Volkswagen Polo is one of the most famous car models sold by Volkswagen. It is one of the most sought-after models in India and its design has always given the vehicle a very classy and elegant look. Not only the exterior, but the interior of the car is also brilliant in nature. The car comes with an adjustable driver seat and its steering wheels have multi-function buttons. With various other functions, coupled by its sturdy looks, Volkswagen Polo is one of the best models that a customer can purchase.
According to a mandate passed by the Government of India, any person driving a car on Indian roads must have a valid third-party liability insurance policy. However, there are two types of car insurance policies that you can purchase for yourself. One is third-party liability car insurance policy and the other is comprehensive car insurance policy.
Third-party liability car insurance cover: As mentioned earlier, as per the mandate passed by the Government of India, it is compulsory for a person driving a car on Indian roads to own a valid third-party liability car insurance cover. This type of policy provides cover to a third party in case it suffers an injury or damage to its property due to your involvement. The third party can receive compensation up to Rs.7.5 lakh.
Comprehensive car insurance cover: This type of policy provides you cover in case you meet with an accident or if your vehicle gets stolen, or damaged due to an accident. The compensation you will receive will depend on the level of loss or damage incurred by you or your vehicle.
|Type of injury||Compensation|
|Loss of both the limbs or eyes||100%|
|Loss of one limb or eye||50%|
|Permanent disability caused due to an accident||100%|
There are various insurance companies in India which provide car insurance. Some of the topmost and reputed car insurance companies in India are:
Add-on covers: There are certain add-on covers which you can purchase on your existing car insurance policy. These add-on covers enhance your existing car insurance policy and provide extra protection to your vehicle. You must purchase add-on covers depending on your needs and other requirements. Some of the add-on covers that you can purchase for yourself are:
Hence, Volkswagen Polo is a brilliant option if you are looking to purchase a car anytime soon. The car is a beauty to look at and is one of the supreme hatchback cars in the country. However, it is also important that you have a valid car insurance policy in your name. There are various reputed insurance companies in India which sell motor insurance policies. Based on your needs, you must decide on a plan which you feel is the most suitable for you.
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