Pillion Rider cover
• Engine Protection cover
• Key-replacement cover

The optional add-on cover will add more value to the basic policy, and these can be availed by paying extra premium depending on your choice of cover.

To continue enjoying the benefits of the two wheeler insurance, it is important that you renew it annually or once in three years as per the requirement. Riding without an insurance will not only cost you penalties, but it is dangerous and risky. If you end up in an accident or theft or any other situation, and you have no insurance or it has expired, the expenses and consequences will have to be borne and faced by you alone. You might also end up paying for every repair, hospital fee or legal fee from your own pocket at a much higher rate. Whereas having an insurance will protect you from all these troubles if you end up in one and you can ride tension free.

Shop for the best insurance online with the help of many third-party websites or insurer’s website. Online research will help you compare policies, coverage, quotes by the insurer, online reviews, customer grievance resolving capacity, etc. which will can you make a clear decision. Online two wheeler insurance will also offer discounts as you will be directly dealing with the insurer and not through any agent or middleman. It is convenient for today’s lifestyle and saves money and time for you. For more information visit a trusted third-party website or the desired insurer’s website.