• Volkswagen Car Insurance

    Car Insurance
    • Get third party cover at low premiums
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Volkswagen commenced its operations in India in 2001 with the launch of SKODA. The firm has its headquarters situated in Pune. The Volkswagen Group in India has 5 five brands under its wing; Volkswagen, SKODA, Porsche, Audi and Lamborghini. Volkswagen and Audi were introduced in India in 2007 whereas Porsche and Lamborghini were introduced in 2012. The automobile manufacturer operates across 100 production plants and has more than 5,00,000 employees.

    Why is it Important to Insure Your Volkswagen Car?

    A car insurance protects you from any unforeseen liabilities that may arise due to a mishap. As per the Motor Vehicles Act, it is mandatory that every car owner insures his/her car with at least a third-party liability cover.

    Volkswagen Car Insurance Providers

    A number of insurers provide Volkswagen insurance in India, a few of them are listed below:

    • Bajaj Allianz General Insurance Co. Ltd.
    • Bharti AXA General Insurance Co. Ltd.
    • ICICI Lombard GIC Ltd.
    • Reliance General Insurance Co.Ltd.
    • Royal Sundaram General Insurance Co. Ltd.


    Volkswagen Models

    Volkswagen houses the following models:

    • Passat
    • The Tiguan
    • GTI
    • Vento
    • Ameo
    • Polo
    • Polo GT

    Types of Volkswagen Car Insurance

    There are two kinds of car insurance available for Volkswagen:

    • Comprehensive Car Insurance

    A comprehensive car insurance covers the own damage liabilities and third-party liabilities that you may incur from a mishap.

    • Third-party Liability Cover

    A third-party car insurance covers only the third-party liabilities that you may incur from a mishap.

    Buying/renewing Volkswagen Car Insurance

    You can purchase or renew your car insurance online or offline depending on your convenience

    • Online:

    You can buy or renew a car insurance online via third-party insurance website or the official website of the insurer.

    • Offline:

    You can buy or renew a car insurance offline by visiting the nearest branch office of the insurer or meet with an insurance agent.

    Volkswagen Car Insurance Claim Process

    The claim process for Volkswagen car insurance involves the following steps:

    • Intimate the insurer as soon as the mishap takes place
    • Register your claim request
    • File an FIR at the nearest police station
    • The insurer will send an authorised surveyor to inspect the vehicle and assess the damage/loss incurred
    • Take your car to the nearest garage and get it repaired
    • In case of a cashless claim, your insurer will pay the garage for the repairs
    • In case of a reimbursement claim, you will have to pay the garage for the repairs and submit the payment receipt to the insurer to have the amount you spent on the repairs reimbursed

    Inclusions and Exclusions of Volkswagen Car Insurance

    Volkswagen Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

    • Inclusions:
      • Own damage liabilities
      • Damage/loss due to theft
      • Damage/loss due to natural calamities
      • Third-party liabilities
    • Exclusions:
      • General wear and tear of the vehicle
      • Electrical/mechanical failure of the vehicle
      • Damage/loss if the person was driving the vehicle without a valid licence at the time of mishap
      • Damage/loss in case the person was driving the vehicle under the influence of alcohol when the mishap took place

    Add-ons Offered with Volkswagen Car Insurance

    There are a number of add-ons available in the market for Volkswagen Car Insurance, a few of them are listed below:

    • Key Replacement Cover
    • Engine Protect Cover
    • No Claim Bonus Protect Cover
    • Roadside Assistance Cover

    Discounts Offered with Volkswagen Car Insurance

    You can avail discounts on your car insurance premium such as:

    • No Claim Bonus Discount
    • Professional Discount
    • Discount if you opt for a higher voluntary deductible
    • Discount if you are a prominent member of any of the automobile associations in India

    Volkswagen Car Insurance FAQs:

    1. What is the tenure of the car insurance policy?

    2. The tenure of a car insurance policy is generally 1 year.

    3. What is a car insurance?

    4. A car insurance is an agreement between the insurer and the policyholder where the insurer promises to protect the policyholder against the liabilities in case of a mishap in exchange for a premium.

    5. What is a compulsory excess?

    6. A compulsory excess is a part of the insured amount that the policyholder has to mandatorily pay as per the agreement with the insurer.

    7. What is a cover note in car insurance?

    8. A cover note is a temporary document issued by the insurer until the insurance certificate can be issued.

    9. What is an IDV?

    10. IDV or Insured Declared Value is the market value of the vehicle with respect to its age.

    News About Volkswagen Car Insurance

    • Volkswagen announces Volksfest 2018; offers attractive benefits

      Car giants Volkswagen India announced the commencement of Volksfest 2018 to celebrate 90 years of Walt Disney’s iconic character Mickey Mouse. The company will offer its customers insurance and exchange bonuses along with other lucrative finance options. Customers can be assured of winning a free gift on a test drive, booking, and after-sales services as well.


      The campaign is valid from 15th September till the end of the month of October. The scheme is valid at all the 121 authorised Volkswagen dealerships in 104 cities in India.

      VW will have a host of activities to keep the children of the customers engaged while the customers go out for their test drives. There will be various colouring activities, and photo-op corners to ensure that the kids remain busy.

      19 September 2018

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