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Secure your family’s financial future with a comprehensive term Insurance plan. Exide Life Insurance Company Limited offers an excellent term insurance or protect plan that not only gives you life insurance cover but also return of premiums upon policy maturity. Pay a nominal annual premium and enjoy comprehensive life cover protection in the case of unfortunate events with Exide Life Smart Term Plan.
Following are the benefits of choosing Exide Life Smart Term Plan to secure the financial future of your family:
In the event of death, your family will receive the chosen life cover.
You have to choose a variant at the policy inception stage. Keep in mind, the chosen variant cannot be changed during the policy term.
Riders can be attached to a new or existing traditional Exide Life Insurance Plan.
Exide Life Insurance offers one comprehensive term insurance or protection plan called the Exide Life Smart Term Plan. It is a non-linked, non-participating life insurance plan that comes with 3 variants to ensure you provide the desired financial protection for your family. You can get enhanced life cover protection by adding an Exide Life Term Insurance Rider for a nominal additional premium. You can also enjoy tax benefits under this plan. Depending on your convenience, you can choose to pay premium once via Single Pay, for 5 years via 5 Pay or for the full policy term via Regular Pay.
|Plan Name||Entry Age (Age criteria differs based on the chosen Premium Paying Term)||Policy Term||Minimum Sum Assured|
|Exide Life Smart Term Plan - Classic protection with return of premium||
|Exide Life Smart Term Plan - Step-up- Protection with higher return of premium||
|Exide Life Smart Term Plan - Comprehensive protection with return of premium||
Under this plan, a woman policyholder gets an advantage of paying a base premium equivalent to the premium paid by a man who is 3 years younger to her. If you choose a higher basic sum assured, you will get the benefit of lower premium rates. The lower premium rates is applicable only for basic sum assured in the range of Rs.10 lakhs to less than Rs.20 lakhs, Rs.20 lakhs to less than Rs.50 lakhs, and Rs.50 lakhs and above.
Whether you face the risk of dying sooner or living longer, you will need a life insurance to secure the financial future of your family. Exide Life Term Insurance Plan offers financial protection to your family in the event of your death. The other reasons for having a term insurance are to have a reliable source of income after retirement, benefit from having a second income in the case of critical illness or accident, and to provide for your children’s education, wedding, and lifestyle requirements.
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