Cholamandalam MS General Insurance

An alliance between Japan’s Mitsui Sumitomo Insurance Company Limited, and India’s Murugappa Group, Chola MS General Insurance currently has over 9,000 insurance agents selling home insurance, travel insurance, motor insurance, and health insurance products. In FY 2017-2018, Chola MS General Insurance collected Gross Written Premiums (GWP) amounting to Rs.31,333 million, at an exponential growth rate of 28% as compared to FY 2016-2017.  

Popular Insurance Products Offered by Cholamandalam MS General Insurance Company

Chola MS General Insurance Car Insurance Policy 

Chola MS General Insurance offers its customers comprehensive car insurance policies which have the inbuilt third-party liability cover as well as own damage cover. Some of the other benefits of the comprehensive car insurance policy offered by Chola MS General Insurance are premium discounts for every claim-free year, cashless claim settlement at more than 5,300 network garages spread across the country, and a hassle-free claim settlement process.  

Chola MS General Insurance Health Insurance Policies 

Listed below are 3 popular health insurance plans offered by Chola MS General Insurance:  

• Chola Healthline 

The Chola Healthline plan has 4 types – Value Healthline, Freedom Healthline, Emrich Healthline and the Privilege Healthline, which come with a sum assured ranging between Rs.2 lakh and Rs.25 lakh as coverage for hospitalisation expenses. Coverage for hospitalisation expenses is granted if the policyholder is admitted in the hospital for more than 24 hours.  

• Chola MS Family Healthline Insurance 

A family floater health insurance policy, the Chola MS Family Healthline Insurance has 3 types of plans – Standard Family Healthline, Superior Family Healthline and the Advanced Family Healthline. The Chola MS Family Healthline Insurance includes coverage for nursing fees, pre-hospitalisation and post-hospitalisation expenses, emergency ambulance expenses, etc.  

• Chola MS Critical Healthline Insurance 

The Chola MS Critical Healthline Insurance has 2 types of plans – the Standard Plan which covers 10 critical illnesses and the Advanced Plan which covers 12 critical illnesses. Policyholders have the option of a lifelong renewal and a lump sum amount is granted without the need of hospitalisation bills, when the policyholder is diagnosed with a critical illness.  

Chola MS Travel Insurance Policies 

Chola MS General Insurance has 4 types of travel insurance policies – Chola Comprehensive Travel Insurance Policy, Chola Overseas travel protection policy, Chola Student Travel Protection Plan and the Chola MS Corporate Travel Insurance:  

• Chola Comprehensive Travel Insurance Policy 

Depending on where they will be travelling, policyholders can opt for either the Travel Plus, Travel Pleasure or the Travel Delight plans. With the benefit of being insured for up to 185 days, policyholders can choose a sum assured ranging between $50,000 to $500,000.  

• Chola Overseas Travel Protection Policy 

Policyholders can choose the Silver Cover, Gold Cover or the Senior Citizen plan under this policy. This policy includes coverage for loss of passport or luggage, hijack relief, trip delay, home burglary, etc.  

• Chola Student Travel Protection Plan 

This insurance plan offers coverage against financial losses for Indian students travelling to study abroad. Student policyholders can opt for the Silver, Gold or Platinum plans under this policy.  

• Chola MS Corporate Travel Insurance Cover 

Corporates travelling abroad can make use of the Chola MS Corporate Travel Insurance Cover as it comes with coverage for emergency evacuation, emergency medical expenses, dental treatments, accidental death or disability, etc.  

Chola MS Home Insurance Policy 

Chola MS General Insurance offers home owners with the Home Protect insurance policy. The Home Protect policy gives the policyholder protection against financial losses if his/her house is damaged or destroyed following a natural calamity, fire, electrical or mechanical breakdown, and includes insurance for the household goods including the appliances, jewelry, etc., of the policyholder.  

Chola MS Personal Accident Policy 

Chola MS General Insurance offers customers the Chola Accident Protection plan which offers financial cover if the policyholder or insured person meets with an accident leading to injuries or disability and compensation in the case of death of the policyholder. Some of the benefits of the plan are weekly compensation in the case of loss of income, fee for private tuition if the insured person is bedridden, family transportation cover in the case of the death of the policyholder, etc.   

Chola MS policyholders residing abroad, they can call the customer support team of the insurer via the toll-free number 9144-3098 5300, for claim assistance, to register a grievance or feedback. Policyholders residing in India can contact the customer support team of Chola MS General Insurance by dialing the toll-free number 1800-200-5544.