• Bharti AXA General Insurance

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    Car Insurance
    • Protect yourself with third party or complrehensive cover
    • Use bumper to bumper policies to reduce your liability
    • Enjoy facilities like zero depreciation and roadside assistance covers

    Commencing operations in 2008, Bharti AXA now has an insurance portfolio of more than 50 products ranging from travel insurance, four-wheeler motor insurance, two-wheeler motor insurance, home insurance and health insurance policies. Having 87 branches spread across the country, for their customers support and explosive growth by innovating the general insurance sector in the country. Bharti AXA has won a number of awards, from 2011’s India Insurance Award for the ‘Personal Lines Growth Leadership’, to ‘Best Insurance Company in the Private Sector’ in 2014 at the World HRD Congress at the BFSI Awards. 

    Popular Insurance Products Offered by Bharti AXA General Insurance Company

    Bharti AXA General Insurance Motor Insurance Policies

    Bharti AXA General Insurance has two-types of motor insurance policies – third-party liability insurance and comprehensive cover for private two-wheelers and four-wheelers

    • Third-party liability cover

    Mandatory as per the Motor Vehicles Act, 1988, the third-party liability cover comes with protection for any sort of financial loss caused to the third-party involved in the accident. The policy offers coverage for medical expenses for injury or disability and property damage of the third-party, or compensation in the case of death.

    • Comprehensive cover

    The Comprehensive cover comes with broader coverage for the third-party and the policyholder for property damage, medical expenses if the accident leads to disability (temporary or permanent) or any sort of bodily injury. In addition, the policy offers coverage if the vehicle is damaged following a natural disaster or if it is stolen.

    Apart from the above-mentioned base policies, policyholders can purchase add-on covers to enhance their protection. Following an accident or damage caused to the vehicle of the policyholder, he/she can opt for the cashless claim settlement at more than 3,700 network garages associated with Bharti AXA.

    Bharti AXA General Insurance Health Insurance Policies

    Listed below are 2 popular health insurance plans offered by Bharti AXA General Insurance:

    • Smart Health Insurance Policy

    The Smart Health Insurance Policy is offered with a coverage of up to Rs.5 lakh and offers coverage for certain critical illnesses. With their No Claim Bonus, policyholders can get a discount up to to 25% on the premium when renewing their health insurance policy.

    • Smart Super Health Insurance Policy

    The Smart Super Health Insurance Policy comes with coverage for pre-hospitalisation and post-hospitalisation expenses, with a sum insured ranging between Rs.5 lakh and Rs.1 crore. Some of the features of the policy are no limit on daily allowance or room rent, hospital cash benefit and critical illness cover.

    Bharti AXA General Insurance Travel Insurance Policies

    Depending on where they are travelling, Bharti AXA customers can opt for Schengen Travel Insurance, Worldwide Overseas Travel Insurance, Annual Multi-Trip Insurance or Single Trip Insurance. The travel insurance policy offers by Bharti AXA offer coverage in the case of medical evacuation or towards medical expenses if the policyholder or insured person falls ill, personal accident payout in case of injuries, disability or death, loss of luggage, passport or important documents.

    Bharti AXA General Insurance Home Insurance Policy

    The Bharti AXA home insurance policy offers coverage if the policyholder’s house catches fire or is burgled. In addition, if the policyholder has insured his/her household goods, and if they get lost or damaged while being transported, then coverage is offered.

    Bharti AXA Small and Medium Enterprise (SME) Insurance Package

    This insurance policy offers insurance against a fire, if the office is burgled, or if there is a mechanical or electrical malfunction that results in financial losses for small and medium businesses in the country.

    Bharti AXA Commerical Liability Insurance

    Bharti AXA General Insurance has 6 commercial liability insurance policies - Business and Commercial Property Insurance, Commercial Fire Insurance. Commerical Liability Insurance, Marine Cargo Insurance, Engineering Insurance, and Risk Management Insurance. All the aforementioned insurance policies offer coverage against financial losses that could be met by companies or organisations.

    Bharti AXA Commercial Vehicle Insurance policies

    Specifically designed for commercial and transport vehicles in the country, Bharti AXA offers both third-party liability insurance policies as well a comprehensive vehicle insurance policy that come with own damage cover for the policyholder in the case of accidents, natural calamities or if the vehicle is stolen or deemed as a total loss.

    Bharti AXA General Insurance customers can purchase a car insurance policy, travel insurance policy (individual and family insurance), health insurance policy and a two-wheeler insurance policy on the website of the insurer using their net banking account, debit card or credit card. To choose an insurance policy that would suit their finances, customers can get a premium quote for the aforementioned policies on the website of the insurer prior to buying the policy.

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