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Aegon Life Insurance was created about 170 years ago and has its presence in North America, South America, Asia, and Europe. It is one of the world leaders in the financial services sector. Aegon Life, in India, is a partnership between Aegon and the Times Group and was established in 2008. The insurer is a modern-day digital service company that has a team employed by the company itself that provides optimal services. Aegon Life insurance does not have insurance agents, hence, customer interactions are directly with the company and premiums are usually lower.
Aegon offers an array of life insurance plan types such as term insurance plans, child plans, ULIPs, savings and investment plans, retirement plans, whole life plans, and money back plans. Under each of the plan types, the company offers different plans with varying features.
A life insurance policy is an agreement between the insurer and the assured wherein the insurer promises to cover his/her risk in return for the payment of a nominal fee termed the premium. The premium payable by the insured to the insurer depends on many different factors and differs from insurer to insurer. Therefore, it is a next to impossible task for a person to estimate the premium payable by himself/herself. Aegon Life, therefore, offers an online premium calculator that helps prospective policyholders understand how much they have to pay towards the plan they choose to buy.
Using the premium calculator offered by Aegon is very easy. Here’s how to go about it:
An individual who is planning to buy a new term life insurance policy should definitely use the premium calculator facility to get an estimate as to how much he/she will have to pay towards the policy. The benefits of using a term life insurance premium calculator are given below:
Therefore, the premium calculator is a simple tool that one can use to calculate how much he/she has to pay on a monthly, quarterly, or a yearly basis as the term insurance premium. It will help the individual plan his/her finances in advance and decide when he/she can invest in a term plan. The premium calculator saves time and provides accurate information regarding the premium payable.
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