Universal Sompo General Insurance Co. Ltd. is a joint enterprise between Karnataka Bank Limited, Allahabad Bank, Dabur Investments, Sompo Japan Nipponkoa Insurance Inc. and Indian Overseas Bank. The firm, with its headquarters in Mumbai, has 17 zonal and 113 branch offices across the country offering the best insurance solutions.
Universal Sompo website, as well as third-party websites, come with a built-in tool called the premium calculator that calculates and quotes an estimate of your insurance premium. The calculator has a number of parameters for which you are to provide relevant and genuine information. The calculator will quote your insurance premium based on the information you have provided.
You can renew your car insurance with Universal Sompo either offline or online:
Renewing your insurance premium online is a hassle-free and quick process. The following steps are involved in the online renewal process:
You also have the option of purchasing motor insurance policy offline, directly from the nearest Universal Sompo branch office or from an authorised insurance agent.
Universal Sompo car insurance comes with certain key features and benefits:
Yes, motor insurance premiums are inclusive of service tax.
A deductible is a part of the insured amount that you agree to pay. There are 2 kinds of deductibles in a car insurance, voluntary deductible and compulsory deductible.
Insurance Certificate, a copy of your vehicle’s Registration Certificate (RC), your vehicle’s Pollution Under Control (PUC) certificate and a copy of the driver’s driving licence are the documents to be carried in the vehicle at all times.
In case you are using the motor insurance policy which is in the previous owner’s name, and you decide to raise a claim request, it will be denied due to the ambiguity in names between the RTO and the insurance records. Both the records should exhibit your name if you want to register a claim request.
In case you lose your original policy document, you can go to the nearest Universal Sompo office and receive a duplicate copy of the policy document on submission of a written letter requesting the same. You will be charged a small fee for the issuance of the duplicate policy document.
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