Future Generali India General Insurance Company

One of the most prominent insurers in India, Future Generali India Insurance Company has over 15 lakh customers and on an average settles more than 2 lakh claims every year. Offering motor insurance policies, health insurance policies, corporate insurance policies, travel insurance policies, etc., Future Generali India Insurance Company has tied up with more than 5,100 hospitals and 2,500 garages across India where their policyholders can avail the cashless claim settlement facility. Having more than 125 branches in the country, Future Generali India Insurance Company has more than Rs.3,198 crore assets under management. Listed below are some of the popular insurance plans offered by Future Generali India Insurance Company.  

Popular Insurance Products Offered by Future Generali India General Insurance Company

Future Generali India Car Insurance Policy 

Listed below is the car insurance plan offered by Future Generali India Insurance:  

• Future Motor Secure 

The Future Motor Secure is a comprehensive car insurance policy that comes with the third-party liability as well as the own damage cover. Policyholders are covered not only in the case of an accident but also if the car is damaged following a natural calamity or if it is stolen. Through the Future Motor Secure policy, policyholders can avail the benefit of the cashless claim settlement at any of the network garages of Future Generali India.  

Future Generali India health care insurance plans 

Listed below some of the health insurance plans offered by Future Generali:  

• Future Vector Care 

With a sum assured ranging between Rs.10,000 and Rs.75,000, the Future Vector Care offers a lump sum payout if the policyholder is hospitalised due to malaria, dengue, chikungunya, zika virus, etc. The maximum policy term is 3 years and the maximum entry age is 65 years.  

• Health Total Mediclaim Policy 

As per the choice of the policyholder, this policy can be bought either as an individual policy or a family floater policy. The Health Total Mediclaim Policy has 3 types of plans – Vital Plan, Superior Plan and the Premier Plan. The sum assured offered under this plan goes up to Rs.1 crore.  

• Critical Illness Insurance Policy 

This policy offered by Future Generali offers a lump sum payout if the policyholder is diagnosed with a critical illness. To be eligible for the scheme, policyholders have to be between 18 years old and 65 years old. The maximum sum assured in the policy is Rs.50 lakh.  

Future Generali India Travel Insurance Policies 

Listed below are 2 travel insurance policies offered by Future Generali India are listed as follows:  

• Schengen and Worldwide 

For policyholders travelling anywhere across the globe or to countries that require a Schengen visa, this policy offers coverage for medical expenses if the policyholder falls ill, if he/she loses their luggage or passport. Depending on where they are travelling, customers can choose between Future Easy Travel Worldwide or Future Easy Travel Schengen.  

• International Student Travel Insurance 

Students travelling abroad can opt for this travel insurance policy which offers coverage for medical expenses if the they fall ill, if their baggage is delayed or lost, or if they lose their passport. In addition, the policy offers personal accident protection against accidental death and permanent disability. The policy also offers coverage if the policyholder falls ill and cannot continue with the course, and sponsor protection wherein the tuition fee is reimbursed for the remainder of the course duration in case of accidental death or permanant disablement of the sponsor 

Future Generali India Home Insurance Policy 

Listed below is the home insurance policy offered by Future Generali India:  

• Future Home Secure 

This policy offers coverage if the house catches fire, or is burgled, and includes coverage for all contents present in the house of the policyholder. If the policyholder is not the owner of the house, he/she can insure the contents in the house like appliances, gadgets, etc.  

Future Generali India Personal Accident Insurance Policy 

Listed below is the personal accident insurance plan offered by Future Generali India:  

• Accident Suraksha 

The Accident Suraksha plan offers coverage to the policyholder in the case of accidental death, total and permanent disability or temporary total disability. For any of the above-mentioned conditions, policyholders are eligible for a sum assured up to 144 times their monthly income.  

Future Generali Lifestyle Insurance 

Mentioned below some of the lifestyle insurances offered by Future Generali India:  

• Wedding insurance 

Wedding insurance offers protection to the policyholder for the expenses spent on the wedding if it is cancelled last minute due to illness or extreme weather conditions or a natural calamity. 

•  Art Insurance 

This policy offers coverage if a painting, drawing, sculpture, poster, etc., is destroyed due to a reason that is non-consequential.  

Future Generali Commercial Insurance 

The Future Generali Commerical Insurance includes property insurance, engineering insurance, liability insurance, marine insurance, group health products and event insurance.  

Future Generali Social/Rural Insurance Policies 

Listed below are some of the social/rural plans offered by Future Generali:  

• Sukshma Hospi-Cash 

Specifically designed for those living in rural areas, the Sukshma Hospi-Cash ensures that the family or dependents are granted a daily cash allowance if the insured person is hospitalised. This policy can be purchased as an individual policy or a family floater policy.  

• Cattle and Livestock Insurance 

This policy offers coverage to farmers from rural areas in the case of death of the cattle due to diseases or accidents or in case they are permanently and totally disabled.  

Customers who wish to buy any of the above-mentioned insurance plans can do so on the website of Future Generali India. Existing policyholders can also choose the ‘quick pay’ option to renew their policies.