Car Insurance for Volkswagen Vento

• Get third party cover at low premiums
• Choose from a variety of zero depreciation and roadside assistance covers
• 3100+ cashless garages

Volkswagen Vento is a sedan and is considered to be one of the best models sold by Volkswagen. The car is known to give great mileage and smooth mobility. The car comes with beautiful interiors and various other features. Its well-chiseled body gives the car a sturdy and dynamic look and makes it one of the most sought-after car models in India.

Types of insurance coverage that you can purchase for Volkswagen Vento

According to the Motor Vehicles Act, 1988, any person owning a car needs to have a valid car insurance policy. There are two types of car insurance policies that you can purchase for yourself. One is a comprehensive car insurance policy and the other is a third-party liability car insurance policy. According to the Government of India, it is mandatory for a car owner to have a third-party liability car insurance cover.

Comprehensive car insurance cover: This type of car insurance provides you coverage in case of any damage or loss to you or your vehicle due to an accident. The compensation you will get will depend on the level of loss or damage incurred.

What is covered under a comprehensive car insurance cover?

The certain circumstances which result in your Volkswagen Vento model getting damaged for which you can avail your comprehensive car insurance cover include:

• If your car is damaged due to a natural calamity
• If your car is damaged due to your own fault
• If your car is damaged or stolen
• If your car is damaged due to an act of terror
• Third-party liability cover
• In case the car has other passengers in it, you will get a personal accident cover

Third-party liability car insurance cover: According to the Government of India, it is mandatory for any person owning a vehicle to have a third-party liability insurance coverage. On availing this type of cover, if any third party suffers an injury or damage to its property due to your involvement, then your third-party liability car insurance cover will compensate the victim. The third party can receive compensation up to Rs.7.5 lakh.

Add-on covers: There are various add-on covers that you can purchase in order to enhance your motor insurance cover. These add-on covers provide extra protection to your vehicle and also help you in saving money as well. Some of the add-on covers that you can purchase are:

• Hydrostatic lock cover: This type of add-on provides you cover in case the engine of your car gets damaged due to heavy rains or floods. It covers the cost of the replacement of the engine part. However, this cover is only applicable if your car is less than 5 years old.
• Roadside assistance: In case you are stranded somewhere because your car broke down, this cover can be extremely helpful. You can call a Volkswagen center and they will help you get your car in order. The cover includes changing of tyres, towing facility, repairing, emergency fuel refilling, etc.
• Zero depreciation cover: This type of cover helps you save on the cost of repaired or replaced parts of your vehicle such as plastic, rubber, glass, fiber parts, etc.
• Co-passenger cover: In a standard policy, the owner/driver of the car receives a cover of Rs.2 lakh as a personal accident cover in case the car is damaged. However, if there is a co-passenger who suffers an injury or dies due to an accident, then his/her family member will receive a cover of Rs.1 lakh.
• No claim bonuses: If you have not filed for any claim, you will be able to enjoy certain discounts on your premium. The number of times you do not file a claim unless necessary will determine the discounts on your premiums.
• Consumable cover: It provides cover for the cost incurred by you for the purchasing of consumable items such as nuts, bolts, oil, etc.
• Key replacement: This type of add-on cover takes care of the cost incurred by you in case you lose your car keys or it gets stolen. However, you can avail this cover only two times in a policy year.
• Medical expenses: This type of cover provides additional coverage of Rs.10,000 as medical expenses in case of an accident due to which the victim is to be hospitalised.

There are various insurance companies in India which sell car insurance in India. Some of the topmost insurance companies from whom you can purchase a motor insurance policy for Volkswagen Vento are:

• Bharti AXA Car Insurance
• Bajaj Allianz Car Insurance
• ICICI Lombard Car Insurance
• HDFC ERGO Car Insurance
• Royal Sundaram Car Insurance

Hence, you can be assured that Volkswagen Vento is one of the most popular cars that you can purchase for yourself. However, based on your needs and the age of your car, you should also purchase a proper motor insurance policy.