Following its incorporation as a company on the 18th of February 1938, the United India Insurance Company Limited commenced general insurance business in the country post nationalisation in 1972. The company was formed as a result of a merger between 12 Indian insurance firms and four cooperative insurance societies as well as Indian operations of overseas insurers apart from general insurance operations of southern region of LIC. After it was nationalised, the United India Insurance Company Limited has grown tremendously and currently boasts a workforce of over 18,000 employees across more than 1300 branches across the country. Over one crore individuals have purchased insurance policies from the company, highlighting its trustworthiness among the general public.
|Policy Period||The coverage period for United India Two Wheeler Insurance Online is usually one year, but a policy with a shorter duration can also be availed.|
|Policy Types||Package Policy and Liability Only Policy|
|No Claim Benefit||In case a customer has not made any claims over the course of the policy term, a discount or bonus called No Claim can be availed on the premium payment applicable to the new policy. The discount can range from 20% to 50% based on the number of claim free years.|
|Zero Depreciation Cover||N/A|
|Refund Facility||Following the submission of a payment transaction, the company will not entertain any requests to refund payments. However, in case a wrong amount of money has been debited from your account following a service, the company will return the sum of money debited in excess of the actual amount.|
|If Plan Expired||If the plan expires, you can renew it by entering your 20-digit policy number along with a few other details as requested. You will immediately receive a digitally signed policy in your registered email ID and an SMS notification on your registered mobile number once you have made the premium payment.|
|Network Garage||The United India Insurance Company Limited has a wide network of garages across the country so that customers can find it easy to find solutions in times of emergencies. The list of network garages can be found on the official website of the company, and customers can find it by simply typing ‘Cashless Garage’ in the search bar on the website.|
Following are the main reasons to purchase United India Two Wheeler Insurance Online:
The United India Insurance Company Limited offers two kinds of two-wheeler insurance policies – Package policy and Liability Only policy.
Following are the circumstances under which cover will be provided by the United India Two Wheeler Insurance Policy:
Note: The cover depends on the policy chosen. Certain benefits are applicable only if the individual has opted for add-on covers.
Following are the situations under which no expenses will be reimbursed by the United India Two Wheeler Insurance policy:
It is compulsory as per government regulations for every two wheeler within the country to be insured. The United India Insurance Company takes into consideration a few aspects as follow before issuing a two wheeler insurance policy
While individuals who wish to purchase a two-wheeler insurance policy from United India Insurance Company can do so by visiting a branch of the company, the online route could also be used to do the same from the comfort of your home. Here is a step by step procedure to purchase a 2 wheeler insurance policy from United India:
In case you meet with an accident, here are the steps to follow for making a claim with the United India Insurance Company Limited:
Customers whose United India two wheeler insurance policy is set to expire can renew the policy online with relative ease. Here are the steps to follow:
Simply put, a deductible is an amount of money that the individual who purchased the policy will have to pay if his/her two wheeler meets with an accident that requires repairs. Choosing a higher amount as your deductible will ensure that your premium payments are lower, and riders who are confident about handling two wheelers responsibly can select a higher deductible to get a discount on the premium.
Riding a two wheeler in India without a valid insurance is considered a traffic offence and is punishable by a fine. It is therefore compulsory for all owners of two wheelers to ensure that their two wheeler policies are active at all times. Expired policies must be renewed immediately to stay clear of legal complications. A large number of insurance companies, including the United India Insurance Company Limited, offers reminders to policyholders to renew their policy before it expires. Since the renewal of lapsed policies is often subject to physical inspection of the two wheeler as well as other formalities, renewing your plan before it expires will ensure that there are no hassles to deal with later on. Your United India Two Wheeler Insurance policy can be renewed online over the company’s official website with relative ease.
The Registered and Head Office of the United India Insurance Company Limited can be reached at 91-044-28520161. The company’s customer support email ID is firstname.lastname@example.org. Individuals who wish to contact an office in the same city can visit the official website of the company and go to the ‘Contact Us’ page wherein a tab called ‘Office Locator’ can help them find the nearest branch of the company.
The United India Insurance Company requires the rider to possess a valid driving license on their person at the time of an accident in order to entertain claims.
Customers who have not made any claims over the previous policy term can make the most of a No Claim Bonus through which they can receive discounts on the premium payments.
The United India Two Wheeler Insurance policy has a tenure of one year, but policies can also be purchased for shorter durations.
The sum assured of the United India Two Wheeler Insurance policies will be the Insured Declared Value of the two wheeler.
The premium payment applicable to a United India Two Wheeler Insurance policy is calculated based on a number of factors like the Insured Declared Value of the two wheeler, its cubic capacity, the age of the two wheeler, the registration zone of the vehicle, the add-on covers availed, etc.
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